Business Details
Your Trusted Partner for Financial Freedom
At DGS Independent Financial Advisers, we have dedicated ourselves to supporting clients on their journey to financial well-being. As an award-winning chartered firm, we offer independent financial advice and planning tailored to the unique needs of individuals, families, and corporate clients. Our services encompass comprehensive financial strategies, including investment planning, retirement solutions, and employee benefits, all designed to align with your personal and professional goals. With a heritage spanning nearly three decades, we pride ourselves on building long-term relationships through annual reviews and ongoing communication, ensuring your financial plan evolves alongside your aspirations. Our team of experienced professionals, including the firm's principals, provides direct, personalised attention, enabling swift responses to client requests and adaptable strategies that address unique challenges.Recognised in the FT Adviser Top 100 Financial Advisers list for 2023, 2024, and 2025, our commitment to integrity, transparency, and client-focused service underpins every solution we deliver. We operate with a strong ethical code, prioritising your interests while investing in continuous professional development to maintain the highest standards of expertise. Through videoconferencing and remote technology, we serve clients across the United Kingdom, offering flexibility in how you engage with uswhether online, in person, or at a mutually convenient location.
Services
Personal Financial Planning
Mortgage Advice
Protection Policies
Investment Planning
Retirement Strategies
Estate Planning
Corporate Financial Advice
Employee Benefits
Key Person Insurance
Shareholder Protection
Highlights and features
- We have nearly 30 years of experience in financial planning and advisory services.
- Our chartered designation reflects the highest standards of professionalism and ethics.
- We offer personalised financial strategies tailored to individual and corporate client needs.
- We provide UK-wide services through in-person, online, and remote consultations.
- Recognised in the FT Adviser Top 100 Financial Advisers list for three consecutive years.
Associations and certifications
- Chartered Financial Planners
- FT Adviser Top 100 Financial Advisers
What people say
Very professional
Excellent long-term results
Credit to the profession
Peace of mind
Immediate communication
Services
Mortgage Advice
Our mortgage advisory service helps clients navigate residential and buy-to-let property financing. We offer access to high-street and niche lenders, including specialist options for complex cases like bridging finance and development loans. With expertise in repayment and interest-only mortgages, we ensure clients understand their options while considering protection policies like life assurance and income cover.
Investment Planning
We design tailored investment strategies using individual savings accounts, investment bonds, and trusts to meet long-term financial goals. Our approach focuses on risk management, diversification, and tax efficiency, ensuring portfolios align with clients' risk tolerance and objectives while adapting to market changes and personal circumstances.
Retirement Planning
Our retirement planning service covers personal pensions, workplace schemes, and public sector pensions. We help clients maximise savings, create tax-efficient income plans, and explore options at retirement, including long-term care considerations. Regular reviews ensure strategies remain aligned with evolving needs and regulatory changes.
Protection Policies
We provide comprehensive protection solutions, including term life insurance, critical illness cover, income protection, and private medical insurance. These policies safeguard clients' financial well-being against unforeseen events, ensuring family security and business continuity while integrating with broader financial plans.
Corporate Financial Advice
Our corporate services include employee benefits solutions through the Zhoosh platform, shareholder protection, key person insurance, and group pension schemes. We help businesses attract and retain talent with flexible benefits packages while addressing succession planning and tax-efficient financial strategies tailored to SMEs.
People
Steve
Financial Adviser
Specialising in pension advice, Steve offers knowledgeable guidance and regular updates on investment performance, maintaining a professional and trusted relationship with clients.
Andy Wray
Financial Adviser
With years of experience, Andy provides reliable financial advice tailored to individual needs, delivering excellent long-term results even during economic challenges.
Sara Titmus
Financial Adviser
Sara offers expert mortgage and insurance advice, demonstrating professionalism and work ethics through immediate communication and clear recommendations.
Questions
What financial services does DGS offer?
DGS provides mortgage advice, investment planning, retirement strategies, protection policies, estate planning, and corporate financial solutions tailored to client needs.
Are DGS Financial Advisers regulated?
We are Authorised and Regulated by the Financial Conduct Authority for most services, except corporate financial planning and employee benefits.
Can I meet DGS advisers remotely?
Yes, we offer consultations via videoconferencing, in-person at our UK offices, or at mutually convenient locations.
What fees does DGS charge for mortgage advice?
Our minimum broker fee for residential mortgages is £295, though existing clients often receive waived fees.
How does DGS ensure personalised service?
Our small-firm approach allows direct access to experienced professionals who build long-term relationships and adapt strategies to client goals.
