Business Details
34 Years
experience
Trusted Financial Planning Services in Birmingham
Established in 1992, Interface Financial Planning has built a reputation for prioritising clients' life goals over profit-driven financial strategies. Our approach combines over three decades of industry experience with a commitment to integrity and transparency. We specialise in Financial Life Planning, a methodology developed through rigorous training at the Kinder Institute, ensuring clients receive guidance that aligns with their personal values and aspirations. Our team, led by Chartered Financial Planner Alan Moran, holds multiple accreditations including ISO 22222 and BS 8577 certifications, demonstrating our dedication to professional excellence. By maintaining long-term relationships with a select client base, we provide tailored advice that addresses both immediate financial needs and long-term objectives.Our paperless, cloud-based operations enhance efficiency while maintaining the highest standards of data security. Recognised by leading industry bodies such as The CII and CFA UK, we combine technical expertise with a deep understanding of behavioural finance to deliver sustainable financial solutions. Our commitment to ethical practices is reflected in our transparent fee structures and ongoing client education initiatives, ensuring clients make informed decisions about their financial future.
Services
Life Planning
Cash Flow Planning
Wealth Management
Pension Transfers
Estate Preservation
Investment Strategy
Tax Planning
Retirement Planning
Trust Creation
Long Term Care Funding
Details
- Year established: 1992
Highlights and features
- 30+ years of client-focused financial planning expertise
- ISO 22222 certified for international financial planning standards
- Personalised service with dedicated advisor relationships
- Ethical approach prioritising life goals over product sales
- Chartered professionals with industry-leading qualifications
Associations and certifications
- ISO 22222
- BS 8577
Services
Life Planning
Our Financial Life Planning service helps clients align financial decisions with personal values through a structured five-stage process. Using the EVOKE methodology developed by the Kinder Institute, we help identify life priorities, create actionable goals, and overcome financial obstacles. This approach ensures money becomes a tool to support the lifestyle clients truly desire.
Cash Flow Planning
We create detailed financial projections using professional software to map income and expenditure over time. This service identifies potential shortfalls, optimises savings strategies, and helps clients make informed decisions about major life changes. Our approach provides clarity on financial positioning from current status through to retirement planning.
Wealth Management
Our wealth management service combines evidence-based investing with behavioural coaching to optimise investment outcomes. We focus on asset allocation, low-cost diversification, and tax-efficient strategies while helping clients maintain discipline during market fluctuations. The service includes sustainable and ethical investment options through specialist partnerships.
Defined Benefit Pension Transfers
We provide specialist analysis of defined benefit pension transfer opportunities, evaluating transfer values against guaranteed benefits. Our FCA-authorised advice considers investment growth potential, inheritance planning needs, and risk tolerance to determine suitability. The service includes comprehensive scenario modelling and risk assessments.
Estate Preservation
Our estate planning services focus on protecting assets through will writing, trust creation, and lasting powers of attorney. We help clients implement tax-efficient structures while ensuring wealth distribution aligns with personal wishes. The service includes professional legal drafting and ongoing trust administration support.
People
Alan Moran
Chartered Financial Planner
Certified Financial Planner since 1995 and one of the UK's first Chartered Financial Planners. Holds IMC certificate and CFA UK membership. Specialises in wealth management and investment strategies.
Questions
What is Financial Life Planning?
Financial Life Planning puts your personal goals at the centre of financial decision-making. We help identify what matters most to you and create financial strategies that support your desired lifestyle.
How does your planning process work?
Our EVOKE process includes Exploration, Vision creation, Obstacle identification, Knowledge application, and Execution. This structured approach ensures comprehensive financial planning aligned with personal values.
Are you regulated by financial authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) with registration number 424729.
How are your services charged?
We use transparent fee structures with no hidden charges. Payment details are discussed during initial consultations to ensure complete clarity.
Can you help with pension transfers?
Yes, we specialise in defined benefit pension transfer analysis with FCA-authorised expertise and specialist qualifications in this area.
Do you offer online account access?
Yes, our clients access secure online portals for document sharing, investment tracking, and complete file history access.
