Business Details
Your Trusted Financial Partner in Hertford
Established as a trusted firm of Independent Financial Advisers based in Hertfordshire, we bring together a team with over 100 years of collective experience. Our philosophy centres on delivering bespoke, independent financial advice tailored to each client's unique needs and circumstances. We prioritise understanding your financial position to create clear, practical plans that align with your objectives. Our six-stage advice process ensures comprehensive analysis and actionable strategies for individuals, companies, and organisations. With expertise in pensions, investments, trusts, and corporate financial planning, we combine technical knowledge with a commitment to transparency and client comfort.Our team includes Chartered Financial Planners and specialists in tax-efficient solutions, supported by dedicated administrative professionals. We operate under the regulatory oversight of the Financial Conduct Authority, adhering to the highest standards of conduct and professionalism. While we specialise in complex financial matters, our approach focuses on simplifying concepts and ensuring clients fully understand their options. As an employee-owned business since March 2025, we maintain strong personal accountability and long-term client relationships.
Services
Investment Planning
Pension Planning
Employee Benefits
Trusts and Estate Planning
Corporate Financial Planning
Highlights and features
- We offer over 100 years of combined experience in financial advisory services
- Our team includes Chartered Financial Planners and specialist pension experts
- We provide fully bespoke financial solutions tailored to individual circumstances
- Our six-stage advice process ensures comprehensive and structured financial planning
- We maintain technical expertise through continuous professional development
Associations and certifications
- Financial Conduct Authority
Services
Investment Planning
We create tailored investment strategies considering your risk profile and financial goals. Our approach combines market analysis with tax-efficient vehicles to maximise returns while maintaining appropriate risk levels. Regular portfolio reviews ensure ongoing alignment with changing market conditions and personal circumstances.
Pension Planning
Our pension planning covers pre-retirement strategy development and post-retirement income optimisation. We help clients maximise pension benefits through tax-efficient structures while considering dependants' needs and evolving retirement lifestyles.
Employee Benefits
We advise businesses on comprehensive employee benefit packages including group pensions, life assurance, and private medical insurance. Our consultancy includes staff education through one-to-one sessions and group presentations to enhance benefit understanding.
Trusts and Estate Planning
We provide specialist guidance on tax-efficient wealth transfer strategies and estate planning. Our services help clients structure their assets to protect family interests while complying with regulatory requirements and minimising tax liabilities.
Corporate Financial Planning
We deliver strategic financial planning for businesses including succession planning, corporate investment strategies, and executive benefits packages. Our approach supports long-term business sustainability while addressing owners' personal financial objectives.
People
Paul Scott
Director
With 14 years at Scottish Widows and independent advisory experience since 1997, Paul specialises in pensions and inheritance tax planning. He focuses on simplifying complex financial concepts for clients.
Frank Levins
Director
A financial services professional with over 50 years' experience, Frank specialises in bespoke investment solutions for individuals and corporations, drawing on extensive market knowledge and Hambros Bank background.
Robert Levins
Associate Director
Achieving Chartered Financial Planner status, Robert provides comprehensive private client advice. His expertise spans multiple financial planning areas, supported by technical examination achievements.
Chris Allan
Associate Director
With prior experience at major pension providers, Chris offers specialist knowledge in pensions and investments, serving corporate clients and charitable foundations while maintaining personal financial planning expertise.
Ann Casey
Accounts & Compliance Manager
Bringing 19 years' banking industry experience, Ann manages accounts and compliance while serving as the primary client contact point, combining financial expertise with organisational leadership.
Questions
What areas of financial advice do you specialise in?
We specialise in pension planning (both pre and post-retirement), investment management, trusts and estate planning, corporate financial solutions, and employee benefits packages.
Are your financial advisers qualified?
Yes, our team includes Chartered Financial Planners and specialists with decades of experience, supported by qualified paraplanners and administrative professionals.
How do you ensure advice remains up to date?
We maintain technical expertise through continuous professional development and monitor financial markets to ensure recommendations reflect current conditions.
What is your approach to investment planning?
We assess risk tolerance and financial goals to create diversified portfolios using tax-efficient vehicles, focusing on long-term growth and capital protection.
How are you regulated?
We are authorised and regulated by the Financial Conduct Authority (reference number 154950) and comply with UK financial regulatory standards.
