Business Details
37 Years
experience
Your Trusted Financial Partner in Sheffield
Established in 1989, we have built a reputation as trusted Chartered Independent Financial Advisers (IFAs) serving clients across Sheffield and Derbyshire. Our team, led by directors Phil Smith and Jonathan Rowley, combines over 30 years of collective experience in financial planning, tax strategy, and investment management. We hold prestigious Chartered status, demonstrating our commitment to professional excellence and ethical practice. As SOLLA Accredited Later Life Advisers, we specialise in addressing financial needs in later life with tailored solutions. Our approach focuses on understanding individual client circumstances to create bespoke financial plans, regularly reviewed to ensure ongoing alignment with goals.We prioritise transparency, offering impartial advice on pensions, trusts, ethical investments, and long-term care planning. Our client-centric philosophy is reflected in testimonials praising our ability to simplify complex financial matters and provide reassurance during life transitions. Regulated by the Financial Conduct Authority, we maintain rigorous standards of service and compliance. Through strategic partnerships with solicitors and accountants, we deliver integrated financial solutions that address both immediate needs and long-term objectives.
Services
Pensions and Retirement Planning
Tax Planning and Trust Funds
Investment Advice
Divorce and Separation Advice
Long-Term Care Fees
Ethical Investments
Details
- Year established: 1989
Highlights and features
- Chartered status demonstrating professional excellence since 1989
- SOLLA Accredited Later Life Advisers for specialist retirement planning
- Bespoke financial strategies tailored to individual client circumstances
- Transparent fee structure with no hidden charges
- Comprehensive service covering pensions, tax planning and ethical investments
Associations and certifications
- Chartered Institute for Securities & Investment
- SOLLA (Society of Later Life Advisers)
What people say
Huge weight lifted
Thorough report
Helpful and attentive
Understood all options
Regular reviews
Services
Pensions and Retirement Planning
Our Chartered Financial Advisers provide comprehensive pension reviews and retirement planning. We assess current arrangements, recommend improvements, and explain all options including annuities and flexible pension access. Our advice incorporates the latest legislation changes and tax efficiency strategies. With expertise in defined benefit transfers and retirement income planning, we help clients achieve their retirement goals while minimising tax liabilities.
Tax Planning and Trust Funds
We offer specialist advice on inheritance tax mitigation, trust creation, and estate administration. Our services include UK and offshore tax planning, trust management, and preparation of tax returns. We help clients protect assets through appropriate trust structures while ensuring compliance with current tax regulations. Our holistic approach considers investments, retirement plans, and protection strategies to create effective estate plans.
Investment Advice
Our investment specialists provide tax-efficient portfolio management tailored to individual risk profiles and financial goals. We offer advice on ISAs, bonds, ethical investments, and diversified portfolios. With expertise in both growth and income-focused strategies, we employ evidence-based investment approaches while regularly monitoring performance to ensure optimal returns within acceptable risk parameters.
Divorce and Separation Advice
As Resolution members, we provide specialist financial advice during relationship breakdowns. Our services include asset division strategies, tax consequence analysis, and long-term financial planning for separating couples. We help clients understand their financial rights and obligations while working constructively to achieve fair outcomes that protect their financial future and that of any dependants.
Long-Term Care Fees
We specialise in long-term care funding strategies that protect assets while ensuring quality care provision. Our advice covers care home fee planning, NHS funding options, and asset preservation techniques. We help clients navigate complex care systems while maintaining dignity and choice in later life, with strategies that balance immediate care needs against intergenerational wealth transfer objectives.
People
Phil Smith
Director and Chartered Financial Planner
With over 25 years' experience in financial services, Phil specialises in retirement planning and investment management. He joined Hamnett Wealth in 1996, becoming a director in 2008. Phil holds the prestigious Chartered Financial Planner designation and is committed to delivering client-focused solutions that combine technical expertise with practical advice.
Jonathan Rowley
Director and Chartered Financial Planner
A Chartered Financial Planner with specialist SOLLA accreditation, Jonathan has over 20 years' experience in financial advice. He joined the company in 2002 and focuses on later life planning, tax-efficient investments, and ethical investment strategies. Jonathan combines technical excellence with a personable approach to client relationships.
Questions
What qualifications do your advisers hold?
All our advisers are Chartered Financial Planners with the highest professional qualifications in the industry. We maintain ongoing continuing professional development to stay current with regulatory changes and market developments.
How do you charge for your services?
We provide transparent fee structures with no hidden charges. Our charges are clearly explained during initial consultations and depend on the complexity of your financial situation and the services required.
What areas do you cover?
While based in Sheffield, we serve clients throughout South Yorkshire and Derbyshire. We also work with clients nationwide through remote consultations via phone or video conferencing.
Are you regulated by the FCA?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 447862. This ensures we meet strict regulatory standards in all our financial advice services.
Do you offer ethical investment options?
Yes, we are members of the Ethical Investment Association and offer a range of ethical investment funds. We can create bespoke ethical portfolios that align with your values while meeting your financial objectives.
How often do you review financial plans?
We conduct annual reviews as standard, with additional reviews available when significant life changes occur. Our clients also receive regular market updates and can contact us anytime with questions or concerns.
Reviews (2)
Simon Chalk
Jan 30, 2021
Report
We work closely with other professional firms that provide financial advice to people in retirement and later life. Jonathan - being accredited by the Society of Later Life Advisers, is at the very top of his game and most able to provide the highly-skilled and advice that people really do need.
Simon Chalk
MD & Equity Release specialist
Laterliving now!
Simon Chalk
MD & Equity Release specialist
Laterliving now!
Janet Mort
Jun 23, 2020
Report
I had the good fortune to be advised by Jonathan Rowley recently. Mr. Rowley was most professional, dealt with issues sensitively but pertinently and was most reliable in his contact. With me. Communication skills were excellent and he explained things concisely and clearly. I shall definitely be contacting Mr. Rowley again should the need arise.
