Business Details
19 Years
experience
Independent Financial Advisers Edinburgh
Established in 2007, we are a team of independent financial advisers and mortgage brokers based in Edinburgh. Our philosophy centres on helping clients achieve financial goals through clear, transparent advice and tailored solutions. With decades of combined experience, our team prioritises trust and mutual respect in client relationships. We offer wealth management, financial planning, pensions, mortgages, and protection services, leveraging our independent status to source products from across the financial marketplace. Our holistic approach ensures bespoke solutions aligned with individual client needs.Regular reviews and ongoing communication maintain relevance as clients' circumstances evolve. Authorised by the Financial Conduct Authority, we uphold rigorous professional standards. Our track record includes assisting businesses with group pension schemes and families with long-term financial strategies. Client testimonials highlight our expertise, jargon-free communication, and commitment to lifelong relationships. We remain dedicated to delivering impartial advice that empowers clients to control their financial futures.
Services
Mortgage Types
Savings and Investments
Protection
Pensions
Auto Enrolment
Details
- Year established: 2007
Highlights and features
- We are FCA-authorised independent financial advisers
- Our team has 15+ years' combined industry experience
- We offer tailored solutions for individual financial goals
- Regular reviews ensure ongoing plan relevance
- We maintain transparent, jargon-free communication
Associations and certifications
- Financial Conduct Authority
What people say
Excellent professional service
Tailored financial solutions
Clear jargon-free advice
Expert pension guidance
Long-term trusted partnership
Services
Financial Planning
We create comprehensive financial plans tailored to individual goals, covering investments, pensions, and tax efficiency. Our process begins with understanding your current situation and long-term objectives. Regular reviews ensure plans adapt to changing circumstances, providing peace of mind and financial security.
Mortgage Advice
Our qualified advisers help clients find suitable mortgage solutions across the entire market. We consider individual financial circumstances to recommend competitive rates and terms. From first-time buyers to buy-to-let investors, we provide clear guidance throughout the mortgage process.
Pension Planning
We offer expert pension advice including workplace schemes, personal pensions, and retirement income strategies. Our team helps businesses implement group pension schemes and advises individuals on tax-efficient savings. Regular reviews ensure optimal growth towards retirement goals.
Investment Management
Our investment services focus on building diversified portfolios aligned with risk tolerance and financial objectives. We monitor market conditions to optimise returns while managing risk. Regular performance reviews ensure investments remain aligned with evolving client needs and market opportunities.
Protection Insurance
We provide tailored protection solutions including life insurance, critical illness cover, and income protection. Our advisers assess individual needs to recommend appropriate coverage levels. We help clients understand policy features to ensure adequate financial protection for dependants.
People
David Hand
Managing Director & Financial Adviser
With over 20 years' experience since joining Canada Life in 1996, David founded Futurity Financial Services in 2007. His expertise in financial planning and wealth management drives the company's growth and client-focused approach.
David T Hand
Mortgage Adviser
Qualified in equity release and mortgage advisory services, David joined in 2020 after finance roles at Hampden & Co. He specialises in helping clients navigate home purchase financing options and equity release solutions.
Josh Hand
Paraplanner
Newly joined team member developing expertise in financial planning processes. Currently working towards qualifications to become an Independent Financial Adviser while supporting senior advisers with client documentation and research.
Questions
What financial services do you offer?
We provide financial planning, mortgage advice, pension planning, investment management, and protection insurance services for individuals and businesses.
Are you regulated by any financial authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA reference 577323).
How do you charge for your services?
Our Investment and Protection Services and Mortgage Services costs are detailed in our downloadable documents available on request.
Do you offer business financial solutions?
Yes, we specialise in workplace pensions, group schemes, and business succession planning tailored to company needs.
How often do you review financial plans?
We conduct regular reviews to ensure plans remain aligned with clients' evolving circumstances and financial goals.
Reviews (2)
Adebayo Oyindamola
Nov 28, 2021
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FOREX INVESTMENT I never believed my life will change in such a manner, i saw a review on a page about MRS ARIELLA CRYPTO and before then i have never risk money doing anything online with anybody because i think i was so wise and never want to be cheated, but when i contacted her and she explained everything to me concerning trading and the profit… i can make within a week i was convinced to give a trial and why i risked to invest $1000 was because i don't need to send her the money but to create and fund my trading account all by myself and give her the access to manage my trading account
Gilchrist Rocklea
Sep 18, 2016
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David Hand and the team at Futurity Financial Services offer unbiased advice that will help your financial requirements after conducting a full comprehensive analysis of your commitments and the current financial market.
