Business Details
21 Years
experience
Your Trusted Partner for Financial Planning Solutions
At Clear Solutions Wealth & Tax Management, we prioritise understanding our clients' unique financial aspirations to deliver tailored solutions. Founded in 2005 by Stephen Jones, a multi-award-winning Chartered Financial Planner, our firm combines decades of expertise with industry-leading qualifications, including Certified Financial Planner and Fellow of the Personal Finance Society accreditations. Our approach centres on financial forecasting, tax-efficient strategies, and holistic planning across wealth creation, retirement, and intergenerational transfer.Recognised for excellence through accolades like Financial Planner of the Year, we serve business owners, executives, and individuals seeking structured cash management and risk-appropriate investments. Backed by client testimonials praising our professionalism and measurable outcomes, we maintain rigorous compliance with international standards while offering transparent, client-centric advice.
Services
Wealth Creation
Wealth Management
Contingency Planning
Retirement Planning
Tax Efficient Investing
Inheritance Tax Planning
Business Owner Solutions
Pension Management
Investment Strategy
Later Life Planning
Details
- Year established: 2005
Highlights and features
- We have over 18 years of experience in financial planning and tax management.
- Our team holds Chartered and Certified qualifications, exceeding FCA standards.
- We implement tax-efficient strategies aligned with HMRC-approved incentives.
- Our client-centric approach prioritises long-term financial security over sales targets.
- We offer holistic planning for wealth creation, retirement, and intergenerational transfer.
Associations and certifications
- Chartered Financial Planner
- Certified Financial Planner
- Fellow of the Personal Finance Society (FPFS)
What people say
Excellent product
Profound difference
Incredible advice
Tax-efficient strategies
Measurable outcomes
Services
Wealth Creation
We help clients build sustainable wealth through diversified investing and disciplined financial management. Our strategies focus on risk-appropriate asset allocation, compound growth, and cash flow optimisation. Clients benefit from tailored plans that align with their financial goals and risk tolerance.
Wealth Management
Our wealth management service ensures steady growth and accessibility of assets through comprehensive portfolio reviews. We integrate tax incentives, monitor market fluctuations, and adjust strategies to protect against economic volatility while maintaining long-term growth objectives.
Contingency Planning
We develop safeguards against unexpected life events like job loss or illness. Our plans incorporate insurance solutions and emergency funds to maintain financial stability during crises, ensuring clients' core objectives remain achievable despite setbacks.
Retirement Planning
We create phased retirement income plans using pensions, investments, and tax-efficient withdrawals. Our approach addresses care costs, inheritance goals, and income optimisation to support clients' desired lifestyle throughout retirement.
Tax Efficient Investing
We utilise HMRC-approved schemes like EIS, VCTs, and ISAs to minimise tax liabilities. Our strategies combine trusts, bonds, and business relief to enhance investment returns while ensuring compliance with current tax legislation.
People
Stephen Jones
Chartered Financial Planner & Managing Director
Award-winning financial planner with 18 years' experience, holding Chartered and Certified qualifications. Featured in BBC media and What Investment, Stephen specialises in tax-efficient strategies and intergenerational wealth transfer for business owners and high-net-worth individuals.
Ajmer Somal
Independent Member of the Investment Committee
Investment expert with specialist knowledge in portfolio diversification and risk management. Ajmer contributes to strategic asset allocation decisions and market analysis for client portfolios.
Robert Love
Independent Member of the Investment Committee
Seasoned investment professional focusing on market trends and economic forecasting. Robert ensures investment strategies align with clients' long-term financial objectives and risk profiles.
Sam Blakemore
Paraplanner Investments
Supports investment strategy implementation with detailed research and compliance documentation. Sam ensures accurate execution of tax-efficient investment plans and portfolio management.
Jessica Hill
Paraplanner
Provides technical support for financial planning processes, including pension reviews and investment documentation. Jessica ensures all client materials meet regulatory standards and planning requirements.
Questions
What financial planning services do you offer?
We provide wealth creation, tax-efficient investing, retirement planning, contingency strategies, and intergenerational wealth transfer tailored to individual circumstances.
How do you personalise financial advice?
We conduct detailed financial reviews to understand your goals, risk tolerance, and current assets before creating customised, adaptable plans.
Are your advisers qualified?
Our team holds Chartered Financial Planner, Certified Financial Planner, and FPFS accreditations, exceeding FCA minimum standards.
How do you handle tax efficiency?
We utilise HMRC-approved schemes like EIS, VCTs, and ISAs while incorporating trusts and bonds to minimise tax liabilities.
What areas do you cover?
We operate from Burton upon Trent, London, and the West Midlands, serving clients nationwide through virtual consultations.
Can you help business owners?
Yes, we specialise in structured cash management, tax planning, and succession strategies for business owners and professional firm partners.
