Business Details
Emergency
services
Trusted Dental Practice Insurance Solutions
CoverDent is a specialist dental practice insurance provider with over 25 years of experience in commercial insurance broking. As an affiliated member of the COBRA Insurance Broking Network, we combine independent expertise with the strength of 360 million in gross written premiums from Cobra members. Our policies are underwritten by AXA Insurance UK Plc and Aviva Insurance Ltd, both rated A and A+ by Standard & Poor's, ensuring reliable, market-leading coverage. We offer unique features such as automatic Machinery Breakdown Cover for dental equipment, business interruption protection, and 24/7 legal helpline support.Regulated by the Financial Conduct Authority, our commitment to client service includes 24-hour assistance and tailored solutions designed specifically for the evolving needs of dental practices. Our team's deep understanding of dental industry risks ensures policies that address modern challenges while maintaining compliance with regulatory standards.
Services
Machinery Breakdown Cover
Business Interruption Insurance
Employers' Liability
Public Liability
Theft Cover
Money Cover
Precious Metals Cover
Prescription Medicines Cover
Legal Helpline
Disaster Recovery Network
Highlights and features
- We offer 24/7 assistance for emergencies outside office hours
- Our policies include Machinery Breakdown Cover as standard
- Partnerships with AXA and Aviva ensure reliable underwriting
- Cover up to 10 million in employers' liability claims
- Access to 24/7 legal helpline and disaster recovery network
Associations and certifications
- Financial Conduct Authority
Services
Machinery Breakdown Cover
Our Machinery Breakdown Cover protects dental equipment including X-ray machines, lasers, and scanners. If essential equipment fails, we cover repair costs, temporary replacements, and loss of income. This standard inclusion ensures minimal disruption to patient care and business operations while maintaining financial stability during unexpected equipment failures.
Business Interruption Insurance
Business Interruption Insurance covers income loss following insured events like equipment failure or property damage. We provide financial support up to 500,000 (with optional increase) to maintain cash flow during recovery periods. This protection ensures practices can meet ongoing expenses while restoring normal operations after disruptive incidents affecting daily practice functions.
Employers' Liability
Employers' Liability insurance covers claims up to 10 million for workplace injuries or illnesses. This protection addresses legal costs and compensation payments arising from employee-related incidents. Our policy ensures compliance with legal requirements while safeguarding practices against financial risks associated with workplace safety claims involving staff members.
Public Liability
Public Liability insurance provides up to 5 million coverage for third-party injury or property damage claims. This protects against financial losses from incidents involving patients or visitors on practice premises. Our policy addresses legal defence costs and compensation payments, ensuring practices maintain financial stability while managing client safety responsibilities.
Disaster Recovery Network
The Prism disaster recovery network offers 24/7 assistance for emergency situations. This service connects practices with approved repair specialists and temporary equipment solutions during critical incidents. Our nationwide network ensures rapid response times for property damage, equipment failures, and other emergencies threatening business continuity through pre-vetted service providers and streamlined claims processes.
Questions
What makes CoverDent's dental insurance unique?
Our policies include Machinery Breakdown Cover as standard, 24/7 legal support, and business interruption protection specifically designed for dental practices.
How do I get a quote for dental practice insurance?
Contact us directly via phone or email to receive a tailored insurance quote for your dental practice needs.
Which insurers back CoverDent's policies?
Our policies are underwritten by AXA Insurance UK Plc and Aviva Insurance Ltd, both rated A and A+ by Standard & Poor's.
What emergency services are available?
We provide 24/7 assistance through our disaster recovery network and legal helpline for emergencies outside regular business hours.
Is CoverDent regulated by financial authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority for insurance broking activities.
