Business Details
8 Years
experience
Your Trusted Mortgage Broker in Southend-on-Sea
Amber Mortgage Solutions is a dedicated mortgage advisory service committed to providing personalized financial solutions. With independent access to the whole market, we specialise in sourcing competitive mortgage rates tailored to individual circumstances. Our team of qualified advisers offers expertise in first-time buyer mortgages, remortgaging, equity release, and credit repair solutions. We prioritise client needs by combining market-leading mortgage products with comprehensive protection services, including life insurance and income cover. Established to address diverse financial requirements, our service extends to self-employed individuals and those with complex credit histories. Through flexible appointments and transparent advice, we aim to simplify the mortgage process while maintaining compliance with Financial Conduct Authority standards.Our Southend-based advisors provide local market knowledge alongside nationwide coverage, ensuring clients receive both personal service and professional expertise. By continuously monitoring market changes, we deliver up-to-date solutions that adapt to evolving financial landscapes. Our commitment to client education is demonstrated through detailed guidance at every stage of the mortgage journey. With a focus on long-term financial security, we offer holistic advice that considers both immediate needs and future planning requirements.
Services
Mortgage Brokering
Equity Release
Remortgage Advice
Bad Credit Mortgages
Commercial Mortgages
Details
- Year established: 2018
Highlights and features
- We offer independent whole of market mortgage access
- Our team specialises in credit repair mortgage solutions
- We provide dedicated self-employed mortgage advisory services
- We maintain FCA-authorised compliance standards
- We offer flexible appointment scheduling options
Associations and certifications
- Financial Conduct Authority
What people say
Professional advisors
Competitive rates
Excellent support
Quick approvals
Clear guidance
Services
Mortgage Brokering
Our mortgage brokering service provides independent access to the entire market, offering tailored solutions for residential and commercial properties. We specialise in sourcing competitive rates for first-time buyers, remortgaging, and complex credit scenarios. With FCA-authorised advisors, we ensure compliance while delivering personalised financial strategies that adapt to evolving market conditions.
Equity Release
Our equity release solutions enable homeowners to access property wealth without relocation. Offering lifetime mortgages and retirement-specific products, we provide tax-free cash options while maintaining property ownership. Our advisors ensure clients understand long-term implications through comprehensive consultations that consider both immediate needs and future financial planning requirements.
Bad Credit Mortgages
Specialist mortgage solutions for applicants with adverse credit histories, including CCJs, IVAs, and bankruptcy. We work with niche lenders to secure competitive rates while implementing credit repair strategies. Our advisors provide detailed guidance through the application process, focusing on improving future borrowing potential through responsible lending practices.
Commercial Mortgages
Tailored financing solutions for business property acquisitions, including buy-to-let and development projects. We offer bridging loans and secured commercial financing with flexible terms. Our service includes portfolio analysis and cash flow projections to ensure sustainable lending solutions that align with business growth objectives.
Life Insurance
Comprehensive life insurance products providing financial security for dependants, including level term cover and mortgage protection. Our advisors compare market-leading policies to match individual needs, offering flexible payment options starting from 6.42 monthly. We ensure clear policy terms and comprehensive coverage explanations for informed decision-making.
People
Lee Farrington
Director
With over 15 years in mortgage advisory services, Lee specialises in complex case resolutions and commercial financing solutions. He oversees strategic direction while maintaining hands-on client engagement.
Donna Puncher
Compliance Manager
CeMAP-certified compliance expert ensuring all advisory processes meet FCA standards. Donna manages regulatory frameworks and client protection protocols across all financial products.
Gemma Farrington
Senior Mortgage Consultant
Specialising in first-time buyer schemes and equity release products, Gemma provides tailored advice with particular expertise in retirement mortgage solutions for clients over 55.
Adam Tarr
Director
Co-founder with specialist knowledge in commercial mortgages and property development financing. Adam manages lender relationships and negotiates exclusive mortgage rates for clients.
Agata Skoneczna
Mortgage Advisor
Experienced in cross-border mortgages and non-resident lending, Agata provides multilingual support while specialising in complex income verification for self-employed applicants.
Questions
Can I get a mortgage with bad credit?
Yes, we specialise in adverse credit mortgages, working with niche lenders to secure competitive rates for clients with CCJs, IVAs, or bankruptcy histories.
What mortgage types do you offer?
We provide residential, commercial, equity release, buy-to-let, and specialist mortgages for self-employed individuals and those with complex financial situations.
How much can I borrow?
Borrowing amounts depend on income verification, credit history, and property value. Our online calculator provides initial estimates based on standard affordability criteria.
Do you offer life insurance?
Yes, we compare market-leading life insurance policies starting from £6.42 monthly, including level term cover and mortgage protection options.
Are your services regulated?
We are authorised and regulated by the Financial Conduct Authority (FCA No. 593399), ensuring all advice meets strict compliance and ethical standards.
Can I arrange a weekend appointment?
Yes, we offer flexible scheduling with late weekday appointments and Saturday availability through prior arrangement with our advisory team.
Reviews (6)
Mark Jarrett
Mar 02, 2021
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Thank you so much to amber for getting us into our new home went above and beyond to help would highly recommend both for mortgage and insurance. Thanks again adam and team, top man.
Ed Davis
Jan 23, 2021
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Positive:Professionalism
Excellent team at Amber who I have used more than once. Always available to help, and guide you through the mortgage process with top advice... and get a great deal into the bargain.....Many thanks to all at Amber for reducing my stress levels!
Excellent team at Amber who I have used more than once. Always available to help, and guide you through the mortgage process with top advice... and get a great deal into the bargain.....Many thanks to all at Amber for reducing my stress levels!
Matthew
Oct 31, 2019
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Lee and the team at Amber offer a fantastic service to their customers and have vast market knowledge to be able to help you with your mortgage requirements. Expect a high level of service from Amber - you wont be disappointed!
Luke Chiddicks
Oct 15, 2019
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Having used Amber for several years from residential purchases, but to lets and bridging I can honestly say that the knowledge and service has been impeccable. To those who I have recommended to Amber have been delighted. Highly recommended.
Jodie Wall
Sep 19, 2019
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I have used Amber Mortgage solutions three times now and will be using them again for my re-mortgage and future purchases. Always helpful and on the ball. I would also recommend them for insurance too.
Jooles McAvoy
Sep 05, 2019
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I have used Amber for our past 3 house moves, and for our Life and Critical illness insurance twice. Always very thorough, and friendly, and keeps me updated on the process of the applicarion. Ill continue to use them in the future. Thank you.
