Business Details
Trusted Structural Defects Insurance Specialist in St Helens
Advantage Home Construction Insurance Home Construction Insurance (AHCI) is a leading provider of structural defects insurance and building warranties in the United Kingdom. Established with decades of combined industry experience, we specialise in delivering gold-standard insurance solutions tailored to property developers, housing associations, and self-builders. Our nationwide presence is supported by regional offices in Warrington, London, Birmingham, Yorkshire, and Northern Ireland, ensuring comprehensive coverage across the UK. We pride ourselves on offering dedicated relationship managers who work closely with clients to secure appropriate cover, whether for multi-million-pound developments or individual residential projects.Our team of experts provides on-site and off-site support, combining technical proficiency with a commitment to customer satisfaction. With a focus on innovation and reliability, we partner with leading insurers to deliver competitive rates and fast-track quotes and coverage. Our adherence to the Trading Standards Consumer Codes Approval Scheme underscores our dedication to transparency, ethical practices, and resolving disputes efficiently. For over four decades, we have built a reputation for proactive service, long-term relationships, and tailored solutions that address the evolving needs of the construction sector.
Services
Structural Defects Warranty
Performance Bonds
Self-Build Insurance
Commercial Schemes
Retrospective Insurance
Barn Conversion Warranty
All Risks Insurance
Highlights and features
- We offer dedicated relationship managers for personalised service.
- Our competitive rates ensure cost-effective insurance solutions.
- Fast quote and cover process for time-sensitive developments.
- Free technical support from industry experts with decades of experience.
- Nationwide coverage with offices in key UK locations.
Associations and certifications
- Trading Standards Consumer Codes Approval Scheme
What people say
Dedicated relationship managers
Fast quote process
Professional and timely service
Cost-effective solutions
Expert technical support
Services
Structural Defects Warranty
Structural Defects Warranty protects against major structural issues in new builds or conversions for up to 12 years. Mortgage lenders often require this cover, ensuring property developers and homeowners meet regulatory standards. Our policies provide peace of mind through comprehensive coverage and fast claims resolution.
Performance Bonds
Performance Bonds guarantee project completion to developers and contractors. These bonds are essential for securing contracts and ensuring financial protection against contractor default. We offer tailored solutions aligned with project-specific requirements and industry regulations.
Self-Build Insurance
Self-Build Insurance covers residential projects during construction, including barn conversions and custom homes. Our 10-year latent defects warranty ensures compliance with lending criteria, offering protection against structural issues post-completion for individual homeowners and small developers.
Commercial Schemes
Commercial Schemes insurance addresses risks for non-residential developments like offices and schools. Policies cover structural defects and compliance with lender requirements, supporting large-scale projects up to 50 million in value through flexible, underwriter-backed coverage.
Retrospective Insurance
Retrospective Insurance provides structural defect coverage for completed developments lacking existing policies. This solution is ideal for older properties requiring mortgage compliance, offering tailored terms to mitigate risks associated with pre-existing structures.
People
Derek Byrne
Relationship Manager
Derek Byrne specialises in structural warranties, offering expert guidance to property developers. With years of industry experience, he ensures smooth policy acquisition and client satisfaction through proactive support and tailored insurance solutions.
Iain White
Account Manager
Iain White provides efficient technical support and cost-saving solutions for structural warranties. His client-focused approach ensures timely responses and clear communication, making him a trusted advisor for property developers and housing associations.
Josh Giblin
Technical Specialist
Josh Giblin supports clients through the warranty process for conversions and new builds. His expertise in compliance and certification ensures seamless project completion, particularly for first-time self-builders navigating complex insurance requirements.
Daniel Phillips
Claims Coordinator
Daniel Phillips simplifies retrospective warranty claims with a hands-on approach. His problem-solving skills resolve complex cases efficiently, reducing financial pressures for clients requiring coverage for completed developments.
Michele Mauchel
Technical Team Lead
Michele Mauchel oversees technical documentation and compliance for new builds. Her patience and attention to detail ensure smooth certification processes, particularly in high-pressure scenarios involving collapsed insurance providers.
Questions
What does structural defects insurance cover?
Structural defects insurance covers major structural issues in new builds or conversions for up to 12 years, ensuring compliance with mortgage lender requirements.
How do performance bonds work?
Performance bonds guarantee project completion, protecting developers and contractors financially if obligations under the contract are not met.
Can I get insurance for an existing property?
Yes, we offer retrospective insurance for completed developments without existing coverage, tailored to meet regulatory and lending criteria.
What is the process for self-build insurance?
Self-build insurance requires project details and specifications. Our team provides a quote, policy terms, and a 10-year warranty upon completion.
How quickly can I get a quote?
Quotes are typically provided promptly, with fast-track options available for urgent development needs.
Do you cover commercial properties?
Yes, we insure commercial developments including offices, schools, and retail units, with policies tailored to project-specific risks.
