Business Details
Trusted Mortgage Brokers in London & Essex
Mountview Financial Solutions is a trusted mortgage advisory firm serving London and Essex. Our team of qualified professionals provides tailored mortgage solutions, leveraging access to a comprehensive range of products from the whole market. With a focus on residential mortgages, buy-to-let financing, and protection insurance, we prioritise client needs through transparent advice and in-depth lender knowledge.Our commitment to exceeding expectations is demonstrated through our FCA-regulated services, competitive rates, and dedication to finding the most suitable financial solutions for each client's unique circumstances. We combine technical expertise with a personalised approach, ensuring clients receive informed guidance throughout the mortgage process while maintaining strict adherence to regulatory standards.
Services
First Time Buyer Mortgages
Remortgaging Services
Buy to Let Mortgages
Offset Mortgages
Mortgage Life Assurance
Critical Illness Cover
Income Protection
Business Protection Plans
Financial Consultations
Mortgage Eligibility Assessments
Highlights and features
- We offer FCA-regulated mortgage advisory services with whole market access
- Our team includes qualified mortgage advisors with lender criteria expertise
- We provide transparent fee structures with no hidden costs
- We deliver tailored mortgage solutions for complex financial circumstances
- We maintain 7-day client support including bank holidays
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Excellent service
Professionalism
Detailed consultations
Outstanding customer service
Highly recommend
Services
First Time Buyer Mortgages
Specialised mortgage solutions for first-time property purchasers. Our advisors guide clients through the entire buying process, helping identify suitable lenders and competitive rates. We provide comprehensive support with affordability assessments, deposit requirements, and application procedures while maintaining transparent fee structures throughout the transaction.
Buy to Let Mortgages
Tailored financing options for property investors. We offer expert guidance on buy-to-let mortgage products, rental income assessments, and portfolio management strategies. Our services include market analysis, lender selection, and application support for both new investors and experienced landlords seeking competitive investment financing solutions.
Mortgage Life Assurance
Protective financial solutions ensuring mortgage security in case of death or critical illness. We provide tailored life assurance policies that align with mortgage terms, offering peace of mind for homeowners and their families. Our advisors help clients select appropriate coverage amounts and policy types to match their specific circumstances.
Remortgaging Services
Expert assistance with mortgage switching and refinancing options. We help clients evaluate remortgaging opportunities to secure better rates, release equity, or consolidate debts. Our services include market comparisons, eligibility assessments, and application support to optimise clients' financial positions.
Business Protection Plans
Specialised insurance solutions for business continuity and asset protection. We offer relevant life plans, key person insurance, and partnership protection policies. Our advisors help businesses establish appropriate coverage levels to safeguard against financial losses from critical events affecting business operations or ownership structures.
People
Ranjit Kumar Singh
Mortgage Advisor
Experienced mortgage professional with extensive knowledge of residential and buy-to-let financing. Specialises in helping first-time buyers and investors navigate complex mortgage markets. Provides clear guidance on product selection and application processes while maintaining exceptional client support standards.
Questions
What is a mortgage?
A mortgage is a secured loan for property purchase, requiring regular repayments with interest over an agreed term.
How much can I borrow?
Borrowing capacity depends on income, outgoings, and lender affordability criteria, typically up to 4.5 times annual salary.
How do I apply for a mortgage?
Contact us for initial advice, provide financial documentation, and we'll help select suitable products and complete applications.
What deposit is required?
Minimum deposits start at 5% but better rates available with larger deposits, typically 10-30% for optimal terms.
Are you FCA regulated?
Yes, we operate as appointed representatives of FCA-authorised firms, ensuring regulatory compliance and consumer protection.
Can I get a mortgage with bad credit?
Adverse credit mortgages are available through specialist lenders, though terms may be less favourable than standard products.
Reviews (6)
Cyril Joseph
Aug 29, 2021
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We would like to thank Ranjit from Mount view Financial solutions for the excellent work he has done to help get our property. He is extremely dedicated, quick responsive, very helpful, friendly and professional. His work is very good and strives hard to achieve and excel customer expectations. We are very happy with his services and would highly recommend anyone who is trying to get on the property ladder. We also wish Mount view financial solutions immense success.
Anu Shelar
Feb 04, 2021
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Ranjit has been an absolute star! Our BTL remortgaging needs were challenging however, his patience, optimism and knowledge of the products available is second to none. He was always there to talk us through and emails were answered swiftly. Big thanks to you again, Ranjit. Anu (my wife) and I would whole-heartedly recommend Mountview Financial Solution. Best wishes, Anu & Jitu
Bina Bhushal
Dec 07, 2020
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Im so thankful to Mr. Ranjit Singh - Mountviews Finacial Solutions - helping all the way and getting us the mortgage ! He did fantastic job from start till end ! Awesome job, humble and kind personality, thanks again to Mr.Ranjit Singh are the best at what you do, will get in touch with you soon for the new mortgage soon.
Amit Talukder
Dec 06, 2020
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I am a first time buyer and had no idea about the process and legal commitment. Mountview Financial Solutions helped me at every step. I deal with Ranjit Kumar Singh and found his service fantastic and very professional. He was always a phone call away and made the whole process simple. I would highly recommend Ranjit and Mountview Financial Solutions to all my friends and family.
Minu Dongol
Jul 02, 2020
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Positive:Professionalism
Mountview Financial Solutions are very professional at their work and Ranjit was very professional and got me best deal in the market and the entire process was effortless.
Mountview Financial Solutions are very professional at their work and Ranjit was very professional and got me best deal in the market and the entire process was effortless.
Renars Vitolins
Jun 15, 2020
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Positive:Professionalism,Quality,Responsiveness,Value
The service we received was excellent. Mr.Ranjit was very supportive all through the mortgage process and kept us updated on every stage. Excellent 5 stars and we will use again in the future ! We definitely recommend Mountview Financial Solutions well done and a big Thank you to Mr.Ranjit !
The service we received was excellent. Mr.Ranjit was very supportive all through the mortgage process and kept us updated on every stage. Excellent 5 stars and we will use again in the future ! We definitely recommend Mountview Financial Solutions well done and a big Thank you to Mr.Ranjit !
