Business Details
Your Trusted Financial Partner in Edinburgh
Sutherland Independent is a professional financial advisory firm based in Edinburgh, dedicated to helping individuals and businesses take control of their financial futures. With a client-centric approach, we specialise in retirement planning, wealth management, protection insurance, and business financial planning. Our team of chartered financial planners combines extensive experience with a commitment to transparency, ensuring clients receive unbiased, tailored advice.We prioritise long-term relationships, focusing on proactive strategies to secure financial goals while maintaining compliance with regulatory standards. Our expertise extends to navigating complex financial landscapes, offering solutions that adapt to evolving client needs.
Services
Retirement Planning
Wealth Management
Protection Insurance
Business Planning
Cashflow Modelling
Highlights and features
- We offer independent, unbiased financial advice tailored to your needs
- Our client-centric approach prioritises long-term financial security
- Chartered financial planners with expertise in retirement and wealth management
- Transparent fee structures and clear communication
- Specialised solutions for business owners and personal financial planning
Associations and certifications
- Financial Conduct Authority
What people say
Trusted and comfortable
One-stop shop
Understands the full picture
Up front
Customer orientated
Services
Retirement Planning
We help clients at all stages of retirement planning to create a secure financial future. Our specialists analyse pension funds, tax implications, and lifestyle goals to develop tailored strategies. Services include annuity reviews, flexible retirement income planning, and legacy creation.
Wealth Management
Our bespoke wealth management solutions optimise financial resources to achieve long-term objectives. We assess risk tolerance, existing assets, and tax positions to create balanced investment strategies. Services include portfolio management, inheritance tax planning, and multi-generational wealth transfer.
Protection Insurance
We design comprehensive protection packages to safeguard clients against unforeseen circumstances. Our offerings include life cover, critical illness insurance, and income protection tailored to individual circumstances. These solutions ensure financial stability for families and businesses during challenging times.
Business Planning
Specialist financial advice helps businesses manage cashflow, succession planning, and protection needs. We provide key person insurance, shareholder protection, and employee benefits packages. Our strategies support business continuity and growth through proactive financial management.
Cashflow Modelling
We create detailed cashflow models to visualise financial futures and identify potential shortfalls. This service integrates pension projections, investment performance, and lifestyle goals to ensure sustainable financial plans. Regular reviews maintain alignment with changing circumstances.
People
Jason Betteridge
Chartered Financial Planner & Regional Managing Director
Jason leads our Edinburgh team with over 20 years' experience in financial planning. He specialises in retirement solutions and business protection, holding chartered status for professional excellence.
Matthew Spence
Chartered Financial Planner
Matthew provides expert advice on pension consolidation and intergenerational wealth transfer. With 15 years in the industry, he helps clients create comprehensive financial plans aligned with personal aspirations.
John Galvin
Head of Client Operations (Scotland)
John oversees client service delivery with a focus on operational excellence. His 18-year career in financial services ensures efficient implementation of client financial strategies.
Robyn Dale
Head of Paraplanning
Robyn leads our paraplanning team, providing technical support for financial strategies. With advanced qualifications, she ensures accurate implementation of complex financial planning solutions.
Natasha Higgins
Client Services Manager
Natasha manages client relationships with over a decade of experience in financial services. She ensures seamless communication between clients and advisers while maintaining high service standards.
Questions
What areas do you cover?
We serve clients in Edinburgh and throughout the UK, providing financial advice tailored to local and national regulations.
How are you regulated?
We operate under the Financial Conduct Authority's authorisation as part of IWP Financial Planning Limited.
What financial planning process do you use?
Our process involves understanding your goals, analysing financial situations, creating tailored plans, and regular reviews to maintain alignment with changing needs.
Do you offer pension transfers?
Yes, we specialise in pension consolidation and transfers, ensuring compliance with regulatory standards while optimising retirement outcomes.
How do you charge for services?
We provide transparent fee structures with no hidden charges, offering both fixed-fee and ongoing advice options depending on client needs.
Can you help with business financial planning?
We provide specialist business financial planning including protection, succession strategies, and cashflow management tailored to company requirements.
Videos
