Business Details
Emergency
services
Trusted Commercial Insurance Solutions in Ramsgate
Broadsure Direct has been a trusted independent commercial insurance intermediary based in Kent for over two decades. Specialising in tailored insurance solutions, we serve businesses nationwide with a comprehensive range of products including fleet, HGV, taxi, motor trade, business, and goods in transit insurance. Our dedicated account handlers work closely with clients to ensure policies align with their unique needs, supported by a team of experienced professionals committed to exceptional service.We offer flexible instalment plans, full claims handling, and Saturday opening hours to accommodate our clients' requirements. Partnering with leading insurers, we provide bespoke schemes and competitive terms, ensuring our clients receive optimal coverage and value. With a focus on transparency and client satisfaction, we maintain strong relationships with both insurers and policyholders, reinforcing our reputation as a reliable and authoritative presence in the commercial insurance sector.
Services
Fleet Insurance
HGV Insurance
Taxi Insurance
Motor Trade Insurance
Business Insurance
Goods in Transit
Highlights and features
- We offer over 20 years of expertise in commercial insurance solutions.
- Our dedicated account handlers provide personalised policy management.
- We secure competitive terms through partnerships with leading insurers.
- Full claims handling services ensure seamless support during claims.
- Flexible instalment plans tailored to business financial circumstances.
Associations and certifications
- Financial Conduct Authority
What people say
Outstanding service
Top man best in the company
Excellent service
Prompt problem resolution
Tailored coverage
Services
Fleet Insurance
Fleet Insurance provides comprehensive protection for businesses operating two or more commercial vehicles. This includes haulage, own goods vehicles, and specialist types like tippers, cranes, and concrete pumps. Policies cover public liability, employers liability, and goods in transit, with flexible options for multi-vehicle fleets and owner-drivers across the UK and Europe.
HGV Insurance
HGV Insurance caters to heavy goods vehicle operators with policies covering vehicles up to 100 tonnes. This includes owner-drivers, haulage firms, and specialist transporters. Coverage extends to public liability, goods in transit, and high-risk liability, with options for drivers of varying experience levels and vehicle security discounts to reduce premiums.
Taxi Insurance
Taxi Insurance offers tailored protection for single vehicles and fleets, including named driver policies and flexible excess options. Coverage includes comprehensive protection, social/domestic use, and courtesy vehicles during claims. Dedicated account handlers ensure competitive renewals and efficient claims processing for private hire and public hire operators.
Motor Trade Insurance
Motor Trade Insurance safeguards businesses handling customer vehicles, including road risk cover, premises protection, and liability insurance. Policies cover third-party damage, fire, theft, and business interruption, with additional options for tools of trade and indemnity cover tailored to garages and repair workshops.
Goods in Transit
Goods in Transit Insurance secures cargo during transportation for couriers, hauliers, and removal firms. Coverage includes theft, accidental damage, and loss under RHA, CMR, or all-risk policies. Specialist options cover hazardous materials, temperature-controlled goods, and high-value shipments with flexible sum-insured limits.
Questions
What is Commercial Fleet Insurance?
Commercial Fleet Insurance covers businesses with two or more company-owned vehicles under a single policy, simplifying management and reducing administrative burden.
Can I use my private car's no-claims bonus for HGV insurance?
Yes, some insurers accept private car no-claims bonuses for HGV policies, subject to discussion and approval before coverage begins.
Is Public Liability Insurance legally required?
Public Liability Insurance isn't legally mandatory but is strongly recommended for businesses interacting with the public to cover accident-related claims.
Do you offer insurance for new businesses?
Yes, we provide business insurance options for unregistered ventures, ensuring coverage for property damage, liability, and operational risks.
Can I add multiple drivers to my taxi policy?
Single vehicle taxi policies allow up to four named drivers, with flexible options for driver age ranges and experience levels.
What security discounts are available for fleet policies?
Fleet policies qualify for subsidised security options like telematics, driver training, and CCTV systems to reduce premiums and prevent losses.
Reviews (5)
Sam The Guide
Sep 29, 2021
Report
Was able to get a fleet insurance policy at a competitive rate. Very good communication & friendly staff.
Andrew King
Jul 02, 2021
Report
A1 company. From the sales team to admin .from 9am on a Monday to 1729 on a Friday always got time and do what you want with politeness . especially Michael top man best in the company .highly recommended
James Morris
Jun 30, 2021
Report
Positive:Quality
Rang for a Quote, was passed through to Ricky, Excellent knowledge and great quote, would definitely recommend to friends
Rang for a Quote, was passed through to Ricky, Excellent knowledge and great quote, would definitely recommend to friends
Nicola Wilde
Jun 28, 2021
Report
Positive:Quality
Excellent service, especially after having a little problem that was quickly dealt with. Thanks for a great experience.
Excellent service, especially after having a little problem that was quickly dealt with. Thanks for a great experience.
Verity Newrick-Johnson
Aug 12, 2019
Report
Having been recommended this company by a friend for their outstanding service and attention to detail, I would like to say WOW if every customer service experience was as good as the one they have shown me the world would be a better place! I had 3 vehicles to insure and lots of irritating questions and specific needs but nothing was to much for them and the level of cover they found for me is second to none. Having once worked in insurance myself (many years ago) I actually know what Im talking about so if you want outstanding service and cover tailor made to your needs, look no further. Thank
