Business Details
18 Years
experience
Trusted Mortgage & Insurance Advisors in Colchester
Established in 2008, Tapper Financial Services is a family-run mortgage and insurance advisory firm based in Birch, Colchester. We specialise in delivering tailored financial solutions to clients across Colchester, East Anglia, London, and throughout England and Wales. Our approach prioritises understanding individual client needs, ensuring access to affordable mortgages and comprehensive insurance coverage. With a commitment to transparency, we provide fully protected mortgage recommendations and insurance policies designed to safeguard families against life's uncertainties.Our team, led by Certified Mortgage and Insurance Advisors Martin Tapper and Loess Overbury-Tapper, combines academic expertise with local market knowledge. Recognised for our five-star client reviews, we maintain partnerships with a wide panel of lenders to secure competitive deals. As active members of the Colchester Business Network and supporters of mental health initiatives through Project MIND, we blend professional excellence with community engagement.
Services
Mortgage Advice
Insurance Solutions
First-Time Buyers
Remortgaging
Buy-To-Let
Life Insurance
Critical Illness Cover
Income Protection
Business Insurance
Property Insurance
Details
- Year established: 2008
Highlights and features
- Established in 2008 with extensive industry experience
- Free initial consultation with no obligation
- Access to a comprehensive panel of mortgage lenders
- Five-star client reviews for exceptional service
- No fees for insurance advice or arrangement
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Personalised approach
Highly knowledgeable
No obligation consultation
Prompt responses
Services
Mortgage Advice
We provide expert mortgage advice tailored to individual circumstances, including first-time purchases, remortgaging, and buy-to-let investments. Our comprehensive lender panel ensures competitive rates, while our certified advisors guide clients through the entire application process. With a focus on affordability and long-term security, we help clients secure mortgages aligned with their financial goals.
Insurance Solutions
Our insurance services include life, critical illness, income protection, and property coverage. We offer unbiased advice to create tailored policies that safeguard families financially. With no arrangement fees, we prioritise transparent communication and sensitive handling of client needs, ensuring protection against unforeseen circumstances while maintaining compliance with regulatory standards.
First-Time Buyers
Specialised support for first-time buyers navigating property purchases. We explain mortgage options, assist with deposit requirements, and secure competitive rates. Our guidance covers government schemes, affordability assessments, and application processes, ensuring clients make informed decisions when entering the property market with confidence.
Remortgaging
We help clients review existing mortgages to identify cost-saving opportunities or equity release options. Our remortgaging service compares market rates, handles lender negotiations, and ensures seamless transitions. By analysing individual financial situations, we recommend solutions that reduce payments or unlock property value efficiently.
Buy-To-Let
Tailored mortgage advice for property investors, including portfolio management and tax-efficient structures. We connect clients with specialist lenders offering competitive buy-to-let rates. Our service covers rental income assessments, deposit requirements, and strategies for building sustainable property investments aligned with long-term wealth goals.
People
Martin Tapper
Partner
Certified Mortgage and Insurance Advisor with a degree in Economic History and French. Co-founder of Tapper Financial Services and Colchester Business Network. Active in local community initiatives and mental health advocacy through Project MIND.
Loess Overbury-Tapper
Partner
Co-runs Tapper Financial Services and Colchester Business Network while chairing Birch InSpire charity. Holds a degree in French and Italian. Focuses on community engagement, networking events, and mental health awareness initiatives.
Questions
What areas do you serve?
We operate across Colchester, East Anglia, London, and throughout England and Wales, providing mortgage and insurance advice tailored to local market conditions.
Do you charge for insurance advice?
No fees are charged for insurance advice or policy arrangements. Our mortgage services include a £325 fee for Decision in Principle and mortgage offers.
How do you select mortgage lenders?
We work with a comprehensive panel representing the whole market, ensuring competitive rates and diverse options matched to individual client circumstances and affordability.
What insurance types do you offer?
We provide life, critical illness, income protection, family benefits, property, and business insurance solutions designed to protect against financial risks from unforeseen events.
Are your advisors qualified?
Our team includes Certified Mortgage and Insurance Advisors with academic qualifications in economics and languages, combining technical expertise with communication skills.
Videos
Reviews (5)
Maureen Kernaghan
Dec 13, 2021
Report
Positive:Professionalism
I had an amazingly seamless remortgage experience with Tapper Financial Services then a full insurance review. Thoroughly professional team.
I had an amazingly seamless remortgage experience with Tapper Financial Services then a full insurance review. Thoroughly professional team.
Hope Weatherley
Oct 02, 2021
Report
Martin and Loess have been fantastic throughout our mortgage process. Even with our difficult situation they have been so helpful and gave advice along the way. No question was a silly question and no job was too hard..Even during Covid times they was at the end of the phone or email when we needed help. Now we have purchased our house and everything is complete Martin and Loess probably couldnt wait to get rid of us! Thank you both so much for all your help over the past 9 months. This absolutely could not have been done without you both. We will always recommend you to everyone.
Gaz Baugh
Sep 15, 2021
Report
Positive:Professionalism,Quality,Responsiveness,Value
Martin found us an excellent deal and took all the hard work out of arranging a mortgage. Always available to answer questions or make changes with no hidden costs. Would recommend.
Martin found us an excellent deal and took all the hard work out of arranging a mortgage. Always available to answer questions or make changes with no hidden costs. Would recommend.
Mandie Holgate
May 23, 2021
Report
Wow is what I say about Martin and Loess Tapper. Just wow. I've known Martin and Loess for many years and first took out policies and a mortgage with them 8 years ago. I've always found them to be incredibly professional and exceptional at getting us a great deal. That is nothing in comparison to their customer care. My husband is very ill and we had to make a claim on our insurance. They have worked as hard as me to get the claim agreed and saved me so much stress at this very difficult time. I highly recommend Loess and Martin. Never underestimate the essential nature of the policies you
NIKki Griffiths
Mar 05, 2021
Report
Positive:Professionalism,Quality,Responsiveness,Value
Martin is extremely knowledgable and professional but most of all very approachable and personable. He has helped me with both my mortgage application and life insurance and I wouldnt hesitate to recommend him.
Martin is extremely knowledgable and professional but most of all very approachable and personable. He has helped me with both my mortgage application and life insurance and I wouldnt hesitate to recommend him.
