Business Details
27 Years
experience
Trusted Financial Advisers in Edinburgh
Rowanbank Financial Consultants has been providing independent financial advice since 1999, specialising in pensions, investments, protection, and mortgages. Our approach focuses on understanding individual client needs before making recommendations, offering tailored solutions for both private and corporate clients. Based in Edinburgh, we serve clients across the UK with a commitment to impartial advice and transparent fee structures. Our team works closely with accountants and solicitors to deliver seamless service, prioritising client trust through ethical practices and rigorous market research.With over two decades of experience, we ensure financial planning processes remain simple and accessible while addressing complex market challenges. Our services include retirement planning, wealth management, and protection strategies designed to secure long-term financial stability for individuals and families.
Services
Pensions
Investments
Protection
Mortgages
Insurances
Details
- Year established: 1999
Highlights and features
- We offer over 25 years of experience in independent financial advisory services
- Our transparent fee structure ensures complete cost clarity for all clients
- Personalised approach combining home visits with office-based consultations
- Comprehensive service covering pensions, investments, protection and mortgages
- Regulated by the Financial Conduct Authority for professional accountability
Associations and certifications
- Financial Conduct Authority
What people say
Highly recommend
Thorough review
Friendly manner
Trusted financial advisor
Extremely professional
Services
Pensions
Specialised pension advice addressing retirement planning challenges as life expectancy increases. We help clients create sustainable income streams through strategic pension consolidation and drawdown solutions. Our expertise ensures clients maintain their desired standard of living during retirement while navigating complex tax implications and investment choices.
Investments
Comprehensive investment strategies for regular savings and capital growth. We assist clients in building diversified portfolios aligned with their risk profiles and financial goals. Services include property deposit savings, education funding, and retirement income generation while carefully managing market volatility and capital preservation.
Protection
Tailored protection solutions safeguarding against unexpected life events. Our services cover inheritance tax planning, life insurance, critical illness cover, and income protection. We help clients create robust strategies to protect family assets and maintain financial security through comprehensive risk assessment and mitigation planning.
Mortgages
Personalised mortgage advice for property purchase requirements. We guide clients through the entire home-buying process, ensuring appropriate mortgage selection based on individual circumstances. Our services include mortgage restructuring, remortgaging, and affordability assessments while maintaining strict compliance with lending regulations.
Insurances
Comprehensive insurance solutions covering life, health, and income protection. We evaluate clients' specific needs to recommend appropriate coverage levels across various insurance products. Our advice focuses on creating financial safety nets that protect families from unforeseen circumstances while ensuring policy flexibility and value for money.
People
Amy
Financial Adviser
Experienced financial adviser specialising in pension consolidation and wealth management. Known for thorough client reviews and creating tailored financial solutions that address long-term security needs.
Dean
Financial Adviser
Recognised for clear communication and comprehensive financial planning. Specialises in explaining complex financial products in accessible terms while maintaining a client-focused approach to decision-making.
Andrew Flockhart
Financial Adviser
Established expert in pension restructuring and investment optimisation. Demonstrated track record in improving retirement outcomes through strategic portfolio management and premium cost reduction.
Graham
Financial Adviser
Specialist in comprehensive financial planning with particular expertise in retirement strategies. Known for creating customised solutions that align with clients' long-term life goals.
Andy
Financial Adviser
Trusted adviser focusing on holistic financial solutions. Recognised for building long-term client relationships through consistent delivery of practical advice and investment strategies.
Questions
What financial services do you specialise in?
We specialise in pensions, investments, protection, mortgages, and insurance solutions tailored to individual and corporate client needs.
How do you tailor financial advice to individual clients?
We conduct comprehensive needs assessments before making recommendations, offering home visits and office consultations to understand personal circumstances.
Are your fees transparent and clearly explained?
Yes, we provide clear information about our charges during the initial free consultation with no hidden costs.
How are you regulated as financial advisers?
We are authorised and regulated by the Financial Conduct Authority (FCA) under registration number 207491.
Can you help with existing pension arrangements?
Yes, we review and optimise existing pensions, including consolidation and drawdown strategies for improved retirement outcomes.
Do you offer ongoing financial planning support?
We provide regular reviews and adjustments to financial plans to accommodate changing life circumstances and market conditions.
Reviews (7)
Jake Johnson
Nov 18, 2017
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I thought I had left it too late to save for retirement, but Rowanbank Financial Consultants Limited reassured me that there are still steps I can take to make my twilight years more comfortable! They monitor my works pensions and have advised on an additional fund I can pay into that will help top up what I receive when I retire. I would recommend everyone seek the same kind of advice, preferably from Rowanbank Financial Consultants Limited!
Debbie Rumo
Jun 12, 2017
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The great thing about Rowanbank Financial Consultants Limited is that I know they are always there at the end of the phone if I have queries about my investment portfolio or finances in general. I get the impression my money is as important to them as it is to me! Good to have them on my side, thanks to the team.
Corina Pfeiffer
Nov 07, 2015
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I met both Amy and Graham for an initial chat about my pension and they were very helpful and answered all my questions. The initial consultation is free of charge and lets you decide if the service is right for you before committing. I will keep Rowanbank in mind for future and current financial decisions and advice and I would highly recommend them.
Richard Price
Nov 07, 2015
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I Have dealt with Amy at Rowanbank for many years now for all my financial issues. Her thorough review of my situation , Identification of issues helped me make decisions which are protecting me , my family.
Andy Gilhooly
Oct 25, 2015
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I would highly recommend Rowanbank. Their service is both personal and professional and you are under no pressure whatsoever to go ahead. The advice is broken down so that you are aware of the full implications which is very refreshing. Have already recommended to family and friends.
David West
Jul 31, 2014
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As an estate agent we sometimes need solutions to mortgage problems, we have found Andrew Flockhart to be very helpful and our customers tell us they found him very easy to deal with.
Pete Wood
Jul 15, 2014
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I contacted Rowanbank as I have a pension plan that needed to be reviewed. I was put in touch with Andrew Flockhart. Andrew was very knowledgeable and extremely helpful in all aspects of my pension needs. I highly recommend this company for their customer service, knowledge of their profession and the great advice from their representative Andrew Flockhart.
