Business Details
25 Years
experience
Your Trusted Mortgage Advisors in Ringwood
Established in 2001, we have dedicated ourselves to providing expert mortgage advisory services, driven by a commitment to securing the best possible deals for our clients. Our team, led by CeMAP-qualified professionals, operates under the rigorous standards of Financial Conduct Authority regulation, ensuring every recommendation meets the highest compliance benchmarks. With access to the entire mortgage market, we specialise in identifying exclusive offers unavailable on the high street, while maintaining a one-stop-shop approach that includes conveyancing, insurance, and protection products.Our 24-hour quote turnaround and fee-free service for clients reflect our dedication to efficiency and transparency. Having assisted countless homeowners and investors over two decades, we prioritise clear communication, avoiding industry jargon to make the mortgage process straightforward and stress-free. Our nationwide reach ensures clients across the UK benefit from our market expertise, whether purchasing their first home, remortgaging, or expanding property portfolios.
Services
Residential Mortgages
Buy to Let Mortgages
Self-Employed Mortgages
Remortgages
Shared Ownership Mortgages
Conveyancing Services
Insurance Products
Protection Products
Details
- Year established: 2001
Highlights and features
- We have 22 years of experience in mortgage advisory services
- We are regulated by the Financial Conduct Authority
- We offer access to the entire mortgage market
- We provide a one-stop shop for all mortgage-related services
- We guarantee a 24-hour quote turnaround
Associations and certifications
- Financial Conduct Authority
What people say
Fantastic advisor
Responsive and efficient
Made the process easy
Highly recommend
Expertise and professionalism
Services
Residential Mortgages
We specialise in residential mortgage solutions up to 95% loan-to-value. Our service covers first-time buyers, home movers, and those seeking competitive rates. With access to the entire market, we secure exclusive deals unavailable elsewhere, ensuring clients receive optimal financing options tailored to their financial circumstances.
Buy to Let Mortgages
Our buy-to-let mortgage service caters to property investors with up to 80% loan-to-value financing. We navigate complex lender criteria to find competitive rates, considering rental income projections and portfolio diversification. As an FCA-regulated firm, we ensure compliance while maximising investment returns through strategic mortgage structuring.
Self-Employed Mortgages
We address unique income verification challenges for self-employed applicants. Our expertise secures mortgages for freelancers, contractors, and business owners by presenting financial profiles in the strongest possible light. We work with specialist lenders to accommodate variable income streams while maintaining regulatory compliance.
Remortgage Services
Our remortgage specialists identify cost-saving opportunities for existing homeowners. We analyse current deals, calculate potential savings, and manage the transition process including early repayment charges. With 24-hour quote turnaround, we ensure clients secure better rates without compromising on service quality or regulatory protection.
Shared Ownership Mortgages
We facilitate shared ownership mortgages with up to 95% loan-to-value, guiding clients through government schemes and lender-specific requirements. Our service includes explaining higher lending charges implications and structuring payments to align with equity purchase plans while maintaining financial stability.
People
Helen Joyner
Founder
Helen founded The Mortgage Advisors in 2001 with CeMAP qualifications and FCA-regulated expertise. She specialises in simplifying mortgage processes for first-time buyers and investors, maintaining a client-centric approach that avoids industry jargon while securing exclusive market deals.
Questions
Do you charge any fees for mortgage advice?
No, our mortgage advisory service is completely free for clients as we receive commission from lenders.
Are all your mortgage products regulated?
Most residential mortgages are FCA-regulated, but buy-to-let mortgages may have different regulatory status depending on circumstances.
How quickly can you provide mortgage quotes?
We guarantee a 24-hour turnaround for mortgage quotes, ensuring timely decision-making opportunities.
What areas do you cover?
We operate nationwide across the UK, assisting clients regardless of their location.
What mortgage types do you offer?
We provide residential, buy-to-let, self-employed, remortgage, and shared ownership mortgage solutions.
Are you covered by financial protection schemes?
We are covered by the Financial Services Compensation Scheme for eligible mortgage products.
