Business Details
9 Years
experience
Independent Financial Advice in Whaley Bridge
As independent financial advisers, we offer impartial and unbiased advice tailored to individual client needs. Our charges are transparent and discussed upfront during initial consultations. We employ experienced professionals who take pride in delivering comprehensive financial planning services, including retirement strategies, investment recommendations, life assurance, inheritance tax planning, and cashflow modelling. Our team works closely with clients to understand their current and future financial goals, crafting bespoke solutions that evolve with their changing circumstances.Based in Whaley Bridge, we serve clients across Stockport, Bolton, and Oldham, prioritising long-term relationships through regular financial reviews and ongoing support. Our regulatory compliance and commitment to ethical practices ensure clients receive trustworthy guidance aligned with UK financial regulations.
Services
Pension Planning
Investment Management
Inheritance Tax Planning
Life Assurance
Cashflow Modelling
Details
- Year established: 2017
Highlights and features
- We offer impartial advice from the whole of the market.
- Our team has decades of combined financial services experience.
- We provide tailored solutions for retirement and investment planning.
- We are directly authorised by the Financial Conduct Authority.
- We prioritise long-term client relationships with regular financial reviews.
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Outstanding personal service
Knowledgeable professional
Excellent choice
No pressure approach
Regular financial reviews
Services
Pension Planning
We help clients create or transfer pensions to optimise retirement income. Our specialists research options, handle paperwork, and guide clients through annuities, income drawdown, and other strategies. Tailored advice ensures pensions work harder for individual circumstances.
Investment Management
Our team advises on savings and investment opportunities to grow client assets. We assess risk profiles and financial goals to recommend suitable portfolios, including ISAs and SIPPs, with regular performance reporting and projections.
Inheritance Tax Planning
We provide strategies to minimise inheritance tax liabilities while preserving financial legacies. Our advice considers lifetime gifts, trusts, and other vehicles to ensure efficient wealth transfer to beneficiaries.
Life Assurance
We advise on life cover options to protect families financially. Our recommendations consider term assurance, whole-of-life policies, and critical illness cover, ensuring appropriate coverage for individual needs.
Cashflow Modelling
We create detailed cashflow projections to help clients understand future financial positions. This service integrates pensions, investments, and tax planning to support informed decision-making about retirement and major life events.
People
Kevin Benstead
Director & Financial Adviser
Qualified economist with 15+ years' experience in financial services. Directly authorised by the FCA since 2017. Specialises in holistic financial planning, with expertise in pensions and investments.
Darren Cooper
Office Manager
Joined in 2009 with prior financial services experience. Manages day-to-day operations and client communications. Focuses on delivering efficient administrative support to enhance client service.
Christine Howard
Administration Assistant
30+ years' finance and operational management experience. Provides part-time administrative support, ensuring smooth client service delivery while maintaining approachable professionalism.
Questions
What financial services do you specialise in?
We specialise in pensions, investments, inheritance tax planning, life assurance, and cashflow modelling for UK-based clients.
Are you regulated by the FCA?
Yes, we are directly authorised and regulated by the Financial Conduct Authority (FCA) under reference 753701.
How do you charge for your services?
Our charges are based on the work required and discussed transparently during initial consultations with no obligation.
Can you help with pension transfers?
Yes, we assist with pension consolidation and transfers, including complex cases involving international relocation.
Do you offer home visits?
Initial consultations can be arranged at your home at a convenient time with no charge.
