Business Details
14 Years
experience
Your Trusted Mortgage Broker in Market Harborough
Founded in 2012, Harborough Mortgages has established itself as a trusted provider of mortgage and insurance solutions. With over 14 years of combined experience in financial services, our team offers access to the entire UK mortgage market, leveraging relationships with banks, building societies, and specialist lenders. We prioritise personalised advice, ensuring clients receive tailored solutions for their property investments. Our expertise spans adverse credit cases, equity release, and protection services, supported by a commitment to transparency and client education.We operate under regulatory oversight from the Financial Conduct Authority, maintaining strict compliance with industry standards. Our approach combines technical knowledge with practical guidance, helping clients navigate complex financial products. Through continuous market analysis and client-focused service, we aim to simplify mortgage processes while maintaining the highest ethical standards. Our office in Market Harborough serves as the hub for nationwide operations, supported by a team of certified professionals.
Services
Mortgages
Equity Release
Help to Buy
Income Protection
Life Insurance
Secured Loans
Adverse Credit Mortgages
Critical Illness Cover
Building & Contents Insurance
Details
- Year established: 2012
Highlights and features
- We offer 14+ years of combined experience in mortgage advisory services
- Our team holds CeMap and CeRER professional qualifications
- We provide access to the entire UK mortgage market
- Our advisers have specialist expertise in adverse credit cases
- We maintain FCA regulatory compliance for financial services
What people say
Extremely helpful
Expert in his field
Top notch service
Swift correspondence
Highly recommend
Services
Mortgage Advice
We provide comprehensive mortgage advisory services tailored to individual circumstances. Our FCA-regulated advisers access the entire UK mortgage market, including specialist lenders, to find suitable deals. With expertise in adverse credit cases and new-build properties, we offer impartial advice on repayment structures, interest rates, and eligibility criteria. Our service includes application support and ongoing mortgage management.
Equity Release
Our equity release specialists help homeowners access property wealth without selling. We offer advice on lifetime mortgages and home reversion plans, with expertise in tax implications and inheritance considerations. We provide comparisons across providers to ensure competitive rates, with a focus on long-term financial planning and client protection.
Income Protection
We design income protection policies to safeguard earnings against illness or disability. Our advisers assess individual needs, considering employment status and existing benefits, to determine appropriate coverage levels. We offer guidance on deferred periods, policy terms, and premium structures while ensuring alignment with clients' financial obligations.
Life Insurance
Our life insurance solutions provide financial security for dependants through term-based policies. We offer advice on decreasing, level, and increasing cover options, with consideration for mortgage protection and family needs. We facilitate single and joint-life policies, ensuring clear understanding of policy terms and payout conditions.
Secured Loans
We arrange secured loans using property equity as collateral. Our service caters to borrowers with varied credit histories, offering longer repayment terms than unsecured options. We provide guidance on loan-to-value ratios, interest rates, and eligibility criteria while ensuring clients understand repossession risks.
People
Bobby Rees
Managing Director
Bobby founded Harborough Mortgages in 2012 with 15+ years' experience in financial services. He specialises in adverse credit and equity release cases, holding CeMap and CeRER qualifications. His leadership focuses on client-centric solutions and regulatory compliance.
Rosie Lee
Branch Manager
Rosie oversees daily operations and client service standards. With management expertise, she ensures smooth administrative processes and maintains communication between clients and advisers. Her role focuses on service quality and operational efficiency.
Stephanie Kerry
Mortgage Adviser
Stephanie provides mortgage and protection advice since 2015. Her experience includes working with estate agents and major building societies. She specialises in first-time buyer mortgages and insurance solutions, prioritising clear communication.
Leigh Bass
Equity Release Specialist
Leigh has specialised in later-life lending since 2010. He holds CeMap and CeRER qualifications and has received industry awards for advice quality. His expertise covers complex equity release scenarios and inheritance tax planning.
Questions
What mortgage types do you offer?
We provide advice on residential, buy-to-let, adverse credit, and equity release mortgages through our nationwide lender network.
Are your services regulated?
Yes, we operate as an Appointed Representative of The Right Mortgage Ltd, authorised and regulated by the Financial Conduct Authority.
How much does mortgage advice cost?
We charge a fee for mortgage advice, determined by individual circumstances and loan complexity. Details are provided during initial consultations.
Can you help with bad credit mortgages?
Yes, our specialists have expertise in adverse credit cases, working with lenders who consider non-standard financial histories.
Do you offer protection insurance?
We provide income protection, life insurance, and critical illness cover tailored to mortgage requirements and personal circumstances.
Reviews (7)
Clare Warren
Dec 07, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
We recently used Harborough Mortgages for the re mortgage of our home, we found all of the staff friendly and easy to contact.
Shaun handled our case very professionally, all queries were dealt with promptly. Highly reccomend and will use in the future.
We recently used Harborough Mortgages for the re mortgage of our home, we found all of the staff friendly and easy to contact.
Shaun handled our case very professionally, all queries were dealt with promptly. Highly reccomend and will use in the future.
Emanuele Greco
Nov 28, 2021
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It is always difficult and stressful to buy a house especially if you are a first time buyer but the team at Harborough Mortgages were professional, knowledgeable and super helpful with me and my partner. They helped us to understand how the whole buying process works, they helped us to do everything in time. Honestly i never met people like them. Thanks to the whole team I couldn't have chosen better. For anyone who needs expertise and honesty I would higly recommend Harborough Mortgages.
Tamara Heyes
Nov 21, 2021
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Positive:Professionalism,Quality,Responsiveness
This service is brilliant, I have used then twice now. Bobby and Shaun have both been really great at communication and alleviating any concerns, answering any questions. Highly recommend.
This service is brilliant, I have used then twice now. Bobby and Shaun have both been really great at communication and alleviating any concerns, answering any questions. Highly recommend.
Samantha Goode
Oct 31, 2021
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Weve been in our beautiful new home for 4 months now and have finally got round to leaving this review. These people are nothing short of miracle workers, we had absolutely no clue what we were doing and didnt have the greatest credit history. The team were with us every step of the way and were so knowledgeable and helpful and really went above and beyond especially when our first house choice fell through. Communication was fantastic, very quick to reply to emails or phone calls. Safe to say there is no way we would be where we are now without the whole team and we are so thankful. You
Josh Hughes
Oct 27, 2021
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Amazing business. I've known Bobby for a long time now and would never look else where. The service is fantastic, this is our third house now that Bobby and the team have sorted for us and every time the process has been seamless and stress free. The whole team were brilliant as usual, and thanks to Shaun also for keeping us regularly updated and being extremely responsive. We will continue to shout about Harborough Mortgages and recommend as much as we can.
David Stanford
Oct 21, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Easily the smoothest part of purchasing my new house was using Bobby, Rosie, and the team. This is my second time using Harborough Mortgages. As long as they are in business, I wouldn't ever use any one else. Always helpful and nothing seems like too much trouble for them. Thanks for making such a difficult process so easy.
Easily the smoothest part of purchasing my new house was using Bobby, Rosie, and the team. This is my second time using Harborough Mortgages. As long as they are in business, I wouldn't ever use any one else. Always helpful and nothing seems like too much trouble for them. Thanks for making such a difficult process so easy.
Kerry Steere
Oct 18, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Bobby and team went way above our expectations. They are warm-friendly, and welcoming. We will use these guys again if need be, and I highly recommend them too all.
Bobby and team went way above our expectations. They are warm-friendly, and welcoming. We will use these guys again if need be, and I highly recommend them too all.
