Business Details
Your Trusted Financial Advisers in Kenilworth
GAM HLS is a family-run financial advice company dedicated to providing fair, honest, and professional guidance. With decades of combined experience, we have supported over 1,000 clients in navigating mortgage, pension, and investment decisions. Our approach prioritizes understanding individual circumstances to deliver tailored solutions that balance present needs with future aspirations. We operate with transparency, offering low-fee advice across the whole mortgage market while maintaining flexibility through same-day appointments and evening/weekend availability. Our team works closely with clients to demystify complex financial landscapes, ensuring informed decisions that align with long-term goals.As an appointed representative of Quilter Financial Planning Solutions Limited, we adhere to rigorous regulatory standards. Our commitment to accessibility and client-centric service has earned positive recognition from customers who value our efficient, knowledgeable support. We specialize in simplifying financial planning, whether for home purchases, retirement strategies, or wealth management. By combining market expertise with personalized attention, we aim to empower clients to make confident financial choices. Our reputation for reliability and straightforward advice continues to drive our growth within the UK market.
Services
Mortgage Advice
Financial Planning
Insurance Solutions
Pension Reviews
Investment Guidance
Highlights and features
- We offer access to the whole mortgage market for optimal product matching
- Decades of expertise in mortgage advice and customer service
- Low-fee transparent pricing structure for all services
- Same-day appointments available with rapid mortgage offers
- Flexible scheduling including evenings and weekends
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Delighted with service
Worked magic
Brilliant support
Sound financial advice
Professional service
Services
Mortgage Advice
We provide comprehensive mortgage advice covering purchases, remortgaging, and buy-to-let properties. Our whole-of-market approach ensures access to competitive rates and tailored solutions. With rapid processing times and flexible appointment options, we simplify the mortgage journey for first-time buyers and experienced homeowners alike.
Financial Planning
Our financial planning services address retirement goals, investment strategies, and long-term wealth management. We help clients navigate complex pension landscapes, optimize savings, and create sustainable financial plans. Personalized guidance ensures alignment with individual risk profiles and life objectives while maintaining regulatory compliance.
Insurance Solutions
We offer tailored insurance products to safeguard against life's uncertainties. Our protection plans cover critical illness, income protection, and life insurance needs. We help clients understand policy features and select appropriate coverage levels while explaining important considerations like policy exclusions and claim processes.
Pension Reviews
Specialist pension reviews help clients maximize their retirement savings. We assess existing pension arrangements, identify consolidation opportunities, and explain transfer options. Our advice considers changing regulations and market conditions to optimize retirement outcomes while clearly explaining potential risks and benefits.
Investment Guidance
We provide expert guidance on investment strategies that balance growth potential with risk management. Our services cover portfolio diversification, asset allocation, and market trend analysis. We explain investment vehicles clearly while emphasizing long-term planning and the impact of inflation on portfolio performance.
People
Gary Sharp
Director
With over 20 years' experience in financial services, Gary specializes in mortgage solutions and retirement planning. He leads GAM HLS's client-focused approach, combining market expertise with personalized advice. Gary ensures regulatory compliance while maintaining the company's commitment to transparent, accessible financial guidance.
Questions
How quickly can you process a mortgage application?
We typically provide mortgage offers within 3 days and offer same-day appointments for initial consultations.
Do you offer advice on all mortgage types?
Yes, our whole-of-market approach covers residential, buy-to-let, and specialist mortgages across all major lenders.
What pension advice services do you provide?
We offer pension consolidation reviews, transfer advice, and retirement income planning tailored to individual circumstances.
Are your fees transparent?
Yes, we provide clear fee breakdowns with no hidden charges for all our financial advice services.
Can you help with investment portfolio management?
We offer investment strategy guidance, portfolio diversification advice, and market performance analysis for private investors.
What protection insurance options do you cover?
We provide life insurance, critical illness cover, and income protection policies from leading UK insurers.
Reviews (2)
Cathryn Thompson
Aug 01, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Have done several pieces of repeat business over the years with Gary and Alex from GAM Home Loan Specialists. They are always very helpful and friendly. Thoroughly recommend.
Have done several pieces of repeat business over the years with Gary and Alex from GAM Home Loan Specialists. They are always very helpful and friendly. Thoroughly recommend.
Mark Chambers
Mar 28, 2021
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Great experience in dealing with Alex Sharp at Positive Mortgages. They adopt a professional, efficient and straightforward approach to what can normally be a complex and daunting process. In particular their regular weekly updates and progress reports are great in keeping you informed. Ill certainly be recommending Positive Mortgages to friends and associates - thanks.
