Business Details
27 Years
experience
Your Trusted Partner for Financial Planning Solutions
Wealth Matters has been dedicated to transforming financial planning since 1999, founded by Julian Gilbert with a vision to prioritise client needs over industry norms. Our approach combines deep expertise with a commitment to ethical, transparent advice tailored to individual circumstances. With over 25 years of experience, we specialise in creating bespoke financial strategies for professionals, contractors, and business owners, ensuring clients feel empowered and secure in their financial futures.Our process begins with understanding your unique goals, followed by developing actionable plans and maintaining regular reviews to adapt to life's changes. Recognised as one of the UK's 65 Accredited Financial Planning firms, we uphold the highest standards of professionalism and client care.
Services
Financial Planning
Retirement Planning
Estate Planning
Investing
Inheritance Tax Planning
Details
- Year established: 1999
Highlights and features
- We have over 25 years of experience in independent financial advisory services
- Our WRAPS system ensures diversified, risk-appropriate investment portfolios
- We provide regular, transparent reporting with no hidden fees
- Our team includes Chartered Wealth Managers and Certified Financial Planners
- We maintain a client-centric approach with annual plan reviews
Associations and certifications
- Accredited Financial Planning Firm
- Financial Conduct Authority (FCA)
What people say
Excellent service
Highly qualified team
Ethical investing
Regular reviews
Peace of mind
Services
Financial Planning
Our financial planning service creates tailored strategies to achieve long-term security. We assess your current position, future goals, and risk tolerance to develop actionable plans. Clients benefit from regular reviews and adjustments to maintain alignment with evolving life circumstances.
Retirement Planning
Specialist retirement planning ensures financial security during your post-work years. We analyse pension options, income requirements, and tax implications to create sustainable withdrawal strategies. Our approach balances growth potential with capital preservation for lifelong financial stability.
Estate Planning
Comprehensive estate planning services protect your assets and legacy. We implement tax-efficient strategies for wealth transfer, including trust structures and inheritance tax mitigation. Our plans ensure your wishes are fulfilled while minimising legal complexities for beneficiaries.
Investing
Our investment solutions combine diversification with risk management through the WRAPS system. We construct portfolios aligned with individual risk profiles and financial goals, using ethical investment options and continuous performance monitoring to optimise returns.
Inheritance Tax Planning
Specialist inheritance tax planning identifies potential liabilities and implements legal strategies to reduce tax burdens. We utilise gifting strategies, trust formations, and charitable contributions to preserve wealth for future generations while maintaining compliance with current regulations.
People
Julian Gilbert
Founder and Director
Certified Financial Planner with Chartered Wealth Manager status, Julian established Wealth Matters in 1999 to provide ethical, client-focused financial advice.
Bruce Nash
Partner
Chartered Wealth Manager with specialist expertise in retirement planning and pension consolidation strategies for high-net-worth individuals.
Katherine Pautard
Partner
Certified Independent Financial Planner with extensive experience in cross-border financial solutions and tax-efficient investment structures.
Chris James
Chartered Financial Planner
Specialist in ethical investment portfolios and ESG (Environmental, Social, Governance) compliant financial products for discerning clients.
Bruce Hallman
Head of Investment Planning
Lead investment strategist responsible for developing the WRAPS system, ensuring diversified portfolios with appropriate risk management frameworks.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning including retirement strategies, estate planning, investment management, and inheritance tax solutions tailored to individual needs.
How do you work with clients?
Our three-step process involves understanding your goals, creating a customised plan, and conducting regular reviews to ensure ongoing alignment with your objectives.
Are you regulated by financial authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under reference number 300635.
What makes Wealth Matters different?
Our WRAPS system ensures diversified portfolios, and we maintain a client-first approach with transparent reporting and no hidden fees.
Do you offer inheritance tax planning?
Yes, we provide specialist guidance to help clients minimise inheritance tax liabilities while ensuring ethical wealth transfer.
Reviews (6)
John Clapham
Dec 08, 2019
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I have been making investments with Wealthmatters for four years. Following an initial introduction to a representative of Wealthmatters I followed a structured process set up by Wealthmatters to determine my investment requirements. This involved completing a fact finding document followed by Wealthmatters issuing a report making investment recommendations to suit my requirements. I found this work process to be very useful as whilst following the process I learnt about several investment options available to me. I made a series of investments following Wealthmatters over a period of time as
Phil Penney
Oct 09, 2019
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Have been working with Julian and his team for more years than I can remember (15 or so I think). They have always provided a professional and reliable service and I trust them completely with anything financial. Wouldn't hesitate to recommend!
Bob Little
Dec 13, 2018
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For more than ten years, Julian Gilbert and his Wealth Matters team have been looking after our finances. Having met Julian at a business networking group, it took an initial leap of faith to trust that Wealth Matters would be able to do all that Julian said it could do. The value of that leap of faith has - so far at least - been ably proven. It was a bonus to discover, later, that Julian and I had attended the same school (though not at the same time). It also helped to discover that we had mutual interests - notably a love of cricket. Having taken our finances in hand, Julian and his team have
Paul Doherty
Sep 11, 2018
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Julian and his team at Wealth Matters have been giving me excellent financial advice for the last 20 years. They are great people and I recommend them whole-heartedly!
Paul Woodroffe
Aug 31, 2018
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Since Julian became our IFA some 10 years or so ago he has immeasurably improved our finances to the stage where we are becoming financially independent. Without this help we certainly wouldn't be in the great position we are. Big thank you to Julian, but also the rest of the Wealth Matters team
Stuart McMillan
Jul 31, 2018
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I have been with wealth matters from the very beginning, Julian and his team offer a 1st class service - I have introduced many friends and clients to wealth matters over the years, their service is highly recommended.
