C D Financial

Born and Bred in Telford, Shropshire, Claire attended Thomas Telford School & 6th Form, after 6th form, Claire took on a business apprenticeship, which lead to her first role in Financial Services at Windsor Life Assurance in 2001. Pension and Retirement Planning - personal and corporate including Director and self employed pensions.

Throughout our working life, we all aspire to the day we can retire, retirement savings & planning are essential to try and keep you on track to achieve the type of lifestyle you require at retirement. Due to the tax efficient nature, Pensions are commonly used for retirement planning, but when building a retirement plan, we will consider all your savings and assets, so we can build a retirement plan, specific to your circumstances.

In the last five years, we've seen a massive shift in the way that people are taking income in retirement. Back in 2015, pension freedom was brought in, which gave people a lot more flexibility as to the way they access their pensions.

Traditionally it was the case that you either looked at an annuity model, which provided a guaranteed income for life but was quite inflexible, or you had capped drawdown, which meant you could draw down up to a certain level of income from your pension pot, which generally offered a lot more flexibility.Pension freedom scrapped all of that.

As part of our Wealth Management services, we can assist in building you a Bespoke Financial Plan, whether your just starting out, or trying to make sense of your existing position, we will work with you, to establish what you are trying to achieve and how we can help you make your goals and aspirations happen.

If you're considering filing for divorce, it might feel daunting or difficult to determine what will happen to your finances. From what assets you can keep to what you have to split, it's a process that no one wants to go through. So to help guide you in the right direction, we've rounded up useful divorce and financial planning information.