Business Details
36 Years
experience
Your Trusted Mortgage Broker in Derby & Belper
Established in 1990, we have dedicated three decades to providing tailored mortgage solutions across Derby, Belper, and the UK. Our expertise spans first-time buyer mortgages, remortgaging, buy-to-let investments, and protection planning, supported by over 200 five-star Google reviews. We prioritise lifelong client relationships, offering evening appointments, same-day responses, and continuous mortgage reviews to ensure optimal deals. Our team combines deep local knowledge with nationwide reach, serving clients from initial consultation through to completion.With a focus on transparency and accessibility, we specialise in helping self-employed individuals and first-time buyers navigate complex lending criteria. Our protection services safeguard clients against life's uncertainties through life insurance, critical illness cover, and income protection. As an Appointed Representative of PRIMIS Mortgage Network, we adhere to rigorous regulatory standards while maintaining a personal approach to financial advice.
Services
First-time buyer mortgages
Remortgage services
Buy-to-let investments
Protection planning
Divorce mortgage advice
Moving home mortgages
Details
- Year established: 1990
Highlights and features
- Benefit from 30 years of mortgage advisory experience
- Receive tailored solutions for complex self-employed cases
- Enjoy flexible evening appointments and same-day responses
- Access continuous mortgage deal reviews throughout your term
- Utilise protection services covering life insurance and critical illness
Associations and certifications
- Financial Conduct Authority
- PRIMIS Mortgage Network
What people say
Excellent service
Highly recommend
Professional approach
Prompt responses
Trusted advisor
Services
First-time buyer mortgages
Guiding first-time buyers through mortgage applications with tailored advice on borrowing limits and process timelines. Specialising in helping clients secure their first property with expert market knowledge. Our service includes ongoing support from initial consultation to completion.
Remortgage services
Reviewing existing mortgages to prevent standard variable rate penalties. Offering product transfers and competitive remortgage options to reduce payments or fund home improvements. Continuous monitoring ensures clients remain on optimal deals throughout their mortgage term.
Buy-to-let investments
Specialist advice for property investors seeking buy-to-let mortgages. Providing tailored solutions for first-time landlords and portfolio expansion. Our service includes ongoing mortgage reviews to maximise rental returns and navigate changing market conditions.
Protection planning
Creating bespoke protection packages including life insurance, critical illness cover, and income protection. Safeguarding clients against financial hardship from health issues or unexpected life events. Our approach ensures financial security for families and dependants through comprehensive coverage options.
Divorce mortgage advice
Providing specialist mortgage guidance during divorce proceedings. Advising on property equity division, mortgage transfers, and new borrowing requirements. Our service focuses on minimising financial risks while ensuring housing stability during transitional periods.
People
Ian Thompson
Mortgage Broker
With 30 years' experience in mortgage advisory, Ian established his business in 1990 after working at Midland Bank. He specialises in complex cases including self-employed clients and first-time buyers. His client-focused approach has earned over 200 five-star reviews.
Jamie Thompson
Mortgage Advisor
Supporting clients alongside his father Ian, Jamie provides modern mortgage solutions while maintaining the business's tradition of personal service. He handles cases from initial consultation through to completion.
Questions
How long have you operated as a mortgage broker in Derby?
I've provided mortgage advice in Derby since 1990, accumulating over 30 years' experience and helping thousands of clients with their mortgage needs.
Do you charge fees for mortgage advice?
Typically no fee is charged, though complex cases may incur charges between £150-£750. Most clients receive advice at no direct cost through lender commissions.
Can you help self-employed individuals secure mortgages?
Yes, I specialise in self-employed mortgage cases, leveraging my own experience as a business owner to navigate complex income verification requirements and find suitable lending options.
Do you offer online mortgage consultations?
Since 2020, all consultations are conducted online for client convenience. Evening appointments are available to accommodate working professionals' schedules.
How do you support first-time buyers?
I guide first-time buyers through every step, explaining mortgage options clearly and helping secure competitive rates. Over 200 five-star reviews highlight my success in helping first-time buyers achieve homeownership.
What protection services do you offer?
We provide life insurance, critical illness cover, income protection, and family income benefit plans to safeguard clients against financial hardship from health issues or unexpected life events.
Reviews (5)
Jordon R.
Jan 02, 2022
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Positive:Professionalism,Responsiveness,Value
Was recommended Ian by a close friend - he made the process very straight forward and helped me and my partner secure a mortgage relatively easily after spending months with a different mortgage advice company previously and getting nowhere. Wish we would of gone with Ian from the start. Highly recommend! Thanks Ian.
Was recommended Ian by a close friend - he made the process very straight forward and helped me and my partner secure a mortgage relatively easily after spending months with a different mortgage advice company previously and getting nowhere. Wish we would of gone with Ian from the start. Highly recommend! Thanks Ian.
Tom Hunt
Dec 29, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
From start to finish Ian was great. As first time buyers, Ian explained all stages of the process and was always on hand to give advice. He responded very quickly and provided a professional, friendly service.
From start to finish Ian was great. As first time buyers, Ian explained all stages of the process and was always on hand to give advice. He responded very quickly and provided a professional, friendly service.
Alan Brown
Dec 24, 2021
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Ian has been a constant from the initial Mortgage inception and every subsequent year there after.
Is always looking for your best interest and keeps regular contact regarding his Services. Christmas Card eveey year is added bonus! :-)
We have personally saved lots of money with Ian. A credit to his profession and we will continue to use his services.
Is always looking for your best interest and keeps regular contact regarding his Services. Christmas Card eveey year is added bonus! :-)
We have personally saved lots of money with Ian. A credit to his profession and we will continue to use his services.
Kt B.
Dec 23, 2021
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Ian has been brilliant from start to finish as our mortgage advisor. When my husband and myself were in the process of buying our first house Ian took care of everything for us making the process of being a first time buyer very smooth and stress-free. Since buying our second property, again I cannot fault Ian. He keeps in regular contact and is very easy to get hold of should we need to contact him, which is something I think is very important.
Ian will also ensure we get the best rates at the time when it comes to remortgaging and I would definitely recommend his services to anyone.
Ian will also ensure we get the best rates at the time when it comes to remortgaging and I would definitely recommend his services to anyone.
Stephen Wood
Dec 19, 2021
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We have known and used Ians services long than I can remember and I think he knows me better than I do.
Ian will always strive to find the best deal thats right for us no matter what our circumstances were at the time. He always stuck with us no matter how complicated and complex it became. He as also helped several members of my family and always done his best, as normal. If you want a company that listens, researchs and gets the best deal you can get then you dont need to look any further. Now hes joined with his sons, they will be a force to be reckoned with. I look forward
Ian will always strive to find the best deal thats right for us no matter what our circumstances were at the time. He always stuck with us no matter how complicated and complex it became. He as also helped several members of my family and always done his best, as normal. If you want a company that listens, researchs and gets the best deal you can get then you dont need to look any further. Now hes joined with his sons, they will be a force to be reckoned with. I look forward
