Business Details
34 Years
experience
Your Trusted Mortgage Broker in Nottingham
Established in 1992, Premier Mortgage Services has built a reputation as a trusted mortgage brokerage serving clients across the UK. Our CeMAP qualified advisors specialise in whole-of-market mortgage advice, comparing thousands of deals from over 100 lenders including major high street banks and specialist providers. As an Appointed Representative of Stonebridge Mortgage Solutions Ltd, we operate under the strict regulatory framework of the Financial Conduct Authority, ensuring the highest standards of professional conduct. With over 30 years of industry experience and a collective team expertise exceeding 100 years, we have successfully facilitated 2 billion in client borrowing. Our approach combines technical knowledge of complex lending criteria with a commitment to demystifying mortgage processes for first-time buyers, families, and investors.We maintain transparency throughout the process, offering free initial consultations while clearly disclosing potential fees. Our dedicated Nottingham-based brokers provide continuous support from initial consultation through to completion, maintaining regular communication with clients and conveyancers. This client-centric approach has earned us a 4.9 Google rating, with testimonials consistently highlighting our ability to simplify complex mortgage arrangements. We also provide essential insurance advice and have completed over 15,000 mortgage transactions. Our regulatory compliance and financial stability are reinforced through our registration with Companies House (Company Number: 3476608) and adherence to FCA requirements.
Services
First Time Buyer Mortgages
Remortgage Advice
Buy to Let Mortgages
Self-Employed Mortgages
Adverse Credit Mortgages
Mortgage Protection
Life Insurance
Mortgage Calculations
Financial Planning
Insurance Services
Details
- Year established: 1992
Highlights and features
- We have over 30 years of experience in mortgage advisory services
- Our brokers hold CeMAP professional qualifications with 100+ combined experience years
- We are FCA regulated for your financial protection and compliance
- Free initial consultations with no obligation or hidden fees
- We compare 12,000+ mortgage deals from 100+ lenders including exclusive broker products
Associations and certifications
- Financial Conduct Authority
What people say
Helped through every aspect
Informed and confident
Kept up to date
Truthful honest advice
Stress-free experience
Services
First Time Buyer Mortgages
Specialised mortgage solutions for first-time property purchasers. Our CeMAP qualified advisors explain complex lending criteria in simple terms, helping new buyers navigate the mortgage process. We compare thousands of deals to find competitive rates with flexible terms suitable for first-time buyers' financial circumstances.
Remortgage Advice
Expert guidance for homeowners seeking to remortgage their property. We analyse current mortgage arrangements, compare new market deals, and identify potential savings. Our brokers negotiate with lenders to secure better rates while considering exit penalties and long-term financial implications.
Buy to Let Mortgages
Tailored mortgage solutions for property investors. We access specialist buy-to-let products with competitive rental coverage ratios. Our advisors explain tax implications and help structure applications to meet lenders' stricter affordability criteria for investment properties.
Adverse Credit Mortgages
Mortgage options for applicants with credit challenges. We work with specialist lenders offering products for various credit profiles, including County Court Judgments and past bankruptcies. Our advisors explain requirements to improve mortgage eligibility and secure acceptable lending terms.
Mortgage Protection
Insurance solutions to protect mortgage commitments. We advise on life insurance, critical illness cover, and income protection policies that align with mortgage terms. Our brokers compare different coverage levels to ensure appropriate financial protection for homeowners and their families.
People
Michael Illston
Managing Director
With over 30 years in mortgage services, Michael leads our team of CeMAP qualified advisors. He established Premier Mortgage Services in 1992 and maintains responsibility for strategic direction while ensuring continued adherence to our client-first approach.
Questions
What mortgage types do you offer?
We provide first-time buyer, remortgage, buy-to-let, self-employed, adverse credit, and specialist mortgages through our whole-of-market panel of 100+ lenders.
How are you regulated?
We operate as an Appointed Representative of Stonebridge Mortgage Solutions Ltd, authorised and regulated by the Financial Conduct Authority under reference number 214136.
What fees apply?
Our initial consultations are free. Arrangement fees depend on individual circumstances and are clearly explained before proceeding with any mortgage application.
How long does the process take?
Typical mortgage arrangements take 4-12 weeks depending on complexity. Our brokers work efficiently with conveyancers to ensure timely completions.
Can you help with bad credit?
Yes, we work with specialist lenders offering adverse credit mortgages. Our advisors will explain your options and help improve mortgage eligibility.
Do you offer protection products?
We provide life insurance, critical illness cover, and income protection policies tailored to mortgage requirements and individual circumstances.
