Business Details
18 Years
experience
Emergency
services
UK Business Protection Insurance Specialists
Founded in 2008, we specialise in providing bespoke business protection solutions for UK companies. With over 14 years of industry experience, our team of FCA-authorised professionals delivers tailored insurance strategies, including Key Person, Relevant Life, and Shareholder Protection policies. Our expertise spans whole-of-market comparisons, ensuring clients access the most competitive rates and comprehensive coverage.We prioritise client-centric advice, maintaining transparency and integrity in every consultation. Our commitment to excellence is reflected in our 4.9/5.0 rating across 104+ reviews, underlining our position as the UK's longest-serving business protection specialist. We operate with a clear mission: to safeguard businesses against financial disruption while offering cost-effective, tax-efficient solutions that align with evolving client needs.
Services
Key Person Insurance
Relevant Life Insurance
Shareholder Protection Insurance
Business Loan Protection
Private Health Insurance
Group Life Insurance
Employee Life Insurance
Self-Employed Life Insurance
Critical Illness Insurance
Income Protection Insurance
Details
- Year established: 2008
Highlights and features
- We offer over 14 years of specialist business protection experience since 2008
- We provide whole-of-market policy comparisons across all leading UK insurers
- Our team holds FCA-authorised status for regulatory compliance and expertise
- We guarantee the lowest prices for business protection insurance in the UK
- Our service maintains a 4.9/5.0 customer satisfaction rating with 104+ reviews
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Wonderful service
Best we found
Answered all questions
Thoroughly recommend
Services
Key Person Insurance
Key Person Insurance protects businesses from financial losses caused by the death or critical illness of essential personnel. This solution ensures continuity through lump sum payouts for recruitment, debt repayment, or operational expenses, maintaining stability during transitional periods while demonstrating HMRC-compliant tax efficiency.
Relevant Life Insurance
Relevant Life Insurance provides tax-advantaged life cover for directors and employees. Businesses claim premiums as allowable expenses while beneficiaries receive tax-free lump sums, offering superior savings compared to personal policies through HMRC-approved structures that accommodate flexible benefit levels and trust arrangements.
Shareholder Protection Insurance
Shareholder Protection Insurance facilitates smooth ownership transitions through pre-funded share buybacks upon death or critical illness. This solution maintains business control while providing fair compensation to deceased shareholders' estates, operating through cross-option agreements that align with corporate governance requirements.
Business Loan Protection
Business Loan Protection safeguards against unexpected loan repayment obligations following key personnel loss. This targeted insurance ensures debt obligations get settled without forcing asset liquidation, preserving working capital while maintaining lender relationships through structured policy terms.
Income Protection Insurance
Income Protection Insurance secures regular payments during prolonged absences caused by illness or injury. This tailored business continuity solution maintains cash flow for operational costs while replacing lost revenue, incorporating flexible deferred periods and benefit caps aligned with individual needs.
People
Jody Pearmain
Director
Jody Pearmain, director of MyKeyManInsurance, brings over 22 years of financial services experience. A CeMAP-qualified expert and FCA-authorised adviser, he specialises in business protection strategies while maintaining active roles in client education and industry media contributions.
Questions
What business protection solutions do you offer?
We provide Key Person Insurance, Relevant Life Insurance, Shareholder Protection, Business Loan Protection, and Income Protection tailored to UK businesses' specific requirements.
How does Key Person Insurance benefit businesses?
Key Person Insurance provides financial continuity through lump sum payouts when losing critical personnel, covering recruitment costs, debt obligations, and profit replacement while maintaining operational stability.
Can companies claim tax relief on insurance premiums?
Relevant Life Insurance premiums qualify as allowable business expenses under HMRC rules, while Key Person coverage offers potential corporation tax benefits depending on policy structure and purpose.
What claim documentation is required?
Claims require death certificates, medical evidence for critical illness cases, and business financial records demonstrating the impact of personnel loss on company operations.
How long does policy underwriting take?
Standard cases complete within days, though complex applications requiring medical underwriting or financial verification may take longer, with continual progress updates provided.
Reviews (7)
Shannon Butler
Nov 28, 2020
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Positive:Professionalism,Quality,Responsiveness,Value
The advice we received was excellent. We will definitely be back and would recommend any business looking for key man insurance to use this company.
The advice we received was excellent. We will definitely be back and would recommend any business looking for key man insurance to use this company.
Johnnie Phelps
Dec 19, 2019
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We spent quite a while with another company trying to arrange our shareholder protection. After months of not getting anywhere we decided to try another broker and found Jody at mykeyman. He specialises in business protection and you can definitely tell the difference. Everything was explained and things just made more sense. Rest assured everything is now set up correctly.
Godwin Nason
Nov 03, 2019
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We came to mykeymaninsurance after being recommended. The team are very helpful and genuinely felt they cared about making sure our company had the right products in place going forward. Hopefully we wont need to make a claim on this insurance but I feel confident its now sorted out properly and we can get on with our business.
Tedmund Medhurst
Sep 23, 2019
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Really pleased with the service. Everything done quickly and were highly knowledgeable around business protection. Would definitely recommend.
Sidney Epps
Aug 29, 2019
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Gave us the options, we compared the price with some other quotes and found mykeymaninsurance to be the cheapest. The service received was friendly and easy to understand. We will be back in a few years to increase our cover, thanks for your help.
Jack Payne
Jul 26, 2019
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Absolutely brilliant. We dealt with Tyler and Lori who were very helpful. The whole process was made easy with fantastic customer service all round.
Irwinn Gray
Jun 09, 2019
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We received a great service from mykeyman and would highly recommend them to any company looking for key man insurance.
