Business Details
Trusted Mortgage Brokers in Southampton | Mortgage Access
Established to simplify property finance, we provide clear, jargon-free mortgage advice tailored to individual needs. With over 25 years of combined experience in financial services, our team specialises in guiding clients through complex mortgage landscapes, including first-time purchases, remortgaging, and specialist requirements. Our approach prioritises transparency, ensuring clients understand all options while receiving personalised support.Recognised for exceptional customer service, we maintain strong client relationships through ongoing assistance and referrals. Our affiliation with HL Partnership Limited, authorised by the Financial Conduct Authority, underscores our commitment to regulatory compliance and professional standards.
Services
Remortgage
First Time Buyers
Specialist Mortgages
Impaired Credit
Buy to Let
Highlights and features
- We offer 25+ years of mortgage expertise with clear, jargon-free advice
- Our team specialises in complex cases including impaired credit and buy-to-let
- We provide transparent fee structures with no hidden charges
- We maintain FCA-authorised partnerships for regulatory compliance
- We offer flexible consultation options including phone and in-person meetings
Associations and certifications
- Financial Conduct Authority
What people say
Excellent reviews
Recommended by clients
Personalized service
Expert guidance
Stress-free process
Services
Remortgage
We help homeowners transition from existing mortgage deals to more favourable terms before their current arrangement expires. Our service includes financial analysis to identify potential savings and facilitate additional borrowing for home improvements or debt consolidation. We ensure clients understand the implications of early repayment charges and new rate structures.
First Time Buyers
We guide first-time purchasers through the entire home buying process, explaining mortgage terminology and eligibility criteria. Our support includes identifying suitable deposit requirements, explaining government schemes, and clarifying ongoing financial obligations. We provide post-completion assistance to ensure continued understanding of mortgage commitments.
Specialist Mortgages
We assist clients with non-standard requirements including contractor mortgages, new build properties, and limited company applications. Our expertise extends to non-traditional construction types and ex-local authority properties. We access specialist lenders who cater to these unique circumstances while maintaining clear communication about eligibility criteria and documentation needs.
Impaired Credit
We support clients with adverse credit histories including CCJs, IVAs, and bankruptcy. Our service connects clients with specialist lenders who consider individual circumstances beyond credit scores. We provide detailed explanations of eligibility requirements and work to rebuild clients' financial profiles while maintaining transparency about potential risks and interest rates.
Buy to Let
We advise landlords on investment mortgages based on projected rental income rather than personal earnings. Our service explains higher deposit requirements and regulatory considerations for buy-to-let properties. We help clients understand tax implications, portfolio management strategies, and lender-specific criteria for multiple property acquisitions.
People
Sarah
Mortgage Adviser
With 25 years' experience in financial services, Sarah specialises in mortgage solutions. Her clients consistently return and recommend her services, appreciating her clear communication and tailored approach to property finance.
Questions
What mortgage advice fees apply?
Our standard mortgage advice fee is £290.00, agreed upfront after assessing your specific circumstances.
Do you help with first-time purchases?
Yes, we specialise in guiding first-time buyers through the entire mortgage process with clear explanations.
Can you assist with bad credit mortgages?
We work with specialist lenders to help clients with impaired credit histories secure suitable mortgage arrangements.
What buy-to-let mortgage options exist?
We offer buy-to-let mortgages based on rental income projections, typically requiring 25% deposits with specialist lenders.
Where are you located?
We operate from Park Gate, Southampton, above SBK estate agents at 58 Botley Road.
Reviews (4)
Annalise Dilley
Oct 18, 2021
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Sarah has been very helpful throughout this process and has helped us find the best mortgage for us, she was always quick to reply, polite and friendly and we couldn't have hoped for a better experience. Thank you so much Sarah
Bernie Condon
Sep 02, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Brilliant service, explanations and more than enough patience! Great support for the process.
Brilliant service, explanations and more than enough patience! Great support for the process.
Cherish Boxall
Dec 12, 2020
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Positive:Professionalism,Quality,Responsiveness,Value
Responsive, personable and trustworthy. Every experience throughout our first home purchase with Sarah has been positive. She has been a complete pillar of information and support and I cannot recommend her enough. You really don't need to look any further, pick this one!
Responsive, personable and trustworthy. Every experience throughout our first home purchase with Sarah has been positive. She has been a complete pillar of information and support and I cannot recommend her enough. You really don't need to look any further, pick this one!
Esther Frankland
Dec 04, 2020
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Positive:Professionalism,Responsiveness
Thank you very much Sarah! First time buyer and very new to the process, Sarah was patient and helpful - no question too silly and no change of circumstance too much. Would highly recommend and would certainly use again!
Thank you very much Sarah! First time buyer and very new to the process, Sarah was patient and helpful - no question too silly and no change of circumstance too much. Would highly recommend and would certainly use again!
