Business Details
22 Years
experience
Trusted Chartered Financial Planners in Dronfield
Established in 2004, we are an award-winning financial planning firm dedicated to delivering independent, client-focused advice. Our Chartered status reflects our commitment to professional excellence and ethical standards. We specialise in creating tailored financial solutions for individuals, businesses, and professionals, with a focus on retirement planning, investment management, and estate protection. Our evidence-based approach prioritises cost efficiency and long-term sustainability, supported by over 100 years of combined team experience.We maintain independence from financial product providers to ensure unbiased recommendations aligned with client needs. Our service includes regular plan reviews, tax-efficient strategies, and behavioural coaching to navigate market volatility. We operate from Dronfield, serving clients across the UK with transparent fee structures and a free initial consultation.
Services
Retirement Planning
Investment Planning
Family Protection
Estate Planning
Mortgage Advice
Business Financial Planning
Personal Injury Compensation
Trustee Services
Divorce Financial Planning
Care Costs Planning
Details
- Year established: 2004
Highlights and features
- Chartered Financial Planners with 100+ years combined experience
- Evidence-based investment strategies minimising costs and maximising returns
- Personalised financial solutions tailored to individual circumstances
- Transparent fee structure with ongoing service included
- Award-winning client-focused approach since 2004
Associations and certifications
- Chartered Insurance Institute
- Financial Conduct Authority (FCA)
What people say
Expert guidance
Thorough analysis
Superb service
Transparent fees
Compassionate support
Services
Retirement Planning
We create tailored retirement strategies considering current assets, future goals, and changing regulations. Our approach includes pension consolidation, income optimisation, and tax-efficient withdrawal planning. With evolving pension rules, we provide ongoing reviews to ensure your plan remains aligned with your lifestyle objectives while maintaining regulatory compliance.
Investment Planning
Our evidence-based investment approach utilises low-cost index funds and strategic asset allocation. We assess risk tolerance, time horizons, and financial goals to construct diversified portfolios. Regular reviews ensure ongoing alignment with market conditions and personal circumstances while maintaining cost efficiency through negotiated provider discounts.
Family Protection
We design comprehensive protection plans covering life cover, critical illness, and income protection. Our approach considers existing provisions and future needs to safeguard family financial security. We help clients navigate policy options and ensure adequate coverage against unforeseen life events while maintaining affordability.
Estate Planning
Our estate planning service addresses wealth preservation and intergenerational transfer. We coordinate wills, trusts, and tax mitigation strategies to protect assets while considering inheritance tax implications. The service includes gifting strategies and business succession planning to ensure client intentions are fulfilled efficiently.
Mortgage Advice
We provide independent mortgage guidance covering residential and lifetime mortgages. Our service includes market-wide product comparisons, affordability assessments, and remortgaging strategies. We explain complex mortgage terms in plain English while ensuring solutions align with overall financial plans and long-term objectives.
People
David Bashforth
Chartered Financial Planner
With FPFS designation, David specialises in complex pension transfers and retirement planning. He has over 20 years' experience guiding clients through financial transitions while maintaining Chartered Institute standards.
Jon Stevens
Chartered Financial Planner
APFS-qualified Jon focuses on investment strategy and business financial planning. His expertise in workplace pensions and employee benefits has helped numerous clients achieve long-term financial security since joining Belmayne.
Ben Smalley
Chartered Financial Planner
As an APFS member, Ben specialises in divorce financial planning and personal injury compensation. His client-centred approach has earned multiple recommendations for creating practical solutions during life transitions.
Martin Birch
Chartered Financial Planner
FPFS and MCSI-qualified Martin leads the team's behavioural coaching initiatives. With expertise in cashflow planning and care costs strategies, he helps clients maintain financial stability during emotional life events.
Questions
What financial planning services do you offer?
We provide retirement planning, investment management, family protection, estate planning, mortgage advice, and business financial solutions tailored to individual needs.
Are your financial planners qualified?
All our planners hold Chartered status with the Insurance Institute and have FPFS/APFS designations, representing the highest professional standards in financial planning.
How are your fees structured?
Our ongoing service costs approximately 1.3% annually, covering comprehensive planning, regular reviews, and unlimited consultations. We offer a free initial consultation to assess suitability.
Are you regulated by financial authorities?
Yes, we're authorised and regulated by the Financial Conduct Authority (FCA) under reference 409714, ensuring compliance with strict professional standards.
Can you help with complex financial situations?
Our team specialises in complex cases including pension transfers, divorce settlements, business succession planning, and personal injury compensation strategies.
Do you offer remote financial advice?
Yes, we provide flexible meeting options including office visits, home visits, and remote consultations via video conferencing to accommodate client preferences.
Reviews (7)
Pete Ray
Nov 16, 2020
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I would recommend Belmayne as they treat you as an individual and are highly supportive, easy to talk to and always on hand to answer questions. They provide a clear and upfront explanation of all costs and processes and carry out regular reviews with you to ensure your financial planning remains the best available for you. In dealing with you they are prepared to go that extra mile to help . I fully recommend them.
Andrew Hardwick
Nov 06, 2020
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Positive:Professionalism,Responsiveness,Value
Having never dealt with a financial advisor before we were very apprehensive. We needn't have worried, Cathy was wonderful explaining everything. She has made herself available when needed and is quick to answer any email queries. We would have no hesitation in recommending this firm.
Having never dealt with a financial advisor before we were very apprehensive. We needn't have worried, Cathy was wonderful explaining everything. She has made herself available when needed and is quick to answer any email queries. We would have no hesitation in recommending this firm.
Valerie Allen
Aug 12, 2020
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Cathy has been a joy to work with. We had no idea what we were doing or where to start. Cathy took us by the hand and led us step by step. We knew we were in safe hands. Cathy went through everything, explained it clearly to us and then what would happen next. Cathy kept in touch with us every step of the way. Cathy also kept our spirits up when we thought investigations would not bring the good news we had hoped for. With Cathy leading the way I have been able to retire 6 years early. My hubby and I cannot thank her enough. An absolute pleasure to work with a caring and very knowledgeable person
Carol Taylor
Jun 07, 2020
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These days planning for and making decisions about retirement can be confusing and time consuming . We certainly didn't have the time or expertise. Cathy took the pain away by listening to our future plans & concerns and took full account of our personal circumstances and ideas giving an honest and realistic choice of
how best we could best achieve them. Our experience is a very professional service with friendly and personal touch.
how best we could best achieve them. Our experience is a very professional service with friendly and personal touch.
Martin Cooper
May 19, 2020
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I can whole heartedly recommend this service provider and especially Cathy as a professional financial advisor. I have found the way in which she takes you through the various steps and explains things that to a layperson are total gibberish, to be both clear and concise. I thoroughly recommend her and Belmayne to any individuals who have a need for this type of financial support and service provision.
Sandra Stephens
Nov 03, 2019
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Belmayne offers a super advice service. I can always depend on very professional support and easy access to my data. Looking forward to continued working with Belmayne in the future.
Nicole Squires
Oct 17, 2019
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As well as taking charge of my financial situation I also had a couple of work pension plans, from past jobs, and was unsure of what to do with them. My advisor from Belmayne was Ben and he went through my situation and what the best options were for my pensions. He was very professional and explained everything in a way that was very easy to understand. Highly recommend Belmayne and especially Ben Smalley!
