Business Details
Your Independent Mortgage & Finance Experts
At Affinity Mortgages, we pride ourselves on being true professionals in the finance sector, offering tailored mortgage, insurance, and specialist finance solutions. As an independent broker regulated by the FCA, we focus on understanding your unique needs to deliver bespoke financial products. Our close-knit team of experts brings years of experience, ensuring clients receive impartial advice without hidden agendas. Whether you're a first-time buyer, self-employed, or require complex financing, we handle the intricacies to secure the best deals. We prioritise transparency, charging no fees for our mortgage advisory services while maintaining a client-centric approach.Our expertise extends beyond residential mortgages to commercial finance, portfolio management, and bridging loans. By combining technical knowledge with personal service, we guide you through every step of the financial journey. As a locally trusted firm, we serve Southend-on-Sea and surrounding areas with the same dedication to excellence. Our commitment to regulatory compliance and ethical practice ensures peace of mind for every client interaction. From initial consultation to successful completion, we strive to simplify what can often seem overwhelming. Your financial future deserves more than automated solutions - trust our human expertise to make the difference.
Services
Mortgage Advice
Insurance Solutions
Specialist Finance
First-Time Buyer Mortgages
Buy-to-Let Mortgages
Commercial Finance
Portfolio Finance
Bridging Loans
Development Finance
Self-Employed Mortgages
Highlights and features
- We offer independent mortgage advice with no hidden partnerships or agendas.
- Our team provides tailored financial solutions based on your unique circumstances.
- We are regulated by the Financial Conduct Authority for consumer protection.
- We charge no fees for our mortgage advisory services.
- We combine technical expertise with personal service from experienced professionals.
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Advice
We provide expert mortgage advice tailored to individual circumstances. Our FCA-regulated brokers help residential and commercial clients access competitive mortgage products. With no hidden fees, we focus on finding the best solution whether you're a first-time buyer or property investor.
Insurance Solutions
Our independent advisors offer comprehensive insurance coverage options. We help clients secure appropriate life protection, income support, and property insurance tailored to personal and business needs. We focus on removing unnecessary coverage while ensuring essential protection remains intact.
Portfolio Finance
We help property investors consolidate multiple financing arrangements into single packages. Our specialists handle complex portfolio requirements for developers and landlords, simplifying management while securing competitive lending terms. We work with specialist lenders to meet unique market demands.
Bridging Loans
We facilitate quick-access bridging loans for temporary financial requirements. Our network of specialist lenders provides solutions for property transactions requiring urgent funding. We guide clients through the process while ensuring affordability assessments meet regulatory standards.
Development Finance
We source development finance packages for property projects. Our specialists work with experienced lenders to support residential and commercial developments. We provide tailored solutions from initial funding applications through to project completion while managing lender requirements.
People
Jamie Lewis
Founder
Jamie established Affinity Mortgages with a vision to combine technical excellence with personal service. With extensive industry experience, he leads our team in delivering tailored financial solutions while maintaining hands-on involvement in complex cases.
Rebecca Lewis
Group Director
Rebecca oversees our insurance and protection services. Her background in financial planning informs her approach to creating comprehensive risk management strategies. She ensures our advisors maintain high standards of client care and product knowledge.
Rick Marshall
Group Director
Rick manages our specialist finance division. With expertise in commercial lending and property development finance, he directs our team in sourcing solutions for complex financial requirements across residential and business sectors.
Michael Bowdidge
Group Head of Sales
Michael leads our mortgage advisory team with over 15 years of industry experience. He ensures consistent delivery of high-quality service while mentoring advisors on market developments and best practices in client engagement.
Jessica Abrahams
Operations Manager
Jessica manages daily operations and compliance processes. Her focus on efficient case management systems ensures smooth client journeys from initial consultation through to successful completions across all our service lines.
Questions
Are your mortgage services regulated?
Yes, we're authorised and regulated by the Financial Conduct Authority (FCA No. 598756) for mortgage advice.
Do you charge fees for mortgage advice?
We don't charge clients for our mortgage advisory services. Our income comes from lender-paid commissions.
Can you help with poor credit history mortgages?
Yes, we specialise in finding mortgages for clients with adverse credit histories through specialist lenders.
Do you offer commercial finance solutions?
Yes, our specialist finance team provides commercial mortgages, development finance, and business lending options.
How do portfolio mortgages work?
Portfolio finance combines multiple properties into one lending arrangement, simplifying management and potentially improving borrowing terms.
Can self-employed individuals get mortgage help?
Yes, we help self-employed clients and limited company directors secure appropriate mortgage arrangements.
Reviews (4)
Lauren Scarlett
Jan 06, 2022
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Positive:Professionalism,Quality,Responsiveness,Value
Excellent team very helpful and informative. Personalised service which regularly checks up on progress. Could not fault them 10/10 would recommend
Excellent team very helpful and informative. Personalised service which regularly checks up on progress. Could not fault them 10/10 would recommend
Luci Appelbe
Jan 05, 2022
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Chris B, Nathaniel, and Natalie have all been great in helping us to assess options and apply for our mortgage and life insurance policy.
Luke Martins
Jan 05, 2022
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Eric and Olivia were great throughout the entire process. Very clear, helpful and quick to respond. Highly recommended!
Sarah McGiven
Dec 22, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Fantastic experience, especially as a first time buyer. Everything explained so clearly, quick feedback and fantastic product recommendations. Could not have gone better. Have already recommended to friends and colleagues.
Fantastic experience, especially as a first time buyer. Everything explained so clearly, quick feedback and fantastic product recommendations. Could not have gone better. Have already recommended to friends and colleagues.
