Business Details
Trusted Mortgage Brokers in Derby | View Finance
At View Finance, our team of expert mortgage brokers combines over 100 years of collective experience in financial services to deliver tailored mortgage solutions. Specialising in complex cases, including adverse credit histories, self-employment, and niche lending criteria, we leverage access to 4,000+ mortgage deals to secure optimal outcomes. Our whole-of-market approach ensures clients receive impartial advice aligned with their unique circumstances, supported by protection services for homes, health, and income.With a focus on transparency and customer-centricity, we prioritise long-term relationships over transactional interactions, evidenced by our 5-star client testimonials. Headquartered in Derby but operating nationwide, we adhere to stringent regulatory standards under the Financial Conduct Authority, ensuring compliance and trust in every advisory interaction.
Services
Self Employed Mortgages
Protection Services
Complex Mortgages
Remortgages
First Time Buyer Mortgages
Buy To Let Mortgages
Critical Illness Cover
Income Protection
Life Cover
Right to Buy Mortgages
Highlights and features
- We offer 100+ years of combined experience in mortgage brokering.
- Our whole-of-market access covers 4,000+ mortgage deals.
- We specialise in complex cases including adverse credit and self-employment.
- Our protection services cover homes, health, income, and families.
- We have verifiable 5-star client testimonials for transparent service.
Associations and certifications
- Financial Conduct Authority
What people say
Fantastic throughout
Great communication
Easy and simple process
Responsive to all enquires
Secured a fantastic deal
Services
Self Employed Mortgages
Tailored mortgage solutions for self-employed individuals, addressing fluctuating income and documentation challenges. We navigate lenders' criteria to secure competitive rates, ensuring affordability assessments reflect true financial capacity. Ideal for contractors, freelancers, and business owners seeking residential or investment property financing.
Complex Mortgages
Expertise in non-standard cases including adverse credit, CCJs, and bankruptcy. We assess deposit strength, repayment history, and lender appetite to restructure applications. Our brokers negotiate with niche lenders to revive seemingly declined cases, prioritising long-term affordability over short-term fixes.
Protection Services
Comprehensive risk mitigation covering life, critical illness, and income protection. Policies safeguard mortgage commitments and family welfare against unforeseen events. We tailor coverage to individual circumstances, balancing premium costs with adequate protection levels for homeowners and investors.
First Time Buyer Mortgages
Guidance for first-time purchasers navigating Help to Buy schemes, 95% LTV deals, and government incentives. We explain deposit requirements, stamp duty implications, and lender bonuses to demystify the buying process. Emphasis on sustainable borrowing within long-term financial plans.
Buy To Let Mortgages
Strategic financing for property investors, including portfolio management and limited company structures. We analyse rental yield requirements, stress-testing scenarios, and tax-efficient arrangements. Access to lenders specialising in multi-unit portfolios and HMO financing under tightened regulatory frameworks.
People
Jason
Mortgage Advisor
Experienced advisor specialising in complex cases, with a track record in securing mortgages for self-employed clients. Known for responsive communication and navigating challenging scenarios like low deposits and adverse credit histories.
Questions
What mortgage options exist for self-employed individuals?
We offer tailored solutions requiring 1-2 years of accounts, with lenders assessing business stability over traditional PAYE criteria.
Can you assist with adverse credit mortgages?
Yes, we specialise in cases involving CCJs, defaults, and bankruptcy, focusing on deposit strength and lender-specific criteria.
Do you provide protection services alongside mortgages?
We offer life insurance, critical illness cover, and income protection to safeguard your mortgage and family needs.
How do remortgaging services work?
We analyse exit fees, new rates, and equity release potential to determine optimal remortgaging timing and lender switches.
What areas do you serve?
While based in Derby, we operate nationwide with digital consultations available across the UK.
Reviews (7)
Clair Reapy
Jan 23, 2022
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Jason has been amazing, guided me through the often confusing process of getting a mortgage. Very friendly, professional and honest. I always had complete trust during the process that he was giving me correct advise, getting me the best deals and doing so with no delays (even in the run up to Christmas). I would recommend Jason and View Finance Ltd to anyone and everyone.
Maria Christodoulou
Jan 21, 2022
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Jason Harris has been absolutely brilliant throughout the whole process! My case is a complicated one as I'm buying a flat on an ex Council, high rise building. There aren't many lenders who give mortgages for such buildings and my first mortgage application through another broker got rejected. Things got very difficult and stressful for me and I was unsure if I should continue with this. I then found out about Jason through Online Mortgage Advisor (they match you with a broker according to your needs). I couldn't be happier! Jason is professional and also friendly, hard working, showed huge
Scott Woodford
Jan 16, 2022
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Caroline at View Finance has been absolutely amazing with helping with our Mortgage process, she helped make every step of the way so easy and smooth, reassuring us and offering support in everything that happened during the time this took place. I couldn't recommend them enough! Thank you again, you have been amazing with and for us!
Mark Pulley
Jan 13, 2022
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Positive:Professionalism,Quality,Responsiveness,Value
I can't thank Trevor enough for his help and assistance in getting us our mortgage. He was always quick to respond to any questions we had and we always felt that he was doing everything he could to get the best possible deal for us on both our mortgage and life cover. I can 100% recommend Trevor to anyone looking for mortgae advice!!
I can't thank Trevor enough for his help and assistance in getting us our mortgage. He was always quick to respond to any questions we had and we always felt that he was doing everything he could to get the best possible deal for us on both our mortgage and life cover. I can 100% recommend Trevor to anyone looking for mortgae advice!!
Michael Whitby
Dec 31, 2021
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Had the pleasure of dealing with Jim Harris throughout my mortgage application, have to say apart from the odd bit of stress with getting all the documents needed Jim was amazing to deal with. The whole process he kept us i formed of what stage the application was up to and what documentation we would need. Was an absolute pleasure dealing with Jim and hopefully he can help us again when its time to find a new fixed term
Hannah Thompson
Dec 17, 2021
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As first time buyers we needed lots of support, guidance and reassurance whilst securing a mortgage for our first home. Matt has been nothing but fantastic, always responsive, patient, thorough and really reassuring - we definitely wouldn't be here without him! Our situation wasn't exactly straightforward as i'm finishing university and my partner is awaiting a pay-raise but none of this phased Matt and he got us an excellent mortgage offer. We couldn't be more excited to have had our mortgage accepted today but if/when we ever build up the energy to move house, we will 100% get back in touch with
Melissa Reason
Dec 13, 2021
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Trevor Oakley was amazing from start to finish, he was away on holiday when I first contacted him but that did not stop him from helping me find the right mortgage. He took calls from me at a time that suited myself and not him and his communication was second to none. My case was a little complex and he explained everything each step of the way, giving excellent advice and he certainly had my best interest at heart. His professionalism and the fact that he went above and beyond to help me means I will never use another mortgage broker. So glad to have Trevor helping me through this and I even
