Business Details
16 Years
experience
Your Trusted Partner for Specialist Insurance Solutions
Established in 2010, Hard To Insure has dedicated itself to addressing the unique insurance challenges faced by individuals and businesses across the UK. Our mission is to streamline the search for specialist insurance solutions, eliminating the frustration of declined applications through a free, direct connection to expert providers. We specialise in non-standard cases, including properties affected by flooding or subsidence, listed buildings, and clients with complex personal circumstances such as unspent convictions or bankruptcy. By prioritising transparency and accessibility, we ensure clients receive tailored options without engaging in direct sales or advisory roles. Our service operates independently of call centres and comparison sites, focusing solely on matching clients with insurers capable of meeting their specific needs.With over a decade of experience, we have built a reputation for reliability and expertise in niche insurance markets. Our team understands the intricacies of hard-to-place risks, offering a lifeline to those overlooked by standard insurers. Headquartered in Peterborough, we serve clients nationwide, leveraging our industry knowledge to simplify what others deem impossible. Our commitment to ethical practices and client-centric service remains unwavering, ensuring every interaction reflects our core values of trust, efficiency, and professionalism.
Services
Home Insurance
Business Insurance
Ex-Offenders Insurance
Bankruptcy Insurance
Flood Zone Insurance
Subsidence Insurance
Listed Buildings Insurance
Joint Names/JCT Insurance
Motor Insurance
Buildings Insurance
Details
- Year established: 2010
Highlights and features
- We offer a free service connecting you with specialist insurance providers.
- Our expertise lies in non-standard insurance cases overlooked by mainstream insurers.
- We prioritise direct, transparent communication without call centres or comparison sites.
- Our team has over a decade of experience in niche insurance markets.
- We serve clients nationwide with tailored solutions for complex insurance needs.
Services
Home Insurance
Specialist home insurance solutions for non-standard properties, including flood zones, subsidence-affected homes, and listed buildings. We connect clients with insurers offering tailored coverage for unique risks, ensuring comprehensive protection where mainstream providers fall short. Ideal for homeowners facing challenges securing standard policies.
Business Insurance
Tailored insurance for businesses with complex needs, including ex-offenders and bankruptcies. We facilitate access to specialist commercial insurers, addressing risks often excluded by standard policies. Our service supports businesses in securing liability, property, and operational coverage aligned with their specific circumstances.
Flood Zone Insurance
Dedicated insurance for properties in high-risk flood areas. We partner with insurers experienced in flood-prone locations, offering policies that cover structural damage and recovery costs. This service provides peace of mind to homeowners and businesses in vulnerable regions excluded from conventional insurance markets.
Ex-Offenders Insurance
Insurance solutions for individuals with unspent convictions. We connect clients with insurers willing to underwrite policies despite criminal histories, covering home, vehicle, and personal liability needs. This service bridges gaps in accessibility, ensuring fair opportunities for coverage regardless of past circumstances.
Subsidence Insurance
Specialist insurance for properties affected by ground subsidence. We source providers capable of offering comprehensive protection against structural movement and related damages. This service caters to homeowners struggling to secure standard policies due to geological risks.
Questions
What types of insurance does Hard To Insure specialise in?
We specialise in non-standard home and business insurance, including flood zones, subsidence, ex-offenders, bankruptcy cases, and listed buildings.
How does your service work?
Complete a short form, and we connect you with up to three specialist insurers who contact you directly to discuss tailored coverage options.
Is your service free to use?
Yes, our service is completely free with no obligation to proceed with any insurer you're matched with.
Do you operate outside the UK?
Our service primarily focuses on clients within the United Kingdom, addressing UK-specific insurance challenges.
Can I get advice on which insurance to choose?
We do not provide direct advice but connect you with specialist insurers who can offer personalised guidance based on your needs.
