Business Details
Trusted Mortgage Brokers in Epsom
Established with a commitment to providing impartial mortgage advice, Apple Mortgage Solutions has built a reputation for delivering tailored financial solutions. Our team of qualified advisers brings extensive market experience, ensuring clients receive comprehensive guidance on first-time purchases, remortgaging, and second home acquisitions. We pride ourselves on a holistic approach, offering a wide range of mortgage products from across the market, with a focus on first charge mortgages. Our fee structure is transparent, charging 750 for initial consultations and 1,649 for lifetime mortgage arrangements, with commissions received from lenders upon completion. We are dedicated to guiding clients through every stage of the mortgage process, including specialized services such as buy-to-let mortgages and equity release options for homeowners aged 55 and over.Our commitment to personalized service extends beyond standard business hours, ensuring accessibility for all clients. As an authorized and regulated entity under the Financial Conduct Authority, we maintain the highest standards of professionalism and client protection. Our office in Epsom, Surrey, serves as the hub for our operations, supporting clients throughout the UK. With a proven track record of successful mortgage placements and positive client testimonials, we continue to grow our reputation through referrals and repeat business. Our mission remains focused on achieving optimal financial outcomes for every client we serve.
Services
Mortgages
Lifetime Mortgages
Insurance
Buy to Let Mortgages
Equity Release
Highlights and features
- We offer impartial advice from qualified and experienced advisers
- We provide a comprehensive range of mortgage products from across the market
- Our fee structure is transparent with charges of 750 for initial consultations
- We are authorized and regulated by the Financial Conduct Authority
- We offer personalized service beyond standard business hours
Associations and certifications
- Financial Conduct Authority
What people say
Extremely helpful
Best available deal
Knowledge and expertise
Personalized service
Successful outcome
Services
Mortgages
We provide impartial mortgage advice for first-time buyers, remortgagers, and second-home purchasers. Our qualified advisers help clients navigate the market to secure competitive rates and suitable terms. With access to a wide range of first-charge mortgage products, we ensure tailored solutions that meet individual financial circumstances and property goals.
Lifetime Mortgages
Specializing in lifetime mortgages for UK homeowners aged 55+, we help clients access tax-free lump sums or regular income without moving. Our advisers compare market options to find suitable plans, considering interest rates and long-term implications. We charge a transparent fee of 1,649 for arranging these secured loans against property equity.
Insurance
We offer insurance solutions including life cover, critical illness protection, and property insurance to safeguard clients against unexpected events. Our advisers assess individual needs to recommend policies that provide financial security for families and assets. We ensure competitive pricing and comprehensive coverage tailored to specific requirements.
Buy to Let Mortgages
Our buy-to-let mortgage service caters to property investors seeking rental income opportunities. We provide market insights and access to specialized products while explaining risks and regulatory considerations. Although not FCA-regulated, we maintain impartial advice standards to help clients make informed decisions about property investment financing.
Remortgaging
We assist homeowners in remortgaging to better rates or releasing equity, considering early repayment charges and market conditions. Our advisers evaluate existing mortgages against current options to optimize financial outcomes. We guide clients through the process with transparent fee structures and personalized recommendations.
People
Joe Quigley
Director
With over 25 years in financial services since joining Midland Bank in 1997, Joe established Apple Mortgage Solutions after extensive high-street banking experience. He specializes in mortgage advisory services and leads the team with industry expertise.
Mark Thorpe
Mortgage Adviser & Office Manager
Bringing industry experience since 1978, Mark manages office operations and provides mortgage advisory services. His long-standing expertise supports efficient client service delivery and administrative excellence since joining in 2015.
Sue Dato
Mortgage Adviser
As a qualified mortgage adviser, Sue provides expert guidance to clients navigating property purchases and remortgaging. Her advisory role focuses on personalized financial solutions and market analysis to meet client needs.
Questions
What mortgage services do you offer?
We provide first-time buyer mortgages, remortgaging, buy-to-let options, lifetime mortgages, and equity release solutions across the UK market.
Are your mortgage advisers qualified?
Yes, our team includes fully qualified mortgage advisers with extensive industry experience since 1978 and 1997 respectively.
What fees do you charge?
Our fees are £750 for mortgage advice and £1,649 for lifetime mortgage arrangements, with lender commissions upon completion.
How are you regulated?
We operate under Financial Conduct Authority authorization, ensuring compliance with financial services standards and client protection regulations.
Can you help with equity release?
Yes, we specialize in lifetime mortgages for homeowners aged 55+ to access property equity with transparent fee structures.
Do you offer after-hours support?
Yes, we provide mortgage advisory services beyond standard business hours to accommodate client schedules and requirements.
Reviews (2)
Rachael Tucker
Jun 22, 2020
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Positive:Professionalism,Quality,Responsiveness,Value
The advice and service my mum received from Joe Quigley was excellent. She needed to move home and release equity to part fund the purchase. We would not have been able to do this without his expertise and specialist knowledge about equity release. Would recommend Joe and Apple Mortgages to anyone who needs mortgage advice.
The advice and service my mum received from Joe Quigley was excellent. She needed to move home and release equity to part fund the purchase. We would not have been able to do this without his expertise and specialist knowledge about equity release. Would recommend Joe and Apple Mortgages to anyone who needs mortgage advice.
Seth Miles
Nov 27, 2018
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Has helped out a few people I know, and I always hear glowing recommendations. Great at what he does, definitely worth consulting with if you're looking to get a new or refreshed mortgage.
