Business Details
27 Years
experience
Trusted Financial Advisers in Manchester
Established in 1999, Sense Financial has dedicated itself to empowering individuals and businesses in Manchester and beyond to make informed financial decisions. Our team of hand-picked advisers combines technical expertise with a client-centric approach, ensuring every recommendation aligns with our clients' unique goals. As part of Openwork, one of the UK's leading financial advisory networks, we leverage extensive resources and industry-leading insights to deliver tailored solutions. With over two decades of experience, we specialise in simplifying complex financial matters, from mortgages and pensions to protection and investments.Our commitment to transparency, ethical practices, and ongoing client education has solidified our reputation as a trusted partner in financial planning. We prioritise long-term relationships, offering continuous support to adapt strategies as clients' lives evolve. By maintaining authorisation through the Financial Conduct Authority, we uphold the highest standards of professionalism and regulatory compliance. Our mission remains steadfast: to provide accessible, jargon-free advice that enables clients to achieve financial security and peace of mind.
Services
Mortgages
Protection
Pensions
Investments
Life Insurance
Critical Illness
Income Protection
Details
- Year established: 1999
Highlights and features
- We have over 25 years of experience in financial advisory services.
- Our team is part of Openwork, a leading UK financial advisor network.
- We prioritise personalised, jargon-free financial guidance.
- Our FCA-authorised status ensures regulatory compliance and client protection.
- We offer comprehensive solutions across mortgages, pensions, and protection.
Associations and certifications
- Financial Conduct Authority
What people say
Knowledgeable team
Personalised service
Clear communication
Trustworthy advice
Effective solutions
Services
Mortgages
We provide expert mortgage advice for first-time buyers, home movers, and investors. Our services include assessing borrowing capacity, comparing competitive rates, and selecting suitable lenders. With access to a wide range of products, we ensure tailored solutions for purchasing, remortgaging, or buy-to-let properties. Our guidance covers repayment structures, interest rate options, and regulatory considerations, prioritising long-term affordability and client needs.
Pensions
Our pension advisory services help clients prepare for a secure retirement. We review existing arrangements, recommend tax-efficient savings strategies, and guide clients through annuity options, drawdown plans, and auto-enrolment compliance. For business owners, we provide tailored pension schemes that align with company goals while meeting regulatory requirements. We also assist with consolidating pensions and optimising retirement income.
Investments
We offer investment advice to grow and protect clients' wealth. Our services include portfolio management, risk assessment, and selecting appropriate vehicles like ISAs, trusts, and bonds. We focus on aligning investments with financial goals, time horizons, and risk tolerance. Regular reviews ensure portfolios remain optimised, while our guidance helps clients navigate market fluctuations and tax implications.
Life Insurance
We provide life insurance solutions to safeguard families' financial futures. Our advice covers term life, whole-of-life, and decreasing cover options, ensuring adequate protection for mortgages, dependants, or business needs. We explain policy features, payout structures, and exclusions, helping clients choose affordable, comprehensive coverage that meets their specific circumstances.
Income Protection
Our income protection services ensure financial stability during periods of illness or injury. We design policies to replace a portion of lost income, covering essential expenses like mortgages and bills. We advise on benefit periods, deferment periods, and policy terms, ensuring coverage aligns with clients' employment status, family needs, and long-term financial security goals.
People
Sara Johnson
Practice Manager
Sara oversees daily operations at Sense Financial, ensuring seamless client service delivery. With extensive experience in financial services management, she coordinates our team to maintain high standards of client care and regulatory compliance.
Gill Skeer
Finance Manager
Gill manages financial operations and reporting for Sense Financial. Her expertise in financial management ensures the company maintains robust fiscal health while supporting strategic decision-making and client-focused resource allocation.
David Longworth
Financial Adviser
David provides comprehensive financial advice, specialising in retirement planning and investment strategies. With a focus on client education, he helps individuals achieve long-term financial security through tailored, jargon-free solutions.
Syd White
Mortgage Adviser
Syd specialises in mortgage solutions, assisting clients with home purchases, remortgaging, and buy-to-let investments. His expertise ensures clients secure competitive rates while understanding long-term financial commitments.
Rebecca Dunbobbin
Mortgage Adviser
Rebecca offers expert mortgage advice, guiding clients through complex lending criteria and product selections. She prioritises client needs, ensuring transparent, affordable solutions for first-time buyers and property investors.
Questions
What financial services does Sense Financial offer?
We provide mortgages, pensions, investments, life insurance, critical illness cover, and income protection. Our FCA-authorised advisers tailor solutions to individual and business needs.
How does Sense Financial ensure advice quality?
As part of Openwork and FCA-authorised, we follow strict compliance standards. Our advisers undergo continuous training to maintain expertise and ethical practices.
Do you serve clients outside Manchester?
While based in Manchester, we serve clients across the UK through in-person, phone, and online consultations, adapting services to regional financial regulations.
What mortgage options are available?
We offer residential, buy-to-let, and commercial mortgages. Our advisers compare competitive rates from multiple lenders to find suitable options for your circumstances.
How do I start a pension plan?
Contact us for a consultation to assess your goals, existing pensions, and risk tolerance. We'll recommend tax-efficient strategies aligned with your retirement timeline.
What protection policies do you recommend?
We offer life insurance, critical illness cover, and income protection. Our advisers assess your family situation and financial obligations to recommend appropriate coverage levels.
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Oct 30, 2018
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