Business Details
Your Trusted Independent Mortgage Advisers in Burton-on-Trent
Mortgage Inspirations Ltd is an Appointed Representative of The Right Mortgage Ltd, authorised and regulated by the Financial Conduct Authority. We specialise in providing independent mortgage advice using a whole-of-market approach to secure exclusive deals tailored to individual circumstances. Our services include first-time buyer mortgages, remortgaging, buy-to-let solutions, and right-to-buy options, alongside protection packages through trusted partners. With local representation across Worcestershire, Herefordshire, Shropshire, Staffordshire, Gloucestershire, East Midlands, West Midlands, and Yorkshire, we prioritise reducing client risk and offering peace of mind.Our team ensures mortgages are customised to personal needs, not lender requirements, and we maintain transparency in fees, with a maximum charge of 1% of the new mortgage balance. We also collaborate with protection specialists to offer life assurance, critical illness cover, and income protection, ensuring comprehensive financial solutions for our clients.
Services
First Time Buyer Mortgages
Remortgages
Buy To Let Mortgages
Life Assurance
Buildings Insurance
Income Protection
Highlights and features
- We offer a whole-of-market approach to find exclusive mortgage deals.
- Our team understands major UK lenders' criteria to boost application success.
- Tailored mortgage solutions suited to your personal circumstances.
- Local representation across multiple regions for personalised service.
- Comprehensive protection packages through trusted partners.
Associations and certifications
- Financial Conduct Authority
Services
First Time Buyer Mortgages
Specialised mortgage solutions for first-time buyers, offering competitive rates and tailored support to navigate the purchasing process. Our advisers ensure clarity and affordability, helping secure properties without unnecessary financial strain. We access exclusive deals unavailable on the high street.
Remortgages
Remortgaging services to help homeowners secure better rates, reduce monthly payments, or release equity. We analyse your current mortgage and market options to find optimal refinancing solutions, ensuring transparency and long-term financial benefits.
Buy To Let Mortgages
Tailored buy-to-let mortgages for property investors, with access to exclusive deals and expert guidance on rental market dynamics. We assess your investment goals and provide strategies to maximise returns while mitigating risks associated with landlord financing.
Life Assurance
Life assurance policies to protect loved ones financially in the event of death. We partner with specialists to offer flexible coverage options, ensuring peace of mind and financial security for dependants, tailored to individual circumstances and budget.
Buildings Insurance
Comprehensive buildings insurance to safeguard properties against damage from events like fire, flooding, or theft. We connect clients with trusted providers offering competitive rates and coverage tailored to property type and location.
People
Derek Johnson
Independent Mortgage Adviser / Director
Derek Johnson is a seasoned mortgage adviser with extensive knowledge of UK lending criteria. He specialises in tailoring mortgage solutions across multiple regions, prioritising client needs and financial security through transparent, impartial advice.
Questions
What mortgage types do you offer?
We provide first-time buyer, remortgage, buy-to-let, right-to-buy, and help-to-buy mortgages tailored to your needs.
Are your mortgage fees transparent?
Yes, our fees are clear, with a maximum charge of 1% of the new mortgage balance, typically £595.
Do you offer protection services?
Yes, we provide life assurance, critical illness cover, and income protection through trusted partners.
Which areas do you serve?
We operate across Worcestershire, Herefordshire, Shropshire, Staffordshire, Gloucestershire, East Midlands, West Midlands, and Yorkshire.
How are you regulated?
We are an Appointed Representative of The Right Mortgage Ltd, regulated by the Financial Conduct Authority.
Reviews (1)
S. Codack
Feb 10, 2019
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Got me the best deal at the time and presented me with all the information I needed to make the right decision. Didnt push and was happy to provide additional information when pushed by me, the tricky customer.
