Business Details
23 Years
experience
Trusted Financial Advisers in Lichfield
Acuity Financial has been delivering expert financial advice since 2003, operating across Staffordshire, the Midlands, and nationwide. Our team of qualified professionals specialises in pensions, investments, mortgages, and protection planning, prioritising client understanding through clear communication. With over 20 years of combined experience, we build long-term relationships rooted in trust, evidenced by our high rate of client referrals. We focus on simplifying complex financial matters while maintaining transparency in all our dealings.Our commitment to ongoing client education ensures informed decision-making throughout every stage of the financial planning process. As an FCA-authorised firm, we adhere to rigorous regulatory standards while maintaining a client-centric approach. Annual reviews ensure our strategies evolve with changing personal circumstances, and our free initial consultations demonstrate confidence in the value we provide.
Services
Pensions Planning
Investment Advice
Mortgage Solutions
Protection Planning
Equity Release
Estate Planning
Junior ISAs
Details
- Year established: 2003
Highlights and features
- We offer 20+ years of combined experience in financial advisory services
- Our FCA authorisation ensures adherence to strict regulatory standards
- Annual reviews adapt strategies to changing client circumstances
- Free initial consultations demonstrate confidence in our service value
- Client referrals account for most of our new business
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Professional approach
Significant savings
Prompt assistance
Stress-free process
Services
Pensions Planning
Our pensions specialists help clients maximise retirement savings through tailored strategies. We review existing schemes, identify transfer opportunities, and optimise annuity selections while considering tax implications. With expertise in Defined Benefit schemes and pension sharing during divorce proceedings, we ensure clients receive appropriate income streams that match their lifestyle goals. Our annual reviews maintain alignment with evolving personal circumstances.
Investment Advice
We create customised investment portfolios aligned with clients' risk profiles and financial objectives. Our services include ISA products, capital growth strategies, and income-generating investments. We specialise in reviewing dormant portfolios and restructuring underperforming assets while maintaining transparent communication about market risks and potential returns across different investment vehicles.
Mortgage Solutions
As independent advisers, we access the entire mortgage market to find optimal products for first-time buyers, remortgagers, and property investors. Our services cover fixed-rate, tracker, and interest-only mortgages with detailed affordability assessments. We assist through the entire application process, including liaison with solicitors and providing repayment calculations tailored to clients' employment situations.
Equity Release
We provide regulated equity release solutions for clients seeking to access property wealth while maintaining residency. Our advice includes lifetime mortgages with no negative equity guarantees and home reversion plans. We assess suitability based on health status and long-term care needs while explaining tax implications and inheritance impacts for estate planning purposes.
Estate Planning
Our specialists create comprehensive estate plans to manage asset distribution while minimising inheritance tax liabilities. Services include trust creation, power of attorney arrangements, and intergenerational wealth transfers. We provide strategic guidance on tax-efficient gifting and legal documentation to ensure clients' wishes are fulfilled while protecting beneficiaries' interests.
People
Stuart Nokes
Managing Director
With over 20 years' experience, Stuart established Acuity Financial in 2003 after graduating with a First Class B.Sc. in Physics from Durham University. He specialises in pensions and financial planning, maintaining FCA-authorised status.
Paula Crawford
Financial Consultant
Paula transitioned to financial services in 2008 after healthcare sector experience. She holds Dip.PFS and CII certifications, specialising in pensions and mortgage advice while delivering client-focused solutions with her First Class B.Sc. background.
Questions
What financial services do you specialise in?
We specialise in pensions planning, investment advice, mortgage solutions, protection planning, equity release, estate planning, and Junior ISAs.
Are you regulated by any official body?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA).
Do you charge for initial consultations?
No, we offer free initial consultations to assess your financial needs and our suitability.
How do you tailor financial advice to individual clients?
We conduct comprehensive reviews of your circumstances and provide annual updates to adapt strategies as needed.
Can you help with existing pension schemes?
Yes, we review and optimise existing pension arrangements, including occupational schemes and transfers.
What areas do you cover?
We operate throughout Staffordshire, the Midlands, and provide services nationwide across the UK.
Reviews (2)
Su Lee
Dec 05, 2019
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I highly recommend Stuart, Dan and his team at Acuity Financial for their financial services; I used their services for mortgage brokering, financial advice and life insurance. Stuart very patiently answered every question I had during my complicated 1.5 year case (undergoing a separation), with insightful knowledge and in a clear manner. Always very responsive, efficient, understanding and an expert in his field. Stuart thinks of everything, goes above and beyond the call of duty and I found his guidance absolutely essential during this process. I will definitely return to Acuity when I need to
Dave Smith
Jul 23, 2018
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Acuity Financial were excellent in helping me to access the funds in my pension when I retired. Good communication from initial meeting right until the very end. Service was exceptional and I cannot fault any of the team.
