A T Mortgages

Business Details

Your Trusted Mortgage Broker in Southampton

Established as an independent mortgage brokerage in Southampton, we provide tailored financial advice across residential, buy-to-let, and commercial mortgage sectors. Our approach prioritizes clients' needs by comparing products from the entire market to identify optimal solutions for their circumstances. With a team of experienced professionals, we offer forward-planning advice and comprehensive support throughout the mortgage process, ensuring transparent communication and regulatory compliance under Financial Conduct Authority authorization.

Our services extend nationally, combining personalized advice with competitive pricing structures while maintaining a commitment to professional integrity and client satisfaction. Through continuous market analysis and strategic partnerships, we deliver informed recommendations that adapt to evolving financial landscapes and individual client requirements.

Services

Residential mortgages Buy-to-let mortgages Commercial mortgages Mortgage protection Wills and trusts Conveyancing services Pension planning Life insurance Business protection General insurance

Highlights and features

We compare mortgages across the entire market to find your best match
Our team holds FCA-authorised professional qualifications
15+ years combined experience in residential and commercial mortgage sectors
Transparent fee structure with competitive pricing options
Personalised service combining local knowledge with national market access

Associations and certifications

Financial Conduct Authority

Website

Update Listing

Services

Residential mortgages

We specialise in residential mortgage solutions for first-time buyers, home movers and remortgagers. Our FCA-authorised advisors compare market-wide products to find competitive rates tailored to individual circumstances. With expertise in government schemes and specialist lending, we streamline the property purchasing process while offering ongoing support for changing financial needs.

Buy-to-let mortgages

Our buy-to-let mortgage service caters to both new and experienced property investors. We provide market analysis and access to competitive products for single property purchases or portfolio expansions. The team offers guidance on rental income optimisation and long-term investment strategies while maintaining regulatory compliance across all transactions.

Commercial mortgages

We arrange commercial mortgages for business premises and investment properties with loan structures tailored to specific business requirements. Our specialists access high street and specialist lenders to secure competitive rates for property purchases, refinancing or business growth initiatives. Services include equipment financing and invoice solution support alongside main mortgage arrangements.

Mortgage protection

Our protection services ensure mortgage continuity through life cover, critical illness and income protection policies. We design bespoke insurance packages to safeguard against financial hardship from unexpected events. The team compares market options to provide competitive coverage rates that protect both residential and business mortgage obligations.

Wills and trusts

While not providing direct legal advice, we connect clients with specialist partners for will preparation and trust arrangements. Our service focuses on inheritance tax planning and asset protection strategies to preserve wealth for future generations while supporting clients' broader financial planning objectives.

People

Alex Taylor

Director

Alex leads our mortgage advisory team with over 15 years' experience in residential and commercial lending. He specialises in complex mortgage solutions and oversees strategic partnerships with leading market providers.

Chris Blunt

Mortgage Advisor

Chris provides tailored mortgage solutions for first-time buyers and property investors. He holds advanced qualifications in buy-to-let financing and specialises in helping clients navigate changing market conditions.

Kerry Green

Mortgage Advisor

Kerry focuses on residential mortgages and remortgaging strategies. With extensive knowledge of government-backed schemes, she helps clients access appropriate lending options while maintaining rigorous compliance standards.

Ron Kerr

Mortgage Advisor

Ron specialises in commercial mortgage solutions for business owners and property investors. His expertise covers business premises financing and portfolio management strategies across multiple sectors.

Lucy Nanson

Processing Manager

Lucy oversees the mortgage application process with a focus on efficient case progression. She ensures all administrative procedures meet regulatory requirements while maintaining clear communication with clients throughout the transaction lifecycle.

Questions

What mortgage types do you specialise in?

We specialise in residential, buy-to-let and commercial mortgages across the UK market.

How are your fees structured?

Fees vary by service with mortgage advice ranging £99–£995 and commercial mortgages charged at 1% loan value.

Are you regulated by financial authorities?

Yes, we are authorised and regulated by the Financial Conduct Authority.

Do you operate nationally?

While based in Southampton, we provide mortgage advice services to clients across the UK.

What additional services do you offer?

We provide protection planning, wills/trusts assistance, and general insurance services through specialist partners.

Reviews (4)

Write a Review

Sam White Jones

Oct 01, 2021 Report

Contacted this company on a recommendation and were beyond pleased. The whole process for applying was quick and efficient. Our mortgage options came within a couple of days.
David and the team were always available to answer our questions. They kept in touch with solicitors, etc so that the whole process was smooth and seamless. Price was competitive with other broker quotes. What a delight. We will be recommending David and this team to friends and family and using them the next time we need a mortgage / remortgage.

Morris Uddin

Oct 04, 2020 Report

Marc is an outstanding broker, extremely helpful and kept me posted throughout the transaction. I must mention EVERYONE at AT MORTGAGES have been outstanding, they go the extra mile to help you get over the line in one of the most important decisions in your life. I cannot recommend enough Thank you Guys for all your support!

Steve Lock

Aug 02, 2020 Report

I initially contacted atmortgages seeking financial advice. The service that I received goes far beyond excellent. My dealings were mainly with Ron Kerr, who has an excellent depth and range of knowledge of the sector. and was able to provide on-going professional advice and support throughout my dealings with him. I would not hesitate recommending atmortgages and in particular Ron Kerr.

Kevin Han

May 10, 2019 Report

I have been using ATMortgages for around 5 years and Alex has always been doing a great job at getting me great rates with outstanding services. Highly recommended!