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Specialist Insurance for the Tattoo Industry
Inksurance was established to address the unique insurance needs of professionals in the tattoo and body art industry. Our philosophy centers on providing simple, transparent insurance solutions tailored to the specific risks faced by tattoo artists, body piercers, laser tattoo removal specialists, and semi-permanent makeup artists. With over 15 years of industry experience, we offer bespoke advice and comprehensive coverage options, including public liability, employers liability, and treatment risks.Our team prioritizes personalized service, operating without rigid call scripts to deliver solutions that align precisely with your business requirements. We maintain flexible availability, offering support via phone, online, and in-person consultations, including out-of-hours assistance through social media platforms. Our commitment to client satisfaction is demonstrated through rapid response times, with urgent coverage available within 10 minutes of contact.
Services
Public Liability
Employers Liability
Treatment Risks
Conventions
Guest Spots
Highlights and features
- We offer over 15 years of specialist experience in tattoo industry insurance
- Our bespoke service adapts to individual business requirements without standardised scripts
- Urgent coverage available within 10 minutes via direct phone contact
- Flexible support available outside standard office hours through multiple channels
- Personalised risk assessments can lead to improved insurance rates for unique businesses
Associations and certifications
- Financial Conduct Authority
What people say
Quick, affordable
Excellent telephone service
Great communication
Fully recommended
Services
Public Liability
Our public liability insurance protects tattoo and body art professionals against claims arising from client injuries or property damage during treatments. This essential coverage safeguards your business from financial losses due to legal actions, providing up to 5 million protection for incidents occurring at your studio or temporary work locations. The policy includes specific provisions for tattoo conventions and guest spots, ensuring comprehensive protection across different working environments.
Employers Liability
Mandatory employers liability insurance covers businesses with employees against claims from workplace injuries or illnesses. Our policies meet legal requirements with minimum 5 million coverage, specifically adapted for tattoo studios and body piercing establishments. The insurance includes protection for both permanent and temporary staff, with flexible terms accommodating fluctuating workforce requirements during busy periods or special events.
Treatment Risks
Specialist treatment risk insurance addresses the unique hazards associated with tattooing, body piercing, and laser removal procedures. This coverage protects against claims related to adverse reactions, infections, or complications arising from cosmetic treatments. Policies include specific provisions for semi-permanent makeup applications and emerging body art techniques, ensuring practitioners can innovate while maintaining financial protection against procedure-related claims.
Conventions
Our event-specific insurance provides temporary coverage for tattoo artists working at conventions or guest spots. The policy includes public liability protection during event participation, equipment coverage for transport and setup, and additional risks associated with temporary working environments. This flexible solution allows practitioners to expand their professional opportunities while maintaining comprehensive protection at competitive rates.
Studio Window
Studio window insurance protects against damage to your business premises and equipment from incidents like break-ins, fire, or flooding. This coverage includes protection for tattoo machines, sterilization equipment, and display materials essential to daily operations. Policies can be combined with business interruption coverage to safeguard income during temporary closures, ensuring continuity for established and new tattoo businesses alike.
People
Carl Tero
Managing Director
Carl Tero, Managing Director of Inksurance, brings over 15 years of specialist insurance experience to the tattoo and body art industry. He actively participates in tattoo conventions and contributes to trade publications, developing industry-specific insurance solutions. His hands-on approach includes personal consultations for complex cases.
Questions
What specific insurance products do you offer for tattoo artists?
We provide public liability, employers liability, treatment risks, and equipment insurance specifically tailored for tattoo artists, with additional coverage options for conventions and guest spots.
Can I get insurance coverage for body piercing treatments?
Yes, our policies specifically include body piercing treatments with coverage for both standard procedures and potential complications arising from piercings.
How quickly can I obtain insurance coverage?
Urgent coverage can be arranged within 10 minutes via direct phone contact, with full policy documentation following shortly after initial approval.
Do you cover laser tattoo removal specialists?
Yes, our insurance products specifically include laser tattoo removal treatments, addressing the unique risks associated with this advanced cosmetic procedure.
Are your policies available across the UK?
We provide insurance solutions nationwide across the UK, supporting both urban and rural tattoo and body art businesses with tailored coverage options.
