Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Oswaldtwistle
Established in 1973, Owen & Ewing has evolved into one of the leading independent insurance brokerages in our sector. Our commitment to professional service is reinforced by our long-standing membership of the British Insurance Brokers Association (BIBA) and the Institute of Insurance Brokers, alongside authorisation by the Financial Conduct Authority (FCA). We prioritise delivering exceptional service standards, ensuring our team remains accessible throughout the policy term, not just at renewal periods. Our investment in advanced ICT capabilities enables seamless access to the UK insurance marketplace, including Lloyds of London, allowing us to secure competitive rates across all sectors. By exclusively partnering with UK-registered insurers, we guarantee the security and reliability of our clients coverage. Our advisory team combines decades of industry experience with a client-centric approach, ensuring tailored solutions for both personal and commercial insurance needs.We actively engage with emerging risks, such as climate-related challenges, to provide proactive advice on underinsurance and flood resilience. Our sponsorship of local athletes and community initiatives reflects our dedication to supporting the regions we serve. With offices in Oswaldtwistle, we offer face-to-face consultations alongside 24/7 emergency support for property and motor claims. Our expertise spans home, travel, private medical, personal accident, and Flood Re insurance for individuals, alongside comprehensive business coverage including retail, charity, commercial, landlords, licensed premises, professional indemnity, and cyber insurance.
Services
Home Insurance
Travel Insurance
Private Medical Insurance
Flood Re Insurance
Business Insurance
Landlords Insurance
Professional Indemnity
Cyber Insurance
Charity Insurance
Licensed Premises Insurance
Details
- Year established: 1973
Highlights and features
- We are FCA-authorised and members of leading industry bodies for regulatory compliance
- Our BIBA membership ensures adherence to highest brokerage standards
- 24/7 emergency claims support for property and motor incidents
- Advanced ICT systems provide access to competitive UK market rates
- Exclusive partnerships with UK-registered insurers guarantee policy security
Associations and certifications
- British Insurance Brokers Association
- Institute of Insurance Brokers
- Financial Conduct Authority
Services
Home Insurance
We provide comprehensive home insurance solutions protecting against property damage, theft, and liability claims. Our policies address rising rebuild costs due to material price increases, ensuring adequate coverage against underinsurance risks. Clients benefit from access to UK-registered insurers and tailored flood resilience options through Flood Re partnerships.
Business Insurance
Our business insurance portfolio includes retail, charity, commercial, and professional indemnity coverage. We specialise in cyber insurance and licensed premises protection, addressing modern risks like data breaches and climate-related incidents. Policies are structured to prevent underinsurance through expert valuation guidance and partnerships with trusted UK insurers.
Flood Re Insurance
We offer Flood Re insurance solutions for properties in high-risk areas, addressing market gaps caused by increased flooding. Our expertise includes advising on underinsurance mitigation and connecting clients with qualified surveyors to ensure accurate rebuild cost assessments, crucial for valid claims in flood-affected regions.
Landlords Insurance
Our landlords insurance provides protection for residential rental properties, including buildings, contents, and liability coverage. We guide clients on legal compliance requirements like smoke alarms while offering tailored flood resilience options. Policies ensure adequate sums insured to prevent underinsurance-related claim reductions.
Cyber Insurance
We deliver cyber insurance solutions protecting businesses against data breaches, ransomware, and online threats. Our policies address evolving digital risks through partnerships with specialist UK insurers, combined with proactive advice on risk mitigation strategies and incident response planning for commercial clients.
Questions
How do you help prevent underinsurance for property owners?
We advise clients to use qualified surveyors for accurate rebuild cost assessments and explain how index-linked increases often remain insufficient.
Do you offer flood insurance for previously affected properties?
Yes, through Flood Re partnerships, we provide coverage options for properties struggling to obtain flood protection elsewhere.
What emergency services do you provide?
24/7 emergency lines for property claims (01254 879375) and motor incidents (01204 567567) ensure immediate assistance.
How do you ensure competitive insurance rates?
Our advanced ICT systems connect directly to the UK insurance marketplace, including Lloyd’s of London, securing optimal pricing.
Are you regulated by industry authorities?
We are FCA-authorised and maintain memberships with BIBA and the Institute of Insurance Brokers for regulatory compliance.
What business insurance types do you cover?
We provide retail, charity, commercial, landlords, licensed premises, professional indemnity, and cyber insurance solutions.
