Business Details
17 Years
experience
Trusted Mortgage Brokers in Yateley
Elmbank Mortgages is a mortgage and protection brokerage established in Yateley, Hampshire, with over 25 years of combined experience in the financial services industry. Our team of specialists provides tailored mortgage solutions, protection insurance, and buildings insurance, prioritising unbiased advice and access to the entire market. We pride ourselves on our deep understanding of client needs, offering flexible services conducted in-person or remotely.Our commitment extends beyond financial services, as we actively support local charities through donations linked to our transactions. With a focus on transparency, expertise, and client satisfaction, we aim to simplify the mortgage process while ensuring long-term trust and reliability.
Services
Mortgages
Protection Insurance
Mortgage Calculator
Buy-to-let Mortgages
Buildings Insurance
Life Insurance
Critical Illness Cover
Income Protection
Contents Insurance
Budget Planner
Details
- Year established: 2009
Highlights and features
- We have over 25 years of experience in the mortgage industry.
- We offer unbiased financial advice with access to the whole market.
- We provide tailored mortgage solutions for first-time buyers and investors.
- We support local charities through donations linked to our transactions.
- Our team includes certified professionals with expertise in mortgages and insurance.
Associations and certifications
- Financial Conduct Authority
What people say
Extremely professional
Friendly and willing to help
Outstanding service
Top class communication
Great work
Services
Mortgages
We provide tailored mortgage solutions for first-time buyers, home movers, and investors. Our team accesses the entire market to find competitive rates and terms suited to individual circumstances. With decades of experience, we guide clients through the application process, ensuring clarity and confidence in their financial decisions.
Protection Insurance
Our protection insurance services include life cover, critical illness, and income protection policies. These products safeguard families against financial hardship due to unforeseen events. We offer bespoke advice to align coverage with client needs, ensuring peace of mind for long-term security.
Buy-to-let Mortgages
Specialist buy-to-let mortgage solutions cater to property investors seeking competitive rates and flexible terms. We provide market access and tailored advice to maximise returns while navigating regulatory requirements. Our expertise ensures a streamlined process for portfolio growth.
Buildings Insurance
Buildings insurance protects against structural damage from fire, flood, or subsidence. We advise on comprehensive policies meeting lender requirements, covering rebuild costs and additional risks. Our guidance ensures clients secure optimal protection for their property investments.
Mortgage Calculator
Our online mortgage calculator helps estimate monthly repayments based on loan amount, interest rate, and term. This tool empowers clients to plan budgets effectively and understand affordability before committing to a mortgage.
People
Sara Barker
Director and Founder
Sara founded Elmbank Mortgages in 2009 after 15 years in financial services. Her expertise in mortgages and client-focused approach drive the company's success. She holds a BSc (Hons) and is regulated by the Financial Conduct Authority.
Helen Anstey
Case Manager
Helen has managed mortgage cases since 2011, ensuring smooth transactions from application to completion. Her background in banking and occupational health enhances her client communication and problem-solving skills.
James Mulder
Mortgage Adviser
James joined Elmbank in 2024, specialising in buy-to-let mortgages. His estate agency background and CeMAP qualification provide practical insights for property investors seeking tailored financing solutions.
Tracy Ryan
Protection Adviser
Tracy has advised on life and critical illness cover since 2016. Her background in HR ensures empathetic guidance, helping clients secure policies that align with personal and financial goals.
Siobhan Freeman
Completions Co-ordinator
Siobhan manages post-offer mortgage processes and home insurance needs. Her administrative expertise ensures timely completions and client support for ongoing policy reviews.
Questions
What mortgage options do you offer?
We provide first-time buyer, remortgage, buy-to-let, shared ownership, and second-home mortgages, tailored to individual financial circumstances.
Do you charge fees for mortgage advice?
Our typical fee is £149, though this may vary based on individual circumstances and the complexity of the advice required.
Why is protection insurance important?
Protection insurance safeguards your family's financial future against unforeseen events like illness, injury, or death, ensuring mortgage payments and living costs are covered.
Can I apply for a mortgage remotely?
Yes, we offer remote services via phone and email, allowing flexible mortgage applications without in-person visits.
How do you support local charities?
We donate £10 to Launchpad Reading (homelessness support) and local hospices for every mortgage and protection application processed.
Reviews (7)
Kamiran Haider
Jan 04, 2022
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Positive:Professionalism,Quality,Responsiveness,Value
I have used Elmbank Mortgages Ltd services several times now and I have also recommended their service to few friends. I find them very professional, provide best mortgage deals and always keep us updated on the application. Many thanks once again!
I have used Elmbank Mortgages Ltd services several times now and I have also recommended their service to few friends. I find them very professional, provide best mortgage deals and always keep us updated on the application. Many thanks once again!
Rebecca Dell
Nov 01, 2021
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As first time buyers, Sara was incredibly helpful explaining our options, researching best rates and giving clear advice. We're really happy with the rate she got us and have just completed! We were then passed to Tracy who has been helping with the insurance side of things - she's been equally as helpful and incredibly responsive. Would 100% recommend their services!
Donna Han
Oct 31, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Sara and her team are superstars! They worked incredibly hard to achieve the impossible than when my situation suddenly changed they just did it all over again! I cannot recommend Elmbank Mortgages highly enough. Easy to talk to and diligent.
Sara and her team are superstars! They worked incredibly hard to achieve the impossible than when my situation suddenly changed they just did it all over again! I cannot recommend Elmbank Mortgages highly enough. Easy to talk to and diligent.
Hazel Dillon
Oct 27, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Sara and the team at Elmbank Mortgages Ltd are amazing! I felt really well taken care of and they were so helpful guiding me through the purchase of my 1st property. I would recommend them to anyone looking to buy a property, you can't go wrong with this fantastic team.
Sara and the team at Elmbank Mortgages Ltd are amazing! I felt really well taken care of and they were so helpful guiding me through the purchase of my 1st property. I would recommend them to anyone looking to buy a property, you can't go wrong with this fantastic team.
Joe Hyndman
Oct 19, 2021
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If you ever need help getting a first time mortgage or a remortgage, this is the company to use. They handle it all for you. They are super quick at responding to you about anything and are always honest about getting you the best deal. Could not recommend enough! Thank you Sara and everyone else at Elmbank Mortgages!
Ian Sessions
Oct 18, 2021
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My wife and I have recently completed on the purchase of our family home, on which Elmbank provided both the mortgage and insurance advice for and we would highly recommend them for both services.
Having came across them because they are local to Yateley, they are head and shoulders above our previous advisor and we wouldnt consider going anywhere else when our fixed term comes to an end. Not only do they break things down to an understandable manner, they are super efficient, with most emails being responded to in a matter of hours. They went out of their way to find us the best deal and
Having came across them because they are local to Yateley, they are head and shoulders above our previous advisor and we wouldnt consider going anywhere else when our fixed term comes to an end. Not only do they break things down to an understandable manner, they are super efficient, with most emails being responded to in a matter of hours. They went out of their way to find us the best deal and
Marce Cg
Sep 17, 2021
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Elmbank Mortgages were recommended to me by a friend, and they have been brilliant throughout what was a very stressful process.
Sara always had time to speak to us on the phone and never made us feel like a bother. Tracey was also great, helpful and patient. I cannot recommend them both enough. Thanks you for an outstanding job.
Sara always had time to speak to us on the phone and never made us feel like a bother. Tracey was also great, helpful and patient. I cannot recommend them both enough. Thanks you for an outstanding job.
