Business Details
Trusted Mortgage Brokers in Leicester
Heritage Estates is a mortgage brokerage firm based in Oadby, Leicester, dedicated to providing tailored mortgage solutions for residential and buy-to-let properties. With over 15 years of combined experience in financial services, our team specialises in guiding clients through the complexities of mortgage applications, offering expert advice on affordability, lender selection, and market trends. We prioritise saving clients time and money by recommending only suitable products and streamlining the application process. Our CeMAP-trained professionals conduct thorough market analyses to align lenders' criteria with clients' unique circumstances, ensuring optimal outcomes.We serve first-time buyers, seasoned homeowners, self-employed individuals, and company directors, offering transparent, no-obligation consultations. Our commitment extends beyond initial transactions, providing ongoing support for mortgage-related queries. As an appointed representative of Quilter Mortgage Planning Limited, we adhere to rigorous regulatory standards under the Financial Conduct Authority. Our focus remains on building long-term relationships through personalised service and financial expertise.
Services
Residential Mortgages
Buy-To-Let Mortgages
First Time Buyers
Remortgages
Self-Employed Mortgages
Highlights and features
- We save clients money by identifying optimal mortgage products.
- Our CeMAP-trained team streamlines mortgage application processes.
- We specialise in complex cases including self-employed and credit-impaired clients.
- We provide transparent, no-obligation initial consultations.
- Our local expertise serves Leicester and surrounding areas.
Associations and certifications
- Financial Conduct Authority (FCA)
Services
Residential Mortgages
We provide tailored residential mortgage solutions for first-time buyers and existing homeowners. Our CeMAP-trained advisers assess affordability, recommend suitable lenders, and guide clients through the application process. With access to a wide range of products, we help secure competitive rates while ensuring compliance with FCA regulations.
Buy-To-Let Mortgages
Specialist buy-to-let mortgage services for property investors. We offer market analysis, lender comparisons, and application support tailored to rental property financing. While some products fall outside FCA regulation, we ensure transparent advice and connect clients with appropriate solutions through our industry partnerships.
First Time Buyers
Dedicated support for first-time homebuyers navigating their initial property purchase. We explain mortgage options, calculate affordability, and recommend lenders suited to new buyers' circumstances. Our guidance covers deposit requirements, government schemes, and long-term financial planning for sustainable homeownership.
Remortgages
Expert remortgaging services to help clients secure better rates or release equity. We analyse existing mortgage terms, compare market options, and facilitate smooth transitions to new products. Our advice considers early repayment charges and long-term financial benefits to maximise client savings.
Self-Employed Mortgages
Specialist mortgage solutions for self-employed individuals and company directors. We address unique income verification challenges, working with lenders that accept 1-year accounts or unconventional income streams. Our expertise ensures fair assessments for clients with complex financial situations seeking residential or investment property financing.
People
Julia Towarianskyj
Mortgage & Insurance Adviser
With 15+ years in financial services, Julia specialises in residential and buy-to-let mortgages. As a CeMAP-trained professional, she provides expert guidance on mortgage protection insurance and tailored lending solutions for diverse client needs.
Questions
What mortgage services do you offer?
We provide residential mortgages, buy-to-let financing, first-time buyer support, remortgaging, and specialist solutions for self-employed individuals and company directors.
Are your mortgage services regulated?
We operate as an appointed representative of Quilter Mortgage Planning Limited, authorised and regulated by the Financial Conduct Authority for most residential mortgages.
How do you help clients save money?
We analyse your circumstances to identify lenders with suitable criteria, preventing unnecessary applications and securing competitive rates that match your financial profile.
Do you offer insurance products?
Yes, we provide mortgage protection insurance including life cover, critical illness cover, and income protection to safeguard your financial commitments.
What areas do you serve?
Based in Oadby, Leicester, we serve clients across Leicester city, Blaby, Oadby, and surrounding areas with local market expertise.
Can I get a no-obligation consultation?
Absolutely. We offer free initial consultations to discuss your mortgage needs, assess options, and provide tailored recommendations without any commitment.
Reviews (5)
Thomas Hall
Oct 04, 2019
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Highly recommend. Friendly, approachable and nothing is too much trouble. Being a first time buyer, they made the whole process stress free and smooth. Thank you so much. :)
Arif Patel
Dec 28, 2018
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Thank you Julia, I am really pleased with my new mortgage which has saved me money. You made the entire process very simple and were always available to guide, assist and answer my questions. I am definitely recommending to you all of my family and friends.
Ellie Lux
Oct 26, 2018
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Working with Heritage Estates was a fabulous experience. All the staff were very helpful. I would recommend working with Heritage estates to all my family and friends. Thank you for all your help.
Suhail Patel
Sep 05, 2018
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Such a smooth experience throughout. Special mention for Julia who was extremely supportive throughout the whole process. I fully recommend Heritage estates for anyone looking for a hassle free service
Sarah Dawkins
Aug 06, 2018
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Fabulous service , nothing was ever too much trouble would highly recommend and will be using them again for sure
