Derbyshire Mortgage Services

Business Details

Your Trusted Mortgage Brokers in Derby

At Derbyshire Mortgage Services, we bring decades of collective experience to provide tailored mortgage solutions for every client. Our team of dedicated advisors works closely with all major lenders to secure the best deals, whether you're a first-time buyer, self-employed contractor, or seeking a lifetime mortgage. We pride ourselves on offering fee-free advice, ensuring transparency and simplicity throughout the process. With a deep understanding of local market needs, we deliver flexible services that adapt to your lifestyle, from in-person consultations to remote support. Our commitment to customer satisfaction is reflected in our long-standing relationships and the trust placed in us by generations of homeowners.

By maintaining a personal approach and leveraging our industry expertise, we strive to make every mortgage journey as seamless as possible. As an authorised and regulated firm, we uphold the highest standards of professionalism and integrity. Our no-fee policy ensures clients receive unbiased guidance without hidden costs. From initial enquiry to completion, we prioritise clear communication and ongoing support. This dedication to excellence has earned us a reputation as a reliable partner in achieving homeownership goals across Derbyshire and beyond.

Services

First Time Buyers Remortgage Self-Employed Contractors Lifetime Mortgages Business Protection Moving Home Let to Buy Right to Buy Life Protection Income Protection

Highlights and features

We offer 100% fee-free mortgage advice with no hidden charges.
Our team has over 100 years of combined experience in mortgage brokering.
We work with all major lenders to find tailored mortgage solutions.
Same advisor support from application to mortgage completion.
Proudly serving Derbyshire with local expertise and personal service.

Associations and certifications

Financial Conduct Authority

What people say

Stress-free process Knowledgeable advisors No fee charged Highly recommended Exceptional personal service

Website

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Services

First Time Buyers

Specialist support for first-time buyers navigating their initial property purchase. We simplify the mortgage process with clear guidance on eligibility, deposits, and available schemes. Our advisors ensure competitive rates while explaining options like Help to Buy or Shared Ownership, making homeownership accessible and stress-free for new buyers.

Remortgage

Expert remortgaging assistance to secure better rates or release equity. We analyse current deals, compare market options, and handle paperwork to switch providers seamlessly. Our focus is on maximising savings or financial flexibility while ensuring clients understand new terms and potential benefits of refinancing their property.

Self-Employed Contractors

Tailored mortgage solutions for self-employed individuals and contractors. We address unique income verification challenges, working with lenders who specialise in non-traditional earnings. Our expertise ensures fair assessments of affordability, helping contractors access competitive deals despite irregular income patterns or limited financial history.

Lifetime Mortgages

Specialist lifetime mortgage advice for older homeowners seeking to release property equity. We explain options like interest-only or drawdown schemes, ensuring clients understand long-term implications. Our impartial guidance helps retirees supplement income while maintaining residency, with clear explanations of associated risks and benefits.

Business Protection

Mortgage solutions for businesses acquiring or refinancing commercial properties. We connect clients with lenders offering competitive terms for offices, retail spaces, or industrial units. Our service includes assessing affordability, comparing rates, and navigating complex application processes to secure funding aligned with business growth objectives.

Questions

Do you charge fees for mortgage advice?

No, we offer 100% fee-free mortgage advice. Our services are funded by lender commissions upon successful mortgage completion.

Can self-employed individuals get mortgage support?

Yes, we specialise in assisting self-employed contractors with tailored mortgage solutions and lenders experienced in non-traditional income verification.

What areas do you serve?

While based in Derbyshire, we work with clients across the UK through flexible communication options including phone, online, and home visits.

How do you find competitive mortgage rates?

We partner with all major lenders to compare deals and secure competitive rates tailored to your specific circumstances and financial goals.

What mortgage types do you offer?

We provide advice on first-time buyer mortgages, remortgaging, buy-to-let, lifetime mortgages, and specialist products for self-employed individuals.

Are you regulated by financial authorities?

Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under reference number 436257.

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Reviews (7)

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Hannah Wardle

Jan 06, 2022 Report

Laura Scrivens came recommended to me by a friend and I have since passed her name onto several of mine who have all been hugely grateful for her help. Being a first-time buyer, I had many silly questions, all of which Laura was happy to explain with a lot of patience! She's efficient, friendly and went above and beyond in a very frantic market to find the product that suited me. In this complex market, I had to play around with options - changing circumstances meant different budgets and requirements over 6 months. Each time, Laura was happy to adapt and advise. Thank you Laura, you made the

ATarty

Jan 04, 2022 Report

Been using DMS for last last two home purchases and the quality and standard of service from Amanda and Heather is second to none. They go out of their way to help me save by changing the mortgage deals multiple times even if it means a lot of additional work for them. Highly recommend DMS and will be using them for all future purchases.

James Grace

Dec 22, 2021 Report

Positive:Professionalism,Quality,Responsiveness,Value
I would highly recommend Derbyshire Mortgage Services who have provided me with outstanding service. Richard was extremely helpful in the process and answered all my queries promptly no matter how small. His knowledge of the business was excellent. Will deal with them in the future for further mortgages.

Simon Eaton

Dec 17, 2021 Report

Positive:Professionalism
Kerrie provided a great services throughout. Kept me updated at every stage and was very informative. Also found me the perfect deal for me. I would highly recommend.

Sarah Spencer

Nov 23, 2021 Report

Wow, what amazing service! I had an urgent mortgage to arrange due to the property going to best and final offers, and Amanda went above and beyond to arrange a mortgage despite our quite unusual circumstances. Stress-free, genuine personal service, not a 'computer says no' approach. And all without upfront fees. Highly recommended.

James Hall

Nov 16, 2021 Report

Fantastic service by Amanda and her team. Very prompt, always reachable and she was kind enough to keep me up to date, translating it into layman's terms as our process was a bit more complicated than usual. I would recommend Amanda highly and she is someone I will be looking to partner with regarding further requirements in the future.

Helen Pearce

Oct 29, 2021 Report

We received an excellent service from Amanda, she was very professional and helpful. She guided us through the whole process (which we had no idea about!) We honestly couldn't of done it without her help and guidance. Amanda and Heather went above and beyond to help us and nothing seemed too much trouble for them. We would definitely recommend!