Business Details
Trusted Financial Advisers in Sheffield
JPM Financial has established itself as a trusted provider of financial advisory services, combining extensive industry experience with a commitment to personalized client support. Our team of qualified professionals specialises in mortgage solutions and protection planning, offering tailored advice to meet diverse financial needs. With over a decade of operation, we maintain authorisation from the Financial Conduct Authority, ensuring adherence to rigorous regulatory standards. Our independence allows access to the whole of market, enabling us to source suitable financial products for clients' unique circumstances. We prioritise transparency in our fee structure, clearly communicating charges before service commencement.Our mortgage advisory service includes purchase, remortgage, and buy-to-let options, complemented by protection planning for life's uncertainties. We work closely with solicitors and estate agents to streamline processes for clients, aiming to deliver a hassle-free experience. Our approach combines technical expertise with practical solutions, focusing on long-term client relationships built on trust and professional integrity. We maintain clear communication channels through our Sheffield office, providing both in-person and remote consultation options. Our commitment to quality service is demonstrated through our structured complaint resolution process, including access to the Financial Ombudsman Service when required.
Services
Mortgage Advice
Protection Planning
Buy to Let Mortgages
Remortgaging
Trust Planning
Highlights and features
- We offer FCA-authorised financial advisory services with whole-of-market access
- Our team provides mortgage solutions for complex property transactions
- We combine technical expertise with practical, client-focused financial planning
- Our fee structure is transparent with clear pre-service communication
- We maintain established relationships with medical underwriters for protection plans
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Advice
Our mortgage advisory service provides expert guidance on property purchases, remortgaging, and buy-to-let investments. We work with clients to identify suitable financing solutions from the whole of market, considering individual financial circumstances and long-term objectives. Our FCA-regulated advisers help navigate the application process, liaising with solicitors and estate agents to ensure smooth transactions while maintaining transparent fee structures throughout.
Protection Planning
We offer comprehensive protection solutions covering life insurance, critical illness cover, and income protection. Our specialists work closely with medical underwriters to secure appropriate coverage for clients' circumstances, including tailored trust planning to ensure proceeds distribution aligns with your wishes. While life cover is FCA-regulated, trust planning services operate outside this framework, requiring separate client consideration.
Buy to Let Mortgages
Our buy-to-let mortgage service caters to property investors seeking rental income opportunities. We provide market analysis and financing options specifically designed for investment properties, considering landlord-specific requirements and tax implications. Our advisers help structure viable investment strategies while maintaining compliance with relevant regulatory standards for mortgage products.
Remortgaging
We assist homeowners in reviewing and restructuring existing mortgages to potentially reduce payments or access equity. Our remortgaging service evaluates current market rates against individual circumstances, considering early repayment charges and potential savings. We guide clients through the transition process while maintaining transparent communication about associated costs and benefits.
Trust Planning
Our trust planning service ensures life cover proceeds are distributed according to your intentions, providing inheritance tax efficiency and asset protection. While operating outside FCA regulation, this service forms an important component of comprehensive financial planning. We help establish appropriate trust structures to safeguard beneficiaries' interests while coordinating with wider protection strategies.
People
James Mace
Company Director
As Company Director, James Mace oversees strategic operations and regulatory compliance at JPM Financial, ensuring adherence to FCA standards across all advisory services.
Peter Mogan
Company Director
Peter Mogan co-directs the firm's operations, focusing on maintaining high advisory standards and developing partnerships with industry professionals to enhance client service delivery.
Karen Wright
Mortgage & Protection Advisor
Karen Wright provides specialist mortgage and protection advice, leveraging extensive product knowledge to create tailored financial solutions for clients' property and risk management needs.
Kelly Waldron
Mortgage & Protection Advisor
Kelly Waldron offers expert guidance on mortgage financing and protection planning, maintaining strong relationships with medical underwriters to secure appropriate coverage options for clients.
Questions
What mortgage services does JPM Financial Management offer?
We provide comprehensive mortgage advice including property purchases, remortgaging, capital raising for home improvements, and buy-to-let investments through our FCA-regulated services.
How does JPM Financial Management handle protection planning?
Our protection services cover life cover, critical illness, and income protection, with specialist medical underwriter relationships to ensure appropriate policy placement for clients' circumstances.
Are there any additional fees beyond the mortgage advice charge?
Our standard mortgage advice fee is £295, with any additional charges clearly communicated before service commencement through our transparent pricing policy.
What regulatory protections exist for clients?
As an FCA-authorised firm, we follow strict regulatory standards with access to the Financial Ombudsman Service for any unresolved complaints.
Do you offer trust planning services?
Yes, we incorporate trust planning into our protection advice to ensure life cover proceeds are directed according to your wishes, though this service isn't FCA regulated.
Reviews (1)
Colette Bernasconi
Jun 07, 2021
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Pete Mogan was really knowledgeable and supportive helping us first time buyers get a mortgage. I've got a bit of an unconventional financial background and when we were initially rejected, Pete kept pushing our case and got us a good deal. Really grateful to him for all his help and patience answering all of our questions. Highly recommend!
