Business Details
Emergency
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Specialist Travel Insurance for Medical Conditions
Free Spirit Travel Insurance has been a pioneer in specialist travel insurance for individuals with pre-existing medical conditions since its inception. As one of the UK's largest schemes of its type, we pride ourselves on providing comprehensive coverage where standard insurers often fall short. Our team combines decades of experience in the insurance sector with a deep understanding of the unique challenges faced by travellers with health conditions. We are authorised and regulated by the Financial Conduct Authority, ensuring the highest standards of compliance and customer protection. Our policies are designed to offer peace of mind through extensive medical coverage, including emergency repatriation, prescribed medications, and aftercare support.With a 5-star Defaqto rating for our Super Duper cover, we maintain industry-leading quality standards. Our commitment to transparency is evident in our clear policy terms, no hidden fees, and 24/7 emergency assistance. We serve clients across the UK and worldwide, offering tailored solutions for single trips, annual multi-trip policies, and cruise holidays. Our customer-centric approach has earned us positive testimonials from clients who value our professionalism and understanding of complex medical needs.
Services
Medical Travel Insurance
Cancer Coverage
Heart Condition Insurance
Respiratory Condition Cover
Neurological Disorders Insurance
Cruise Travel Protection
Single Trip Policies
Annual Multi-Trip Insurance
Repatriation Services
Prescription Medication Cover
Highlights and features
- Cover for most pre-existing medical conditions and disabilities
- 24/7 emergency medical assistance helpline
- No upper age limit for most destinations
- 5-star rated Super Duper cover option
- Companions covered on same policy regardless of health status
Associations and certifications
- Defaqto
What people say
Efficient claims process
Comprehensive medical coverage
Professional support team
24/7 emergency assistance
Covers elderly travellers
Services
Medical Travel Insurance
Specialist travel insurance for pre-existing medical conditions provides comprehensive protection for emergency medical treatment abroad. Covers repatriation costs, prescribed medications, and hospital expenses with 24/7 assistance. Designed for individuals declined standard policies, offering coverage for chronic conditions like diabetes, heart disease, and respiratory illnesses while maintaining policy validity through accurate medical declarations.
Cancer Coverage
Tailored travel insurance for cancer patients and survivors includes emergency treatment for cancer-related complications. Covers cancellation due to medical advice, repatriation needs, and medication costs. Accepts applications from those undergoing treatment or in remission, with dedicated support for terminal cases. Provides peace of mind through 24-hour medical helpline assistance and comprehensive policy wording detailing covered scenarios.
Neurological Disorders Insurance
Specialist protection for central nervous system conditions including multiple sclerosis, Parkinson's disease, and cerebral palsy. Covers emergency treatment abroad, mobility equipment protection, and medication continuity. Features 24/7 medical assistance coordination and repatriation planning. Designed to accommodate progressive conditions while maintaining policy validity through proper medical screening and disclosure.
Respiratory Condition Cover
Comprehensive insurance for asthma, COPD, and other breathing conditions provides emergency treatment coverage abroad. Includes oxygen therapy expenses, inhaler replacement, and hospitalisation costs. Features 24-hour medical assistance coordination and repatriation planning. Designed to accommodate chronic respiratory conditions while maintaining policy validity through accurate medical declarations and proper screening.
Heart Condition Insurance
Specialist travel insurance for cardiovascular conditions covers emergency cardiac treatment abroad. Includes protection for angina, arrhythmia, and post-heart attack scenarios. Features medication continuity coverage, 24/7 medical assistance, and repatriation planning. Designed to accommodate complex cardiac histories while maintaining policy validity through proper medical screening and disclosure of treatment plans.
Questions
Does Free Spirit cover pre-existing medical conditions?
Yes, we specialise in covering most pre-existing medical conditions through our specialist travel insurance policies.
What medical conditions are covered?
We cover a wide range including cancer, heart conditions, respiratory diseases, neurological disorders, and many rare conditions.
Is there an age limit for coverage?
Most destinations have no upper age limit for single trip and annual multi-trip policies.
What emergency services are available?
24/7 medical emergency helpline with assistance for repatriation and emergency treatment arrangements.
Can I cover my travelling companions?
Yes, companions are covered on the same policy regardless of their medical history.
How do I declare medical conditions?
Declare conditions online during quote process or discuss with our specialist team over the phone.
Reviews (2)
Kelly Goddard
Dec 31, 2020
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Positive:Professionalism
Due to go on holiday in 3 weeks time, was concerned as I hadn't heard from them regarding an error on my insurance. Was telephoned back today after leaving a message and everything sorted - very grateful thank you
Due to go on holiday in 3 weeks time, was concerned as I hadn't heard from them regarding an error on my insurance. Was telephoned back today after leaving a message and everything sorted - very grateful thank you
Anonymous
Jul 25, 2020
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These guys are absolutely fabulous. I have a complicated medical history and they have provided me with cover for five years now. My family have had a health issue each holiday for the last four years (lucky us!!) and Free Spirit have paid out without any quibbles. The last one was a fully cancelled holiday for over 10k. I can't rate them highly enough. I feel in safe hands with them... I wouldn't go anywhere else.
