Business Details
23 Years
experience
Your Trusted Financial Planning Partner
Established in 2003, Principle Investment Management is an independent financial planning practice based in Cheshire. Our client-centric approach focuses on delivering tailored financial solutions that align with individual aspirations and life goals. We specialise in providing impartial advice to business owners, professionals, and retirees, ensuring our clients achieve financial clarity and long-term security. Our team of qualified professionals prioritises integrity, transparency, and technical expertise, fostering enduring relationships built on trust. We believe financial planning should be accessible and jargon-free, empowering clients to make informed decisions about their financial future.Our services encompass retirement planning, tax optimisation, pension management, and inheritance tax strategies, all designed to simplify complex financial matters. We operate under a fee-based model with upfront cost agreements, eliminating surprises and maintaining full transparency. Our commitment to continuous professional development ensures our team remains at the forefront of industry knowledge. By combining personal insight with strategic financial expertise, we aim to become lifelong financial partners for our clients, enabling them to focus on what truly matters to them.
Services
Financial Planning
Retirement Planning
Pension Management
Tax Planning
Inheritance Tax Strategies
Investment Advice
Details
- Year established: 2003
Highlights and features
- We provide independent, unbiased financial advice with no ties to investment providers
- Our client-centred approach creates tailored solutions for business owners and professionals
- Transparent fee-based model with costs agreed upfront
- Specialist expertise in retirement planning and tax-efficient investment strategies
- Ongoing support with regular reviews to adapt to changing life circumstances
Associations and certifications
- Financial Conduct Authority
What people say
Personalised advice
Long-term relationships
Jargon-free communication
Tax-efficient strategies
Ongoing support
Services
Financial Planning
Comprehensive financial planning tailored to individual life goals and circumstances. Our approach combines technical expertise with personal understanding to create actionable strategies that evolve with changing needs. We focus on long-term financial security through structured investment solutions and regular portfolio reviews.
Retirement Planning
Specialist retirement planning services that address pre-retirement transitions and post-retirement management. We develop tax-efficient strategies to ensure financial security during retirement years, incorporating pension consolidation and income drawdown solutions tailored to individual lifestyle aspirations.
Tax Planning
Strategic tax planning solutions designed to maximise investment growth through legitimate tax reliefs and allowances. Our services include pension contribution optimisation, ISA utilisation, and corporate tax efficiency strategies for business owners.
Inheritance Tax Planning
Comprehensive inheritance tax mitigation strategies that protect family wealth and facilitate smooth asset transfer. We implement structured investment vehicles and gifting strategies to reduce estate tax liabilities while maintaining financial flexibility.
Investment Advice
Impartial investment advice focused on achieving specific financial objectives. Our approach combines risk profiling with market analysis to construct diversified portfolios that balance growth potential with capital preservation across different asset classes.
People
Alex Vincent
Managing Director
DipPFS qualified with extensive experience in financial planning. Leads the team in delivering tailored investment solutions while maintaining direct client relationships. Focuses on strategic business development and technical excellence.
Joel Birkhead
Financial Planner
DipPFS qualified financial planner specialising in retirement and tax-efficient investment strategies. Provides ongoing advice to professionals and business owners, focusing on long-term wealth accumulation and protection.
Jane Leach
Client Relationship Manager
Manages client relationships with emphasis on communication and service delivery. Ensures clients receive consistent support throughout their financial planning journey while coordinating team interactions.
Joanna Wilson
Pension Specialist
Specialises in pension regulations and retirement income solutions. Provides expert guidance on pension transfers, consolidation, and income planning to ensure clients maximise their retirement benefits.
Craig Alexander
Client Relationship Manager
Focuses on client engagement and ongoing service delivery. Works closely with clients to understand evolving needs and coordinates appropriate financial solutions across the firm's service offerings.
Questions
What types of clients do you work with?
We specialise in working with business owners, senior professionals, and retirees requiring tailored financial planning solutions.
How do you charge for your services?
We operate a transparent fee-based model with costs agreed upfront, ensuring no hidden charges or surprises.
Are you regulated by any financial authority?
Yes, we are regulated by the Financial Conduct Authority under reference 424343.
What areas do you cover?
Based in Marple, Cheshire, we serve clients throughout the UK with both in-person and virtual consultations.
How often do you review financial plans?
We provide ongoing support with regular reviews to ensure plans remain aligned with changing life circumstances and goals.
Can you help with pension transfers?
Yes, our pension specialists provide expert guidance on transfers, consolidation, and retirement income planning.
