Business Details
32 Years
experience
Trusted Financial Advisers in Edinburgh
Mearns & Company & Company is a distinguished financial advisory firm based in Edinburgh, Scotland, with a legacy of delivering expert financial planning and employee benefits consultancy since 1994. Our team of 23 professionals, collectively holding 171 Chartered Insurance Institute qualifications, brings 360 years of combined financial services experience to our clients. Recognised as a multi-award-winning firm, we have achieved Investors in People Platinum accreditation and maintain a Net Promoter Score of +89, significantly exceeding the industry average. We specialise in crafting tailored strategies for individuals and employers, focusing on long-term financial security, tax efficiency, and employee engagement.Our client-centric approach ensures clarity, transparency, and actionable advice, supported by market-leading tools such as cashflow planning software. With 194 years of combined team experience at Mearns & Company & Company, we prioritise enduring relationships and regulatory compliance, operating under the authorisation of the Financial Conduct Authority. Our commitment to excellence is demonstrated through bespoke solutions for retirement planning, investment management, protection, and flexible benefits platforms, ensuring clients achieve their financial objectives with confidence.
Services
Financial Planning
Employee Benefits Consultancy
Investment Advice
Tax Planning
Workplace Pensions
Cashflow Planning
Protection Services
Mortgage Advice
Details
- Year established: 1994
Highlights and features
- We offer 30+ years of combined financial services expertise from our 23-member team
- Our client-focused approach ensures transparent, jargon-free financial guidance
- We maintain a Net Promoter Score of +89, reflecting exceptional client satisfaction
- Our Investors in People Platinum accreditation demonstrates commitment to staff development
- We provide tailored solutions for both individual financial planning and employer benefits
Associations and certifications
- Investors in People
- Financial Conduct Authority
What people say
Expertise clearly explained
Personalised approach
Award-winning service
Transparent fees
Proactive advice
Services
Financial Planning
We provide comprehensive financial planning services tailored to individual circumstances, covering retirement strategies, tax efficiency, and investment management. Our approach combines market-leading cashflow software with personalised guidance to help clients achieve long-term financial security. With 30+ years of combined team expertise, we deliver actionable plans aligned with clients' life goals and risk profiles.
Employee Benefits Consultancy
Our consultancy services help employers design competitive benefits packages that enhance staff retention and engagement. We specialise in traditional insurance schemes, wellness programs, and flexible benefits platforms like Lightbox Reward. With sector-specific expertise since 1994, we deliver cost-effective solutions that align with business objectives while meeting employee needs.
Investment Advice
We offer expert investment advice covering pensions, savings, and wealth growth strategies. Our team evaluates risk tolerance, financial goals, and market conditions to create diversified portfolios. Through regular reviews and performance tracking, we ensure investments remain aligned with clients' evolving needs while maintaining transparency about associated charges.
Tax Planning
Our tax planning services focus on optimising financial decisions across pensions, investments, and wealth transfers. We provide strategic guidance on ISA allowances, pension contributions, and inheritance tax mitigation. By integrating tax considerations into comprehensive financial plans, we help clients maximise their after-tax returns while maintaining compliance with UK regulations.
Workplace Pensions
We deliver tailored workplace pension solutions that ensure auto-enrolment compliance while enhancing employee retirement outcomes. Our services include scheme selection, employee education, and ongoing management support. With expertise in both defined contribution and defined benefit schemes, we help employers meet regulatory requirements while improving staff financial wellbeing.
People
Catherine Bell
Managing Director
With over 25 years in financial services, Catherine leads our strategic direction and client relationships. She holds multiple Chartered Insurance Institute qualifications and specialises in complex financial planning solutions for high-net-worth individuals.
Graeme Brown
Client Services Director
Graeme oversees our client service delivery, ensuring exceptional standards across all interactions. With 20+ years' experience, he focuses on operational excellence and maintaining our Gold Standard for Independent Advice accreditation.
Malcolm Steel
Client Strategy Director
Malcolm develops innovative financial strategies for corporate clients, specialising in employee benefits optimisation. He has led major benefits reviews for international companies across energy and finance sectors since joining in 2005.
Graeme McInally
Financial Planning Director
As a Chartered Financial Planner, Graeme provides expert guidance on retirement planning and investment management. He has delivered tailored solutions to clients across Scotland for over 15 years, focusing on tax-efficient wealth preservation.
Louise Brown
Head of Employee Benefits
Louise leads our employee benefits team, specialising in flexible benefits implementation and workplace pension strategies. With 18 years' experience, she has designed award-winning benefits packages for clients in both public and private sectors.
Questions
What financial services do you offer for individuals?
We provide comprehensive financial planning including retirement strategies, investment advice, tax planning, and protection services tailored to personal circumstances and long-term goals.
How do you support employer benefits programs?
We offer employee benefits consultancy covering traditional insurance, wellness programs, flexible benefits platforms, and workplace pensions with cost-saving strategies and compliance support.
Are your advisers qualified?
Our 23-person team holds 171 Chartered Insurance Institute qualifications, with many team members being Chartered Financial Planners and Certified Pension Transfer Specialists.
How are your fees structured?
We provide transparent fee structures during initial consultations, with options for fixed fees, hourly rates, or percentage-based charges depending on the complexity of your financial planning needs.
What makes you different from other advisers?
We combine 30+ years' experience with a client satisfaction score of +89 NPS, Investors in People Platinum accreditation, and sector-specific expertise across multiple industries.
How do I start working with you?
Contact us via phone or email to arrange a free initial consultation where we'll discuss your financial objectives and determine the best approach to meet your needs.
