Business Details
50+ Years
experience
Your Trusted Partner for Specialist Insurance Solutions
Hiscox has been a specialist insurer since 1901, evolving from a single underwriter at Lloyd's to a global business with 31 offices across 13 countries. Our expertise spans specialist insurance and reinsurance, combining deep market knowledge with innovative risk management solutions. We pride ourselves on financial strength, evidenced by our 'A' rating, and a balanced portfolio that mitigates volatility while delivering sustainable growth. Our team of over 3,000 professionals serves customers worldwide, offering tailored products from small business insurance to complex cyber risk solutions. We prioritise long-term relationships with clients, partners, and communities, underpinned by core values of courage, integrity, and collaboration.Our commitment to sustainability and ethical governance ensures we remain a trusted partner in an ever-changing risk landscape. With a heritage of innovation, we continue to develop cutting-edge products like our GCHQ-accredited CyberClear Academy and augmented reality flood risk tools. Our hybrid working model and investment in employee development reflect our modern approach to talent and operational flexibility. Listed on the London Stock Exchange and headquartered in Bermuda, we maintain a diversified international presence while staying focused on specialist niches. Our ambition is to be a respected insurer valued by stakeholders globally, combining tradition with forward-thinking strategies to meet future challenges.
Services
Cyber Insurance
Reinsurance
Small Business Insurance
Home Insurance
Insurance-Linked Securities
Crisis Management
Details
- Year established: 1901
Highlights and features
- We offer over 120 years of specialist insurance expertise across global markets.
- Our balanced portfolio combines catastrophe-exposed and stable retail businesses.
- We develop innovative products like the GCHQ-accredited CyberClear Academy.
- Our 'A' rating reflects strong financial performance and prudent risk management.
- We prioritise sustainability through climate risk adaptation and community engagement.
Services
Cyber Insurance
Our cyber insurance solutions protect businesses against digital threats, including ransomware attacks and data breaches. We offer comprehensive coverage with proactive risk management tools like the CyberClear Academy. With products such as CyberClear365, we address evolving cyber challenges for clients globally.
Reinsurance
Hiscox Re & ILS provides reinsurance solutions for complex risks, leveraging a hardening market to deliver returns for partners and investors. Our expertise covers catastrophe-exposed risks and specialty lines through syndicates 33 and 6104 at Lloyd's.
Small Business Insurance
We offer tailored insurance for small businesses, including property, liability, and business interruption coverage. Our digital platforms enable efficient underwriting and claims processing, supporting entrepreneurs through every growth stage.
Home Insurance
Our home insurance products protect residential properties against perils like flooding and theft. Innovations like the FloodPlus AR app help homeowners visualise climate risks, while flexible policies adapt to changing needs.
Insurance-Linked Securities
Hiscox ILS structures insurance-linked securities that connect insurance risks with capital market investors. This division provides alternative risk transfer solutions while diversifying our revenue streams through catastrophe bonds and similar instruments.
People
Aki Hussain
Group Chief Executive
Aki leads Hiscox with over 20 years of financial services experience, previously serving as Group CFO. He prioritises sustainable growth and digital transformation while maintaining our specialist insurance heritage.
Paul Cooper
Group Chief Financial Officer
Paul brings extensive insurance and capital markets expertise as CFO, overseeing financial strategy and regulatory compliance. His audit and risk management background strengthens our financial stewardship.
Jon Dye
UK CEO
Jon leads Hiscox UK with prior CEO experience at Allianz UK. He focuses on retail insurance innovation and operational excellence, leveraging his deep understanding of specialty insurance markets.
Kathleen Reardon
CEO of Hiscox Re & ILS
Kathleen heads our reinsurance division, combining market knowledge with leadership to capitalise on hardening markets and deliver strong returns for investors and partners.
Joanne Musselle
Group Chief Underwriting Officer
Joanne oversees underwriting strategy with 17 years of experience at Hiscox, previously leading our largest retail division. Her expertise ensures disciplined risk selection across global operations.
Questions
What specialist insurance products does Hiscox offer?
We provide cyber insurance, reinsurance, small business coverage, home insurance, and insurance-linked securities, tailored to address niche risks across global markets.
How does Hiscox handle cyber risk management?
Our CyberClear365 product and GCHQ-accredited CyberClear Academy offer proactive training and incident response solutions to mitigate evolving cyber threats for businesses.
Is Hiscox financially stable?
Yes, we maintain an 'A' rating with a balanced portfolio combining catastrophe-exposed and stable retail businesses to ensure long-term resilience.
Where does Hiscox operate?
We operate in 13 countries across 31 offices, with a global presence in the UK, USA, Europe, Asia, and Bermuda as our headquarters.
How does Hiscox support sustainability?
We integrate ESG principles through climate risk adaptation, diversity initiatives, and community engagement, aligning with our net-zero transition goals.
What innovation drives Hiscox's services?
We develop tools like the FloodPlus AR app for climate risk visualisation and digital platforms for efficient SME insurance solutions.
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