Business Details
Trusted Mortgage Advisers in Colchester
At Just Mortgages, we are committed to delivering tailored mortgage and protection advice that prioritises simplicity, choice, and expertise. As part of the Spicerhaart family since 1989, we leverage decades of industry experience and a nationwide network of over 600 mortgage advisers to support clients across the UK. Our partnership with Openwork, a leading financial advice network with over 40 years of market presence, ensures access to comprehensive panels of lenders and exclusive mortgage deals. We specialise in guiding clients through home buying, remortgaging, equity release, and buy-to-let solutions while maintaining a focus on regulatory compliance and customer-centric service.Our team liaises directly with lenders, valuers, and solicitors to streamline processes, ensuring deadlines are met and client needs are fulfilled. With a dedication to excellence, we aim to provide an unparalleled customer experience, combining market knowledge with personalised support to help clients secure and retain their homes.
Services
First Time Buyers
Home Mover
Equity Release
Remortgaging
Buy to Let
Business Protection
Life Assurance
Critical Illness Cover
Income Protection
100% Mortgages
Highlights and features
- We offer access to a comprehensive panel of lenders and exclusive mortgage deals.
- Our nationwide network includes over 600 experienced mortgage advisers.
- We streamline processes by liaising directly with lenders, solicitors, and valuers.
- We provide tailored advice for first-time buyers, home movers, and buy-to-let investors.
- Our partnership with Openwork ensures adherence to rigorous financial advice standards.
Associations and certifications
- Financial Conduct Authority
What people say
Interactive advice weeks
Vibrant energy in sessions
Supportive colleagues
Effective roleplay scenarios
Grateful for expert guidance
Services
First Time Buyers
We specialise in guiding first-time buyers through mortgage applications, offering access to exclusive deals and tailored advice. Our advisers simplify the process by liaising with lenders and solicitors to meet deadlines. With a focus on affordability and regulatory compliance, we help clients secure their first home confidently.
Equity Release
Our equity release services enable homeowners to unlock capital from their property while retaining residency. Advisers provide clear guidance on lifetime mortgages and home reversion plans, ensuring clients understand risks and benefits. We prioritise solutions aligned with long-term financial goals and regulatory standards.
Buy to Let
We offer tailored buy-to-let mortgage solutions, including access to specialist lenders and competitive rates. Advisers assist with portfolio management, tax implications, and regulatory requirements. Our support extends to property investors seeking to expand or optimise rental income streams.
Business Protection
Our business protection services safeguard companies against financial risks from critical illness, income loss, or key personnel absence. Advisers design policies tailored to business size and sector, ensuring continuity and compliance. We partner with insurers to deliver cost-effective, comprehensive coverage.
Remortgaging
We help clients remortgage to secure better rates, release equity, or adjust terms. Advisers compare deals across lenders, handle documentation, and negotiate with existing providers. Our goal is to reduce costs and align mortgages with evolving financial needs.
People
Antony Lark
Managing Director
Antony Lark leads Just Mortgages with a focus on delivering exceptional customer experiences and fostering industry-leading adviser training. He champions innovation in mortgage services while leveraging partnerships to expand client access to exclusive deals.
Questions
What mortgage services does Just Mortgages offer?
We provide first-time buyer schemes, remortgaging, equity release, buy-to-let mortgages, and business protection services across the UK.
How does Just Mortgages support clients during the home-buying process?
Our advisers liaise with lenders, solicitors, and valuers to meet deadlines and ensure a seamless home-buying experience.
Are Just Mortgages' advisers regulated?
Yes, we are authorised and regulated by the Financial Conduct Authority through our partnership with Openwork.
Can I access exclusive mortgage deals through Just Mortgages?
Yes, our nationwide network provides access to exclusive and semi-exclusive mortgage deals unavailable on comparison sites.
Reviews (6)
Andreas Kounnis
Dec 14, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Chris Naya is very professional, efficient and always responds to his clients queries. He turns things around very quickly. Highly recommended.
Chris Naya is very professional, efficient and always responds to his clients queries. He turns things around very quickly. Highly recommended.
Jordan Fletcher
Dec 08, 2021
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I'm an estate agent that works for a different company to this that has it's own mortgage services set up, I would still only ever use Chris. His product knowledge is incredible. But the best thing about him is that he never comes across as a typical 'suit', he's just a really top guy. Thanks a lot Chris for putting up with my incessant phone calls and texts at all times of the day and never making me feel like a nuisance.
Esther Lala
Dec 05, 2021
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Just Mortgages is the best Financial Broker Ive ever come across. They are very helpful in getting the right mortgage that suit your needs and right for your financial situation. They give you good advice and about clearing your debts and other financial commitments that you have. They are very responsive to any query you may have. I will recommend anyone to speak to them first before you try any other broker. But I can bet that you wont need another broker after youve tried them.
Cosmin C.
Dec 04, 2021
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I have tried to buy my first flat two times with different mortgage advisers but no success. Third time a friend recommend me Chris Naya from Just Mortgages Colchester and all his support and advices got me in my new flat. Recommended to everyone with full confidence.
Rebecca Mcgowan
Dec 04, 2021
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Positive:Professionalism,Responsiveness
One word - fantastic! The whole process with Chris has been first class, from the fist communication, right through to the application, Chris managed to secure us a mortgage in no time at all and got us a great deal. If anyone is looking for a broker, seriously Chris is your man! Cant recommend him enough.
One word - fantastic! The whole process with Chris has been first class, from the fist communication, right through to the application, Chris managed to secure us a mortgage in no time at all and got us a great deal. If anyone is looking for a broker, seriously Chris is your man! Cant recommend him enough.
B. A.
Nov 23, 2021
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Positive:Professionalism,Responsiveness
@Chris Naya: Highly experienced mortgage broker. He really knows his stuff when it comes to buy-to-let mortgages. He has been really helpful in sorting out my mortgages and insurances. I would highly recommend him 100%.
- Ben A.
@Chris Naya: Highly experienced mortgage broker. He really knows his stuff when it comes to buy-to-let mortgages. He has been really helpful in sorting out my mortgages and insurances. I would highly recommend him 100%.
- Ben A.
