Business Details
23 Years
experience
Your Trusted Financial Partner in Caddington
Capital Manor Independent Financial Advisors has been providing tailored financial solutions since 2003, serving individuals and businesses across Bedfordshire, Hertfordshire, and Buckinghamshire. Our disciplined approach combines comprehensive financial reviews with personalized planning to address both immediate needs and long-term goals. With over 30 years of collective experience, our team prioritizes transparency, integrity, and ongoing support to help clients preserve, protect, and grow their wealth. We specialize in pensions, investments, mortgages, protection, and estate planning, offering fee-based advice aligned with client objectives.Our directors, Martin Pitkeathly and Paul Gregory, have built strong local relationships, ensuring holistic financial strategies through collaboration with accountants and legal professionals. We emphasize client education, using advanced technology to simplify complex financial decisions while maintaining a commitment to regulatory compliance. Regular reviews ensure strategies evolve with changing circumstances, fostering trust through consistent, reliable service. Our reputation for excellence is reflected in long-standing client relationships and positive referrals, underscoring our dedication to financial peace of mind.
Services
Pensions Planning
Investment Advice
Mortgage Services
Protection Insurance
Estate Planning
Tax Mitigation
Will Writing
Income Protection
Corporate Financial Planning
Long-Term Care
Details
- Year established: 2003
Highlights and features
- We offer fee-based financial advice tailored to individual and corporate needs.
- Our team holds Level 4 Diplomas in Regulated Financial Planning and specialized certifications.
- We serve Bedfordshire, Hertfordshire, and Buckinghamshire with local market expertise.
- We provide ongoing reviews to adapt strategies to changing financial circumstances.
- We collaborate with accountants and solicitors for holistic financial solutions.
What people say
Efficient and pleasant service
Made the process easy
Thoroughly recommend
Excellent service
Professional and helpful
Services
Pensions Planning
We offer comprehensive pensions planning to help clients secure their financial future. Our advisers tailor strategies for private retirement, workplace pensions, and self-invested personal pensions (SIPPs). With expertise in annuities and drawdown options, we ensure compliance with UK regulations while optimizing tax efficiency and growth potential for long-term stability.
Investment Advice
Our investment services focus on capital growth and income generation through diversified portfolios. We assess risk tolerance and financial goals to recommend stocks, bonds, funds, and alternative assets. Regular performance reviews ensure alignment with market trends and client objectives, fostering sustainable wealth accumulation under FCA-regulated frameworks.
Mortgage Services
We provide mortgage advice for residential and commercial properties, including first-time buyer schemes and buy-to-let investments. Our CeMap-qualified advisers compare lenders to secure competitive rates, while mortgage administrators streamline the application process for seamless property transactions.
Estate Planning
Our estate planning services minimize inheritance tax liabilities through trusts, wills, and gifting strategies. We collaborate with solicitors to structure tax-efficient legacies, ensuring assets are distributed according to client wishes while complying with UK inheritance regulations and preserving family wealth across generations.
Protection Insurance
We design protection policies to safeguard clients against critical illness, income loss, and life events. Options include term assurance, income protection, and private medical insurance. Our advisers evaluate individual needs to recommend cost-effective coverage, ensuring financial security for families and businesses during unforeseen circumstances.
People
Martin Pitkeathly
Financial Adviser
Founder of Capital Manor since 2003, Martin has over 30 years of experience in financial services. He specializes in pensions and long-term care, holding a Level 4 Diploma in Regulated Financial Planning. Martin prioritizes face-to-face client relationships and community engagement.
Paul Gregory
Director and Principal Financial Adviser
Co-owner since 2003, Paul specializes in mortgages and investment advice. With a Level 4 Diploma in Regulated Financial Planning, he combines local knowledge with expertise in residential and buy-to-let lending to deliver tailored solutions for clients across the South East.
Steven Coote
Financial Adviser
Steven joined Capital Manor in 2014, bringing retail and commercial banking experience. He holds a Level 4 Diploma in Regulated Financial Planning and CeMap qualifications, offering expertise in pensions, investments, and protection to help clients achieve financial security.
Millie Cox
Mortgage Adviser
Millie transitioned from office administration to qualified mortgage adviser in 2020. She holds CeMap qualifications and focuses on residential mortgages, combining local market knowledge with personalized service to support first-time buyers and property investors.
Dana Summerfield
Mortgage Administrator
Dana joined Capital Manor in 2018, progressing to mortgage administrator. Currently studying CeMap qualifications, she manages mortgage applications, liaising with lenders and solicitors to ensure efficient processing for clients purchasing or remortgaging properties.
Questions
What financial services does Capital Manor offer?
We provide pensions, investments, mortgages, protection insurance, estate planning, and corporate financial advice. Our services cater to individuals and businesses across Bedfordshire, Hertfordshire, and Buckinghamshire.
How is Capital Manor regulated?
We are an Appointed Representative of Lyncombe Consultants Ltd, authorized and regulated by the Financial Conduct Authority (FCA). Our reference number is 223967 on the FCA register.
What areas do you serve?
We primarily serve Bedfordshire, Hertfordshire, and Buckinghamshire, with clients from London and the South East. Our Caddington office offers face-to-face consultations for local and regional clients.
How are your financial advisers qualified?
Our advisers hold Level 4 Diplomas in Regulated Financial Planning, CeMap qualifications, and specialized certifications in pensions, mortgages, and protection. Continuing professional development ensures up-to-date expertise.
What is your approach to financial planning?
We follow a six-step process: initial review, goal setting, research, plan presentation, implementation, and annual reviews. This ensures strategies evolve with clients' changing circumstances and financial objectives.
Can I get a free initial consultation?
Yes, we offer a free initial meeting to assess your needs and determine if our services align with your financial goals. This one-hour consultation explores potential strategies without obligation.
