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Expert Insolvency Solutions for Businesses and Individuals
Navigate Business Recovery has been providing expert insolvency and financial recovery solutions for over 36 years. Led by Vee Bharkhada, a seasoned professional with extensive experience in business rescue and debt management, we specialise in guiding businesses and individuals through complex financial challenges. Our services include administrations, company voluntary arrangements (CVAs), individual voluntary arrangements (IVAs), and commercial mediation, tailored to each client's unique circumstances.

We prioritise trust, reliability, and transparency, offering free initial consultations and competitive pricing to ensure accessible, high-quality support. With a proven track record of delivering successful outcomes, we aim to alleviate financial stress and help clients regain control of their futures.
Services
Business Reviews Administrations Company Voluntary Arrangements Individual Voluntary Arrangements Commercial Mediation
Highlights and features
  • We have over 36 years of experience in insolvency and business recovery.
  • Our team offers free initial consultations and competitive pricing.
  • We provide tailored solutions for businesses and individuals in financial difficulty.
  • Our services include administrations, CVAs, IVAs, and commercial mediation.
  • We prioritise trust, reliability, and transparency in all client interactions.
Services
Business Reviews
Our business reviews provide a comprehensive analysis of financial health, identifying risks and opportunities for improvement. We assess cash flow, debt structures, and operational efficiency to develop actionable recovery strategies. Tailored to each client's needs, our reviews help businesses avoid insolvency and achieve long-term stability.
Administrations
Administrations allow insolvent companies to restructure under court protection. We guide businesses through this process, working with stakeholders to maximise value and preserve operations. Our expertise ensures compliance with legal requirements while prioritising sustainable recovery solutions for directors and creditors.
Company Voluntary Arrangements
CVAs enable companies to negotiate debt repayment plans with creditors. We facilitate these arrangements, balancing creditor interests with business viability. Our approach minimises disruption, protects assets, and provides breathing space for businesses to regain financial stability through structured settlements.
Individual Voluntary Arrangements
IVAs offer individuals a legally binding alternative to bankruptcy. We help clients negotiate reduced debt repayments over 3-5 years, with potential debt write-offs. Our process ensures fair treatment of creditors while protecting personal assets and future financial prospects.
Commercial Mediation
Commercial mediation resolves financial disputes between businesses and creditors without litigation. We facilitate negotiations to achieve mutually acceptable outcomes. This cost-effective approach preserves relationships, reduces legal risks, and accelerates resolution for all parties involved.
People
Vee Bharkhada
Founder
Vee Bharkhada has over 36 years of experience in business recovery and insolvency. Recognised in the Financial Times for her work with high-net-worth clients, she specialises in detecting financial stress early and implementing strategic solutions to prevent bankruptcy.
Pete Reeves
Business Development Executive
Pete Reeves combines decades of commercial experience with practical support for businesses in crisis. His background in SME and corporate environments enables effective matching of clients with tailored recovery solutions, prioritising clear communication and actionable outcomes.
Questions
What insolvency services do you offer for businesses?
We provide administrations, company voluntary arrangements (CVAs), liquidations, and commercial mediation to help businesses restructure or resolve financial difficulties.
Can you help individuals avoid bankruptcy?
Yes, we specialise in individual voluntary arrangements (IVAs) and debt management plans to help individuals negotiate reduced payments and potential debt write-offs.
Are your consultations confidential?
All meetings and discussions are strictly confidential, ensuring privacy for directors, business owners, and individuals seeking advice.
Do you offer 24/7 emergency support?
Our free advice line operates 7 days a week from 7am to 11pm for urgent financial guidance and immediate assistance.
How do you handle cross-border debt issues?
We advise on international debt solutions, including bankruptcy implications abroad and compliance with foreign jurisdictions while protecting UK-based assets.
Reviews (5)
Mat Jazdzewski
Dec 06, 2018 Report
I am happy to recommend Navigate Business Recovery. They are very professional and extreemly good at what they do. Vee is pleasure to deal with and she delivers excellent results
Francis Nathan
Dec 06, 2018 Report
Vee is the most brilliant consultant to work with and to have on your team. She helped us to successfully set up and promote our new business, advised and helped us in dealing with the local council and our supplier. She then followed thru to ensure we succeeded in every single area. She made it a point to attend meetings with our difficult… supplier and council, stepped in when we went off tangent and took control of difficult situations to keep us on the right track. Vee will not leave any stone unturned. Her commitment, focus, determination and drive to succeed is second to none.
Kiran Panesar
Dec 06, 2018 Report
Vee has a very professional, confident, friendly and reassuring approach and would highly recommend Navigate Business Recovery and Insolvency in her area of expertise.
Nicola Petrou-Amerikanos
Dec 06, 2018 Report
Business can be very messy, stressful and overwhelming. Having network for many years with . I can TOTALLY recommend her, her experience, expertise, and first class dedication have won cases, preventing people and their businesses sink or run into bricks walls. Her knowledge and hard work have helped many
Dana Burtescu
Dec 05, 2018 Report
I worked closely with Vee at some projects in mediation and i can vouch for her dedication, commitment, professionalism and constant update into this field and always looking over her clients best interests.