Business Details
Your Trusted Partner for Financial Planning Solutions
John Davies Financial Consultancy is a distinguished firm with over 40 years of experience in delivering tailored financial planning solutions. Our team combines deep industry expertise with a personalized approach, ensuring that clients receive advice aligned with their unique needs, objectives, and risk tolerance. We pride ourselves on fostering long-term relationships built on trust, transparency, and a commitment to client satisfaction. Our services span pension advice, inheritance tax planning, trusts, and business-related financial strategies.As an appointed representative of Quilter Financial Limited, regulated by the Financial Conduct Authority, we uphold the highest standards of professionalism and regulatory compliance. Our client-centric methodology emphasizes measurable outcomes, ethical practices, and continuous support, positioning us as a trusted partner for individuals and businesses navigating complex financial landscapes.
Services
Pension Advice
Business Related
Personal Insurance
Trusts Advice
Annuities or Drawdown
Inheritance Tax
Mortgages
Highlights and features
- We offer over 40 years of dedicated experience in financial planning.
- Our team provides personalized, client-centric solutions tailored to individual needs.
- We are regulated by the Financial Conduct Authority for client assurance.
- Proven track record with numerous client testimonials highlighting exceptional service.
- Expertise in complex financial areas like inheritance tax and trust planning.
Associations and certifications
- Financial Conduct Authority
What people say
Personal approach
Attentive service
Tailor made solutions
Proactive and insightful
Professional and genuine interest
Services
Pension Advice
We offer comprehensive pension advice tailored to individual retirement goals. Our services include final salary pension reviews, personal and stakeholder pensions, SIPPs, and auto-enrolment guidance. We help clients optimise contributions, understand tax implications, and select appropriate investment vehicles. Our expertise ensures clients are well-prepared for retirement with strategies that align with their financial circumstances and aspirations, ensuring long-term security.
Trusts Advice
Our trusts advice focuses on estate planning to protect assets and reduce inheritance tax liabilities. We guide clients through creating bare trusts, discretionary trusts, and vulnerable person trusts. By placing assets in trusts, clients can control distributions and ensure beneficiaries receive inheritances efficiently. We collaborate with legal professionals to design structures that meet specific needs, ensuring compliance with tax regulations and long-term financial objectives.
Inheritance Tax Planning
We specialise in inheritance tax planning to minimise liabilities and preserve wealth for beneficiaries. Strategies include utilising trusts, lifetime gifts, and tax-efficient investments like ISAs and investment bonds. Our advice ensures clients understand thresholds, exemptions, and reliefs, enabling them to structure their estates effectively. We provide ongoing reviews to adapt strategies to legislative changes and personal circumstances, safeguarding client legacies.
Personal Insurance
Our personal insurance services include term and whole-of-life cover, critical illness cover, income protection, and private medical insurance. We assess clients financial obligations and dependents needs to recommend coverage that safeguards against unforeseen events. Policies are placed in trusts where appropriate to expedite payouts and reduce estate values. We ensure protection aligns with clients budgets and long-term financial plans, offering peace of mind.
Business Related
We provide business protection solutions to secure companies against financial disruptions from key personnel loss. Services include keyman insurance, business share protection, and relevant life plans. These products ensure continuity by providing funds to recruit replacements, buy out shares, or support dependants. We tailor coverage to business structures, ensuring minimal tax impact and sustained operational stability during critical transitions.
People
John Davies
Principal Financial Advisor
With over 40 years in financial services, John has built a reputation for integrity and client-focused advice. He specialises in pensions, investments, and inheritance tax planning, serving diverse clients from entrepreneurs to retirees.
Adam Dawe
Financial Advisor
Adam brings extensive experience from high-street banks and AXA Wealth. He holds a Level 4 diploma in financial advice and focuses on aligning clients financial goals with tailored investment and protection strategies.
Samantha Davies
Financial Advisor
Samantha is dedicated to delivering measurable value through personalised wealth management. Her expertise spans retirement planning, risk mitigation, and investment growth, ensuring clients achieve financial security with clarity and confidence.
Questions
What financial services do you offer?
We specialise in pension advice, inheritance tax planning, trusts, personal insurance, annuities, business-related financial solutions, and mortgages, tailored to individual and business needs.
Are you regulated by the Financial Conduct Authority?
Yes, John Davies Financial Consultancy is an appointed representative of Quilter Financial Limited, regulated by the Financial Conduct Authority for financial planning services.
How do you personalise financial advice?
We conduct detailed consultations to understand your goals, risk tolerance, and circumstances, ensuring bespoke strategies that align with your unique requirements.
Do you provide inheritance tax planning?
Yes, we offer expert inheritance tax planning services, including trust structures and strategies to mitigate liabilities and protect your estate.
Can you assist with business-related financial needs?
We provide business protection solutions, such as keyman insurance and share protection, to secure your business against financial risks linked to critical events.
