Business Details
21 Years
experience
Trusted French Mortgage Brokers for Global Clients
French Private Finance has been a trusted partner in cross-border mortgage solutions since 2005. Our team of CeMAP-qualified experts specialises in navigating the complexities of the French banking system for international clients. With relationships spanning retail lenders to private banks, we offer tailored mortgage advice, insurance, legal referrals, and currency exchange services. Our FCA-regulated brokers provide transparent guidance, leveraging 15+ years of experience to simplify non-resident property purchases. Clients benefit from our market-leading connections, which secure preferential rates and direct access to senior lenders.We prioritise clear communication, rapid response times, and post-transaction support, ensuring a seamless journey from application to completion. Our multilingual team handles all administrative burdens, allowing clients to focus on their property goals. This commitment to excellence has earned us a 4.9/5 rating from global clients. We maintain rigorous compliance standards while offering flexible solutions for first-time buyers, investors, and high-net-worth individuals. Our industry recognition stems from consistent delivery of complex transactions, including new builds, renovations, and corporate acquisitions.
Services
Mortgage Brokerage
Accountants
Currency Exchange
Life Insurance
Building Insurance
Contents Insurance
Notary Services
Property Valuations
Translation Services
Legal Advice
Details
- Year established: 2005
Highlights and features
- We have 15+ years of specialist experience in French mortgage markets
- All brokers are CeMAP qualified and FCA regulated
- We provide access to exclusive lender relationships with preferential rates
- Our multilingual team handles all French banking system complexities
- We offer comprehensive post-transaction support including insurance and legal referrals
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Excellent service
Incredibly professional
Smooth process
Highly recommend
Outstanding support
Services
Mortgage Brokerage
We specialise in arranging French mortgages for non-resident buyers. Our FCA-regulated brokers leverage relationships with major French lenders to secure competitive rates. Clients receive personalised guidance through application processes, including income verification, credit assessments, and legal requirements. We handle complex cases involving self-employment, overseas income, and corporate structures while maintaining transparent fee structures and providing ongoing support until property completion.
Currency Exchange
Our partnered currency specialists protect clients against exchange rate fluctuations. We offer forward contracts to lock in rates for up to 12 months, regular payment plans, and rapid transfer solutions. Expert advisors explain optimal timing strategies and manage large transactions required for property purchases, ensuring cost-effective transfers between client home currencies and euros through FCA-authorised providers.
Property Valuations
We coordinate professional French property assessments required by lenders. Our network includes banks' preferred valuation firms that conduct desk research or physical inspections. Experts analyse market values, quick-sale prices, and structural integrity for both existing properties and off-plan developments, ensuring accurate assessments that satisfy mortgage underwriting criteria while providing clients clear property investment insights.
People
Matthieu Ragon
General Manager
CEMAP and CERER qualified credit analyst with 15+ years' experience in French mortgage markets. Specialises in simplifying complex international transactions while maintaining meticulous attention to detail for Private Finance Group's largest brokerage division.
Lloyd Hughes
Head of Communications
Marketing expert with international PR experience, managing client communications and media relations. Develops educational content about French property finance while coordinating press engagement for the UK's leading France-dedicated mortgage brokerage.
Theresa Saliba
Finance Director
Combines English language expertise with physical science and financial management credentials. Oversees all financial operations, bringing innovative approaches to mortgage financing structures while maintaining regulatory compliance across cross-border transactions.
Questions
What mortgage services do you offer for French property purchases?
We arrange residential and investment mortgages for non-residents, including new builds, renovations, and corporate acquisitions. Our services cover application assistance, lender negotiations, and post-approval support across France's major regions.
How long does the French mortgage process take?
Our average completion time is 9 weeks from application to offer, with some cases approved in 4 weeks. Processing speed depends on client preparedness, lender requirements, and property type complexities.
Do you help non-UK residents with French mortgages?
Yes, we assist global clients including US, Asian, and Middle Eastern buyers. Our multilingual team handles unique requirements for non-residents, including income verification and cross-border legal considerations.
Are there additional fees for your brokerage services?
Our mortgage arrangement fee is typically covered by lenders. We transparently disclose any applicable administrative costs beforehand, with no hidden charges during the transaction process.
Reviews (7)
Matthew Murphy
Nov 02, 2020
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Fantastic service, especially during challenging times. Available for advice at all times, makes the complex process of dealing with financial issues in a different country smooth, easy to manage and digestible. Would recommend for any mortgage purchases in France.
Neil Colquhoun
Jun 07, 2020
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I am the very definition of a difficult customer with non-standard circumstances so FPF did a fantastic job of securing a French mortgage for us under testing conditions! Their relationship with the bank who provided the mortgage enabled them to assist in helping the bank understand what my businesses are all about and that got us over the line. The service throughout the whole process was excellent, including being picked up in Geneva and chauffeured to Courchevel and back to sign the relevant documents, so I would highly recommend them. Perhaps the only thing that could have been improved upon
Sasha Mishkin
Dec 26, 2019
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We were introduced to French Private Finance by our real estate agent, and the entire process was seamless and straightforward thanks to the help of Romeo. He answered all of our questions, and made the paperwork infinitely simple. We are so grateful for the white-glove service that French Private Finance has provided us. We definitely recommend them for any mortgage needs.
James Redmayne
Dec 08, 2019
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Matthieu from French Private Finance came highly recommended from good friends of ours and he did not disappoint. We were buying a property in France while living in HK (not simple) and he took all of the stress out of the process. He found a great mortgage deal for us and did a lot of heavy lifting around the complexity involving notaire, insurance, bank, agent etc. Post buying the house he has continued to be very helpful in dealing with the bank and renovation work. Couldn't have done it without him.
Lou Spain
Oct 14, 2019
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We are very happy with the service Konrad provides at French Private Finance. He has guided us through every stage of the selection and application for a French mortgage, helping us through the volumes of paperwork and hoops to jump through in obtaining the mortgage. He has been incredibly patient and professional with us at all times. We are very grateful for the great support through a protracted but successful process.
Liviu Petrina
Jun 06, 2019
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We worked with Matthieu at French Private Finance for getting a French mortgage which was not straight forward in our case. He was always really helpful and provided timely advice to make sure that the mortgage application process went smoothly and were always available to assist to find us the best mortgage option plan. I would highly recommend to anyone considering to get finance for a property purchase in France.
Victoria Kelly
Jan 11, 2019
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We worked with Matthieu Ragon at French Private Finance and we could not believe how easy they made the mortgage process of buying home a France. We braced ourselves for the worst when we decided to buy in France but after engaging French Private Finance it all worked absolutely seamlessly. I, honestly, could not recommend them enough. Matthieu was incredibly attentive, proactive and truly went above and beyond. We are so grateful to whole team. You really should not look anywhere else.
