Business Details
11 Years
experience
Expert Pension & Employment Rights Services for Insolvency
Clumber Consultancy is a specialist employee and pension solutions provider serving the UK insolvency market. Established in 2015, our team combines over 100 years of cumulative experience in managing occupational pension schemes and Employment Rights Act (ERA) compliance matters during business insolvencies. We work directly with insolvency practitioners to deliver accurate scheme reports, independent trusteeship, unpaid contribution claims handling, and comprehensive ERA employee services. Our compliance review processes ensure statutory obligations are met at every insolvency stage, while our fixed-fee structure provides cost certainty. The Vivid Vision strategy underpinning our operations demonstrates our commitment to continuous improvement in supporting both practitioners and employees through complex pension matters.Our team's extensive track record includes acting as Independent Trustee for trust-based schemes, conducting detailed data reconciliations, and implementing statutory obligations compliance measures. The business maintains formal accreditation with the Pensions Regulator and HMRC for RTI processing, supporting our mission to deliver technically robust solutions with empathy and transparency. Staff training programs ensure our workforce remains at the forefront of evolving pension legislation and insolvency practices.
Services
Pension Scheme Reports
Independent Trusteeship
ERA Employee Services
Compliance Reviews
Unpaid Contribution Claims
Scheme Wind-Ups
RTI Processing
Consultation Support
Pension Protection Fund Services
Scheme Member Communication
Details
- Year established: 2015
Highlights and features
- We have over 100 years combined experience in insolvency pension services
- Our compliance review process ensures statutory obligations are fully met
- We act as Independent Trustees for trust-based pension schemes
- Fixed-fee structure provides cost certainty for clients
- Our team maintains specialist knowledge of evolving pension legislation
What people say
Highly responsive
Ethical and thorough
Proactive approach
Excellent communication
Professional team
Services
Pension Scheme Reports
We provide comprehensive pension scheme reports for insolvency practitioners, detailing statutory obligations, scheme status, contribution history, and recommended actions. Our reports help IPs navigate complex pension matters while minimizing liability. The service includes identifying unpaid contributions and recommending recovery strategies through the Redundancy Payments Office.
Independent Trusteeship
Our Independent Trusteeship service supports insolvency practitioners managing trust-based pension schemes. We handle scheme wind-ups, member communications, benefit option provision, and statutory compliance. This service removes liability from IPs while ensuring member interests are protected throughout the process.
Employment Rights Act Services
We deliver comprehensive Employment Rights Act services including claims processing, preferential claim balancing, RTI submissions, and employee consultation support. Our services ensure insolvency practitioners meet statutory requirements while supporting employees through redundancy processes with clear guidance and documentation.
Compliance Reviews
Our compliance reviews verify statutory obligations are met at every insolvency stage. The service includes assessing pension scheme documentation, contribution payment status, and Pensions Regulator requirements. We identify gaps and provide actionable recommendations to reduce risk and potential penalties for insolvency practitioners.
Unpaid Contribution Claims
We specialise in reclaiming unpaid pension contributions on behalf of employees and insolvency practitioners. The service includes reconciling payroll data, preparing RP15 forms, and managing RTI submissions to HMRC, with an online claims system currently in trial with the Redundancy Payments Office.
People
Darren
Managing Director
Darren leads Clumber Consultancy with a clear 3-year vision for growth while maintaining technical excellence. With extensive experience in pension scheme insolvencies, he drives our professional standards and client-focused approach.
Emily
Pension Consultant
Emily specialises in pension scheme reporting and compliance reviews. Her technical expertise ensures accurate assessments of scheme obligations while maintaining a client-centric approach throughout the insolvency process.
Paul
ERA Specialist
Paul provides expert Employment Rights Act services, focusing on employee claims processing and HMRC compliance. His empathetic approach helps clients navigate redundancy processes with clear guidance and support.
Questions
What services do you offer for insolvency practitioners?
We provide pension scheme reports, independent trusteeship, unpaid contribution recovery, ERA compliance services, and scheme wind-up assistance for insolvency practitioners managing pension obligations.
How do you handle pension scheme compliance?
Our compliance reviews verify statutory requirements are met through detailed assessments of scheme documentation, contribution payments, and Pensions Regulator obligations, with actionable recommendations for improvement.
Can you assist with Employment Rights Act claims?
Yes, we process employee claims, calculate preferential and unsecured balances, manage RTI submissions, and provide consultation support to ensure compliance with ERA requirements.
Do you act as Independent Trustees?
Yes, we serve as Independent Trustees for trust-based pension schemes, handling wind-ups, member communications, and compliance while protecting both member interests and IP liability.
How do you handle unpaid pension contributions?
We reclaim unpaid contributions through the Redundancy Payments Office, including payroll data reconciliation, RP15 form preparation, and HMRC RTI submissions for scheme members.
What areas do you cover?
We operate nationwide across the UK, supporting insolvency practitioners and businesses with pension and Employment Rights Act matters from our Mansfield headquarters.
