Business Details
Your Mutual Mortgage & Savings Partner in Earl Shilton
Established in 1857, Earl Shilton Building Society (esbs) has served communities across Leicestershire and beyond for over 160 years. As a mutual organisation, we prioritise member needs over shareholder interests, offering tailored mortgage and savings solutions grounded in transparency and personal service. Our commitment to promoting thrift and home ownership remains unwavering, supported by a team dedicated to understanding individual financial goals.We combine historical expertise with modern financial practices, maintaining a strong focus on community engagement through partnerships like our quarterly token collection scheme and collaboration with Action Homeless. With assets exceeding 180 million and a membership base of 15,000+, we balance tradition with innovation while preserving the personal touch that defines our service ethos.
Services
Mortgages
Savings Accounts
ISAs
Instant Access
Notice Accounts
Children's Accounts
Self Build Mortgages
Remortgage Services
Tax-Free Savings
Regular Savings
Highlights and features
- We operate as a mutual organisation, prioritising member interests over shareholder profits
- Our 160+ years of experience informs tailored financial solutions for modern needs
- Personalised service remains central to our mortgage and savings account offerings
- Community engagement drives our charitable initiatives and local decision-making
- Flexible mortgage options accommodate unique home ownership requirements
Services
Mortgages
We provide flexible mortgage solutions tailored to individual circumstances. Our offerings include purchase mortgages, remortgage options, and self-build financing. With a case-by-case assessment approach, we support customers across England and Wales through both direct applications and broker partnerships.
Savings Accounts
Our comprehensive savings products cater to diverse needs, featuring ISAs, instant access accounts, and notice accounts. All savings come with passbook options and branch/postal operation flexibility, supporting both short-term goals and long-term wealth accumulation.
Tax-Free Savings
We offer competitive Individual Savings Accounts with tax-free growth benefits. Options include flexible access accounts for immediate needs and fixed-rate ISAs for secure long-term savings, alongside Junior Cash ISAs for children's financial futures.
Regular Savings
Our Regular Savings Accounts help build financial discipline through structured contributions. With monthly deposit flexibility between 10-1,000 and competitive interest rates, these accounts support goal-oriented saving for holidays, purchases, or emergency funds.
Children's Accounts
Designed to instill early financial literacy, our youth accounts include Child Trust Funds and Early Saver Accounts. These tax-free options provide age-appropriate access controls while building long-term savings habits for beneficiaries aged 0-21.
Questions
How do I apply for a mortgage?
New mortgage applications require a mortgage broker intermediary. Existing members can manage accounts online. We work with FCA-registered brokers across England and Wales to provide tailored home financing solutions.
Are savings accounts available nationwide?
Our savings accounts are available to all UK residents. Customers can operate accounts through our Earl Shilton branch, by post, or via online management tools for added convenience.
What community initiatives do you support?
We maintain a corporate partnership with Action Homeless and operate a quarterly token collection scheme. This allows members to direct community funding towards local organisations addressing homelessness and social issues.
Can I access mortgage advice directly?
We currently pause direct mortgage advice to focus on existing members. However, our partnership with Mortgage Advice Bureau in Leicestershire provides local access to FCA-authorised mortgage advisory services.
What makes you different from banks?
As a mutual building society, we operate solely for member benefit rather than shareholders. Our 160+ year history supports a personal service approach, combining traditional values with modern financial solutions tailored to individual needs.
Reviews (2)
Jess Middleton
Jul 22, 2020
Report
A building society that don't take cash is laughable when every other shop does, what more of a joke is you have to pay it into another bank then transfer it!! Your opening hours at the top of face book and on Google still say the main office is open till 5pm only to find you closed with revised hours on the door and a wasted journey!! I've been a customer for many years, but now it may be time to look else where as your competitors seem to of out done you in this circumstances.
Sian Pursey
Apr 28, 2017
Report
I opened my first ESBS account in February and was so pleased with them that I opened another account with them a couple of weeks ago. Great customer service, easy to manage accounts and acceptable interest rates, I wouldn't hesitate to recommend an account with them.
